Insurance Management Services, Inc.

10/15/2026

Home Inventory List:

If your possessions are lost or damaged in a storm, it may be difficult to remember all of your belongings. Having a current inventory of your possessions, including make and model numbers, may help you recover faster after a loss.

First, take a picture of relevant rooms or items. Label pictures of rooms and important individual items with a description, including where you bought it and the make, model and serial number. Don’t forget to inventory items that may be out of sight in storage closets or drawers.

Second, walk through your home or office using your phone to shoot video of the contents, describing them as you go.

Finally, digital home inventory programs allow you to upload multiple photos of each item, including photos of the serial number, receipt and other identifying details. If you choose to create a paper version, consider storing it off-site in a safe deposit box.

Update your inventory often. When you make a significant purchase, add the information to the inventory while the details are fresh in your mind. This is also a good time to delete items that you have replaced or no longer own.

10/07/2026

10/06/2026

https://ibhs.org/garagedoors/?fromAgent=true&utm_medium=AgentDigital&utm_term=685eeb0c000c2

A compromised garage door can trigger significant damage to your home, affecting the roof and walls by allowing wind to exert forces they aren’t built to withstand. Learn how to prevent your door from becoming a “damage amplifier” and avoid costly repairs and extended displacement from your ho...

10/01/2026

Three levels of FORTIFIED home roof designations:

1) Bronze: As part of the bronze level, a wind-driven rain management system in the roof protects against water damage. It features ring shank nails to protect against wind uplift resistance, which provide double the strength of nails used on traditional homes. Another important technique is sealing the seams of your roof deck to prevent water intrusion from wind-driven rain.

2) Silver: The silver designation adds features such as impact resistant windows and pressure-rated doors to protect the home from flying debris in strong winds.

3) Gold: The gold designation focuses on creating a continuous load path by tying the roof to the walls, the walls to the floors, and the floors to the foundation to help make the home able to withstand hurricane-force winds.

~~Adding value and safety
After a certified third-party evaluator verifies that the home meets FORTIFIED standards, you receive a certificate and a unique ID number valid for five years. The FORTIFIED designation helps show you have made consistent and defined structural updates to your home. To learn more, visit the IBHS website.

09/30/2026

Upgrade to a FORTIFIED roof! 💪 Exceed building codes with IBHS' standards, designed to help homes weather storms, including hurricanes, high winds, and hail. Make your home more resilient to natural disasters with affordable and effective construction practices.

07/31/2026

Signs of heat exhaustion:
Symptoms of heat exhaustion can include, but are not limited to:

-Dizziness
-Weakness
-Headaches
-Blurred vision
-Nausea
-Staggering
-Paleness
-Profuse sweating
-Weak pulse
-Faint breathing

07/30/2026

What are signs of heatstroke? Heatstroke reduces the body's ability to sweat and control its temperature, which can be deadly. Symptoms of heatstroke can include, but are not limited to:

-Severe headache
-Red face
-Skin is hot and dry with no sweat
-Pulse is strong and very fast
-Vomiting
-Diarrhea
-Fever
-Confusion
-Convulsions
-Unconsciousness

If you believe someone is suffering from heatstroke, call 911 immediately and follow the directions given by emergency personnel. Move the person to a room with air conditioning or to the shade and loosen his or her clothing.

07/23/2026

Six signs to monitor with tree maintenance:
-When performing maintenance on the trees in your yard, please make safety a priority. If you are unable to safely prune or remove trees and limbs, contact a professional tree-care service or arborist to help you do so. It may be a good idea to consult with a professional if the trees in your yard already display any of the following characteristics:

-Cracks in the trunk or major limbs.
-Signs of hollowing and decay.
-Mushrooms growing from the bark.
-Significant leaning to one side.
-Limbs in contact with power lines.
-Branches hanging over your house.

Although the branches may not be touching your house under normal conditions, high winds can cause trees and branches to bend or break.

07/21/2026

Your handy roof guide
Roofing materials can impact durability and insurance costs. Here are some pros and cons of various roof types.

~~Asphalt shingles
Pros: Affordable, widely available, easy to install. Variety of colors and styles.

Cons: Moderate lifespan (15-30 years), may be prone to rot, decay and damage from extreme weather conditions.

~~Metal roofing
Pros: Long lifespan (50+ years), durable, fire-resistant, insect-resistant, rot-resistant, recyclable, energy-efficient.

Cons: Higher initial cost than asphalt shingles. Noisy during heavy rain or hail.

~~Clay or concrete tiles
Pros: Durable, long-lasting (50+ years), fire-resistant, energy-efficient, available in various styles.

Cons: Heavy, may require additional roof support. More expensive than asphalt shingles

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07/04/2026

Happy 250th Birthday to our wonderful country! Hope everyone has a safe wonderful 4th of July!