David E Partridge

David E Partridge Integrity Home Mortgage Corporation is an Equal Housing Lender. Corporate office 122 Pilot Circle, Wi******er, VA 877-450-0222.

David Partridge | NMLS ID # 1204706
Mortgage Loan Originator

Integrity Home Mortgage Corporation
NMLS ID #208516
Equal Housing Lender

Company Disclaimer Link Below
https://linktr.ee/DavePartridge David E Partridge
Branch Manager & Mortgage Loan Originator
NMLS ID # 1204706

All mortgage loan applicants are subject to underwriting and qualification guidelines. NMLS ID #208516 Licensed by Virginia

State Corporation Commission License -3599, (www.nmlsconsumeraccess.org). For your Protection: Please do not relay any personal information on Social Media. If you are conducting business with Integrity Home Mortgage Corporation representative, all correspondence will come from validated sources of communication such as secure email and direct phone calls. You will never be asked to provide personal information via any Social Media Platform for any reason.

Home affordability is a key concern for potential homebuyers! The One+ loan program enables clients to incur minimal upf...
05/24/2024

Home affordability is a key concern for potential homebuyers! The One+ loan program enables clients to incur minimal upfront expenses.

Is this really a 1% down option?
• Yes, but you get the benefit of going into your loan with 3% equity. In addition to the 1% you bring to the closing table and the 2% grant.

What is the 2% grant terms?
• Borrowers will receive a down payment assistance grant of 2% of the purchase price. The grant does not require repayment and has no prepayment penalty.

What are the income requirements?
• Qualifying income that is less than or equal to 80% of the area median income.

Program Highlights:
• Minimum 1% down payment
• 2% Grant Available*
• Primary Residence only
• Reduced Mortgage Insurance
• Maximum Loan Amount $350,000
• Qualifying Credit Score of 620

Dave Partridge
[email protected]
(804) 240-2187

Integrity Home Mortgage Corporation is acting as a mortgage loan broker and the loan will be provided through a third-party lender.

Question: Do you need to have a property picked out before you get pre-approved?Short Answer: NO!Navigating the housing ...
05/22/2024

Question: Do you need to have a property picked out before you get pre-approved?
Short Answer: NO!

Navigating the housing market can be a dream turned nightmare when financial surprises like loan disqualifications arise.

Fortunately, the concept of getting pre-approved for a mortgage addresses this issue head-on!

Mortgage pre-approval involves a thorough check into your financial background by a lender to determine how much you can borrow, the interest rate, and the terms.

This process provides a clear picture of your purchasing power, allowing you to shop for homes within your budget confidently.

Moreover, being pre-approved can make you a more attractive buyer to sellers, as it shows you have serious financial backing. It essentially acts as a financial green light, ensuring you only set your sights on homes you can truly afford, and streamlining the purchasing process once you find the right property.

Dave Partridge
[email protected]
(804) 240-2187

In 1971, the interest rate for a mortgage was 7.33%.If you waited for interest rates to go down, you wouldn't have purch...
05/21/2024

In 1971, the interest rate for a mortgage was 7.33%.

If you waited for interest rates to go down, you wouldn't have purchases a home until 1993.

You would have rented for 22 years waiting for rates to go down, meanwhile the value of real estate since has quadrupled.

Don't wait to buy real estate. Buy real estate and wait.
Dave Partridge
[email protected]
(804) 240-2187

If you are 62+ homeowner, a reverse mortgage may be able to free up your monthly cash flow.Get access to your home equit...
05/20/2024

If you are 62+ homeowner, a reverse mortgage may be able to free up your monthly cash flow.

Get access to your home equity and stay in the house you love or use those fund to purchase a new one.

· Use proceeds to pay off existing forward mortgage
· Make home renovations, pay off other debt 2, fund in-home care or travel the world
· Get tax-free 3 proceeds with no monthly mortgage payments required
· Rest easy knowing your heirs are never personally responsible for the loan
· Provide a living inheritance and help pay for children's homes or grandkid's college tuition

If you've been turned down for a reverse mortgage in the past, you may be eligible now.

