Legacy Wealth Advisors

10/16/2026

Wealth tends to raise the stakes on every spending decision — not just the big ones. The question isn’t always whether you can afford something, but whether it reflects what you actually value.

10/16/2026

We help New Jersey parents plan for the years when more than one child may be in college at the same time. Those overlapping years can create a very different cash-flow need from looking at each child's education separately.

A useful starting point is a year-by-year outline of expected enrollment, current savings and what the household can contribute from income. Compare that with retirement contributions and other commitments before deciding how much support to promise.

Legacy Wealth Advisors helps families work through these tradeoffs and revisit the plan as school choices and costs become clearer.

Learn more about education planning for your family.
https://www.lwanj.net/education-planning-services?utm_source=google&utm_medium=organic&utm_campaign=gbp_posts&utm_content=education-overlapping-college-years

10/14/2026

You’ve heard Medicare Parts A, B, C, & D referenced, but what do they mean—and what do they cover? Find out more here:

Medicare is broken down into four specific parts—but what do they mean? This article will help you understand each piece.

10/14/2026

Read the latest issue of Retire Wise here:

October marks Cybersecurity Awareness Month, and for retirees and near-retirees, that awareness matters more than most people realize. Scammers increasingly…

10/13/2026

We support New Jersey business owners with executive benefit planning when leadership responsibilities are changing. If a key employee is expected to take on a larger role, compensation decisions should reflect both the transition plan and the company's ability to fund it.

The discussion may include the responsibilities being transferred, the period of service the business hopes to encourage, and how a proposed benefit fits existing arrangements. Legal and tax professionals should review the terms before a plan is implemented.

Legacy Wealth Advisors helps owners evaluate these choices alongside succession and business financial planning.

Learn more about executive benefit planning for New Jersey businesses.
https://www.lwanj.net/executive-benefit-planning-for-new-jersey-businesses?utm_source=google&utm_medium=organic&utm_campaign=gbp_posts&utm_content=executive-benefits-leadership-transition

10/12/2026

Inflation is back in the spotlight as the Fed prepares for its next meeting. This week's CPI and PPI reports are expected to tell two different stories: higher headline inflation driven by rising energy prices, but potentially softer core inflation beneath the surface.
Join CIO Gene Goldman on this week's episode of as he breaks down what the latest inflation data could mean for Fed policy, interest rates, and the path forward for markets.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

10/12/2026

How do you handle your estate if you have a blended family? Here are a few things you should consider. Read more.

10/09/2026

A strong retirement plan isn’t just about the number on a statement. It’s about what that money can support, both now and years from now.

Here’s a closer look at why helping protect purchasing power and planning for volatility matters as retirement

10/09/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials.

10/09/2026

We help New Jersey business owners examine how much of their personal financial future depends on the company. Reinvesting in growth may make business sense, but it can leave retirement savings and household reserves tied to the same source of income.

A planning review compares business funding needs with the owner's personal savings, debts and retirement timeline. It also considers what happens if profits fall or an eventual sale produces less than expected.

Legacy Wealth Advisors brings the business and household decisions into the same conversation, with your accountant involved where appropriate.

Learn more about financial planning for New Jersey business owners.
https://www.lwanj.net/comprehensive-financial-planning-services-for-new-jersey-businesses?utm_source=google&utm_medium=organic&utm_campaign=gbp_posts&utm_content=nj-business-owner-personal-retirement