Loan OfficerBrenda

Loan OfficerBrenda American Financial Network is an Equal Housing Lender. The views expressed are my own and do not necessarily reflect those of American Financial Newtwork, Inc

Happy #222222
02/22/2022

Happy #222222

It’s February which means I’m extra Black this month!!! ✊🏾 If you’re from or visit frequently, shop
02/02/2022

It’s February which means I’m extra Black this month!!! ✊🏾

If you’re from or visit frequently, shop

Most people who do not qualify for a may be able to get a insured loan. ❗️ The FHA does not lend money. They act as ...
01/27/2022

Most people who do not qualify for a may be able to get a insured loan.

❗️ The FHA does not lend money. They act as an insurance company.

❗️ FHA allows for low 3.5% with a credit score 580 and above

❗️ If your credit score is between 500-579, you may still be able to purchase a home you will need at least a 10% down payment.

❗️ Contact me today if you have more questions about qualifying for a
..

Who plays everyday? Are y’all addicted yet? Today was my best. Swipe ——> ®
01/27/2022

Who plays everyday?
Are y’all addicted yet?

Today was my best. Swipe ——>


®

Since it’s hey boo we need another What’s a good spot to have a date night? my
01/27/2022

Since it’s hey boo we need another

What’s a good spot to have a date night?

my

ATTN. Investors…. Do you have good credit and 💸? That’s all you need. 📲 me for more details.
01/26/2022

ATTN. Investors….
Do you have good credit and 💸?
That’s all you need.
📲 me for more details.

🧨For my investors🧨How would you like to buy your next investment 1-4 unit property with 15% down, 30 yr or 40 yr mortgag...
01/26/2022

🧨For my investors🧨

How would you like to buy your next investment 1-4 unit property with 15% down, 30 yr or 40 yr mortgage with an interest only option with NO PMI?

It gets even better!!!

🚨No income documents needed! 🚨

🗣 You can even close in a LLC!

First time investors welcome!!!

Contact me for more details! 📲

Available in most states!

Conventional mortgages are one of the most common types of mortgage loan obtained. 1️⃣ Down Payments can be as low as 3...
01/26/2022

Conventional mortgages are one of the most common types of mortgage loan obtained.

1️⃣ Down Payments can be as low as 3%

2️⃣ Most Lenders want at least a 620 Fico Score, the better your credit the better your rate.

3️⃣ Stricter Debt-to-Income Ratios

4️⃣ Longer wait times after Bankruptcy or Short Sales

5️⃣Need reserves, assets sitting in an account that can be used

6️⃣Mortgage Insurance will automatically be removed when the loan balance reaches 78%, borrower can request it to be removed at 80%.

Comment any questions below.

🏠 If you found this information useful, Like, Share and Save!

There are many different types of loans. 1️⃣ If they are under a certain dollar amount (depends on the area) and meet ce...
01/25/2022

There are many different types of loans.

1️⃣ If they are under a certain dollar amount (depends on the area) and meet certain criteria, we call them conforming loans.

2️⃣ If the loan amount is over a certain dollar amount (depends on the area) we call it a Jumbo Loan

3️⃣ You can obtain a which is not insured or guaranteed by the government

4️⃣ You can obtain a insured loan

5️⃣ You can obtain a - guaranteed loan

6️⃣ You can obtain a guaranteed loan

Comment below for more information on each type.

Want to know which loan type is best for you, contact me today. 📲 973-327-3239
.

Lets talk about interest rates.There are two types rates:✅ Fixed: The interest rate will stay the same for the life of ...
01/25/2022

Lets talk about interest rates.

There are two types rates:
✅ Fixed:
The interest rate will stay the same for the life of the loan; either until its paid off or until it is refinanced.

✅ Adjustable:
The interest rate will have min. rate and it will also have a maximum lifetime cap it can adjust to. Depending on how it's structured, it can stay fixed for a number of years before it adjusts.

✅ Choosing between a fixed Principal and Interest payment or an adjustable Principal and Interest payment will depend on your current and future financial picture.

If you want to learn more comment below.

If you found this helpful, like comment and share!
.

Most people think they have to sign up for a 30 year loan to buy a house and that's simply not true. If you can afford a...
01/24/2022

Most people think they have to sign up for a 30 year loan to buy a house and that's simply not true.

If you can afford a little more each month you may want a
25-year loan, or maybe 15-year loan suites your needs.

If you have questions about the homebuying process comment below?

Share with someone who may need this!

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Manalapan, NJ

Telephone

+19739435108

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