American Financial Network

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United States
Manalapan, NJ
American Financial Network

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Serving homebuyers, homeowners and Realtors all 50 States Nationwide. The best mortgage platform in the industry. Branch NMLS # 1500631. is a licensed lender.

Over 100,000 online reviews 4.84 Stars ⭐️⭐️⭐️⭐️⭐️

Corporate NMLS #237341 EHL American Financial Network, Inc. is licensed by the New Jersey Residential Mortgage Lender Branch License under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID #237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas.

08/28/2026

Welcome Aboard Steven Tilghman !!!

We are SO excited to have you on team AFN!!!

In his own words :

"Over the years, I have been able to assist many families obtain financing, many of them for the first time, and it never gets old. Each loan is a new challenge that I take on with the utmost passion and integrity. I rely on my extensive background in the mortgage industry to find unique solutions to each families individual problems. In my years underwriting loans I gained a unique perspective, and often times can find a way to save a loan based on a niche or quirk in some programs. Regardless of size, scope or complexity of issue my team and I develop a unique path to satisfy the needs of each situation we are
faced with, in a timely and cost effective manner. Each person begins this process as a client, but leaves
the process as a friend, satisfied, empowered and educated. I take pride in bringing back the “Wow” factor to mortgage lending so I look forward serving you."

08/27/2026

Welcome Aboard Daiana Raina !

We are so excited to have you on Team AFN!!!

in her own words:

"I am excited to begin this new chapter with AFN, helping individuals and families navigate the home
financing process with confidence and clarity. I am passionate about building strong relationships,
understanding each client's unique goals, and making the mortgage process as smooth and stress-free
possible.

With a strong background in real estate, I understand how important communication, attention to detail, and personalized service are throughout the home-buying journey. My goal is to be a trusted resource for my clients and referral partners every step of the way.

I am grateful for this opportunity and excited to be part of a team dedicated to helping people turn their
homeowner dreams into reality."

08/26/2026

The good boys and girls need a place to roam and play 🐶

08/19/2026

Welcome to Aboard Laurinda Conrad- Mortgage Loan Officer CALL 970.216.6204 NMLS 187645

We are so excited to have you on Team AFN!!!

In her own words:

"I'm Laurinda Conrad, a dedicated mortgage lender passionate about helping clients achieve their real
estate goals. Whether you're buying your first home, investing in rental properties, purchasing a luxury
home, or finding the perfect second home, I find fulfillment in guiding you every step of the way.
When I'm not serving clients, you'll find me living in the mountains with my high school sweetheart or
spending time on the water—my favorite place to recharge and find peace. I believe homeownership is
more than a transaction; it's a foundation for building wealth, creating memories, and living the life you've dreamed of. I'm honored to help make those dreams a reality."

08/18/2026

Welcome Aboard Julio Giraldo!

We are so Excited to have you on our team!

In his own words!!

I’m a licensed Mortgage Loan Originator excited to help individuals and families achieve their
homeownership goals. While I’m newly licensed, I bring over 15 years of experience in finance and lending,
giving my clients trusted guidance and personalized service every step of the way.

Outside of work, I enjoy playing sports, tackling home improvement projects, and unwinding with video
games. Most importantly, I love spending time with my wife, our son, and our two pets. I look forward to
building lasting relationships and helping you find the right mortgage solution for your needs.

07/27/2026

Welcome to the team Lucy Rivera !

We are so excited to have you on our team!

In her own Words:

"Lucy Rivera is a Branch Manager and Senior Mortgage Loan Officer with more than 28 years of experience
helping individuals and families achieve the dream of homeownership. She specializes in FHA, VA,
Conventional, Jumbo, DSCR, investment, and first-time homebuyer financing, taking pride in finding
creative lending solutions for even the most complex loan scenarios.

Throughout her career, Lucy has built her business on honesty, communication, and treating every client
like family. She believes that buying a home should be an exciting experience, and she is committed to
educating borrowers every step of the way so they can make confident financial decisions.

Beyond lending, Lucy is passionate about building relationships with Realtors, mentoring mortgage
professionals, and supporting her local real estate community. Her leadership experience, combined with
her dedication to exceptional customer service, has earned the trust of clients and referral partners alike.

When she's not helping clients secure financing, Lucy enjoys traveling the world, spending time with her
daughters, growing her faith, and continually investing in both her personal and professional development.

Whether you're purchasing your first home, refinancing, or expanding your real estate portfolio, Lucy is
committed to making the mortgage process as smooth, transparent, and stress-free as possible."

07/21/2026

Congratulations Matthew Schultz and Jonathan Fowler on Winning National Mortgage Professional s MOST CONNECTED!!!!!!!!!!

07/10/2026

Welcome aboard, Veronica Cevallos !!

We are SO excited to have you on TEAM AFN!!!

In her own words:

"I’ll be with you every step of the way
Hi, I’m Veronica Cevallos, a dedicated professional at our Lyndhurst, NJ branch with a multicultural
background and proficiency in both English and Spanish. Originally from Ecuador and residing in the
United States for over 13 years, I’ve developed a robust skill set in accounting, administration, and
customer service, which led me to become an expert in the mortgage industry.

My goal is to make a lasting impact in the dynamic realm of real estate. Whether I’m assisting first-time
homebuyers or long-time investors, I strive to be a trusted advisor. I leverage my expertise, empathy, and
bilingual fluency to guide you toward your safe investment or homeownership dreams.
I’m proud to be part of America’s #1 Retail Mortgage Lender, offering my support and knowledge to help
you open the doors to your dream home."

06/26/2026

Welcome aboard, Richard Zuk!

We are so excited to have you at Team AFN!

In his own words:

"When I work with my clients, I seek to apply my experience gained over 30 years in the industry to help
guide them through the most important financial decision of their life. I cherish the relationships I build
with my clients and always strive to earn their trust as their lifetime loan advisor. This has earned me a
number of awards for service and production, including qualification for the “President’s Club” for the last 10 years. While I always appreciate the recognition, the best part is helping my clients achieve their dream of home ownership."

Outside of mortgage lending, I believe it is vital to give back to the community and love being involved in
service to the Valley where I was born and raised and have lived my entire life. I also enjoy golf, traveling,
and going to a variety of concerts. But where I’m truly at home is when I can spend time with my wife,
Lupe, my 3 children, and our fur children.

Address

500 Craig Road (Suite 202)
Manalapan, NJ
07726

Telephone

+17326870871

Website

https://www.afncorp.com/web

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