Dave Partridge
[email protected]
(804) 240-2187

*All assistance is provided in compliance with FHA guidelines.
*Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of FHA or the Federal government.

On Armed Forces Day, let us salute the strong and the brave men and women of our nation who are always there for us, gua...
05/18/2024

On Armed Forces Day, let us salute the strong and the brave men and women of our nation who are always there for us, guarding us and keeping us safe.

For your service, your commitment, your bravery, and your hard work, we thank you.

Dave Partridge
[email protected]
(804) 240-2187

New Program - IHMC One-Time Close Option!Constructing a custom home requires making multiple decisions. However, streaml...
05/16/2024

New Program - IHMC One-Time Close Option!

Constructing a custom home requires making multiple decisions. However, streamlining the financing process can be achieved by using a one-time close construction loan. Instead of getting separate loans for building and buying, you can choose a single, efficient loan that covers both phases. By completing just one application and one closing, you save time and money.

Construction to permanent financing for primary residence and second homes.

• Loans up to $1.5 million for construction and up to $2 million total
• Easy construction draw process
• One set of closing costs and fees
• Interest-only payments during construction
• Teardowns and major renovations are eligible

One Application. One Closing. Starts with just ONE phone call.

Dave Partridge
[email protected]
(804) 240-2187

Integrity Home Mortgage Corporation is acting as a mortgage loan broker and the loan will be provided through a third-party lender.

Dedicating your life to care for others is commendable but frequently comes with a substantial burden of student loans. ...
05/15/2024

Dedicating your life to care for others is commendable but frequently comes with a substantial burden of student loans. Introducing Integrity Home Mortgage Corporation’s Doctor Loan that is tailored for medical professionals, like yourself, who see medical school as an investment in a long-lasting career.

Eligible Borrowers Include:
• Medical Resident (Educational License)
• Medical Doctor (MD)
• Doctor of Dental Surgery (DDS)
• Doctor of Dental Medicine (DMD)
• Doctor of Optometry (OD)
• Doctor of Ophthalmology (MD)
• Doctor of Pharmacy (PharmD)
• Doctor of Podiatric Medicine (DPM)
• Doctor of Osteopathy (DO)
• Doctor of Veterinary Medicine (DVM)
• Physician Assistant (PA)
• Registered Nurse (RN)
• Clinical Nurse Specialist (CNS)
• Nurse Anesthetist (CRNA)
• Nurse Practitioner (NP)
• Clinical Nurse Specialist (CNS)

Who can we help? Together, we'll get you home.

Dave Partridge
[email protected]
(804) 240-2187

Integrity Home Mortgage Corporation is acting as a mortgage loan broker and the loan will be provided through a third-party lender.

By getting pre-approved for a mortgage, you are putting yourself in a better negotiating position for when you find the ...
05/14/2024

By getting pre-approved for a mortgage, you are putting yourself in a better negotiating position for when you find the perfect property.

Also, making the home buying process a little less stressful to ensure you are staying within your ideal budget and monthly payment.

Ready to get started?

Dave Partridge
[email protected]
(804) 240-2187

Dave Partridgedpartridge@ihmcloans.com(804) 240-2187*All assistance is provided in compliance with FHA guidelines.*Integ...
05/12/2024

Dave Partridge
[email protected]
(804) 240-2187

*All assistance is provided in compliance with FHA guidelines.
*Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of FHA or the Federal government.

It's National Military Spouse Day!Are you a Veteran, active service member or surviving spouse? If so, then you may qual...
05/10/2024

It's National Military Spouse Day!

Are you a Veteran, active service member or surviving spouse? If so, then you may qualify for a VA home loan.

The Department of Veteran Affairs (VA) assists eligible service members, Veterans and surviving spouses with exclusive benefits that assist with the purchasing of a new home. VA Home Loans are provided by private lenders, such as Integrity Home Mortgage Corporation!

Call today and get one step closer to owning a home of your very own.

Dave Partridge
[email protected]
(804) 240-2187

*Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of VA or the Federal government.

Address

1900 Manakin Road Ste J
Manakin, VA
23103

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18042402187

Website

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