Capital New York Home Advantage LLC

Capital New York Home Advantage LLC Registered Mortgage Brokers - NYS Department of Financial Services - NMLS 709537

We've been proudly serving our clients for 13 years, and now it's time our logo reflected that evolution. Sleek, modern ...
04/10/2025

We've been proudly serving our clients for 13 years, and now it's time our logo reflected that evolution. Sleek, modern and meaningful - our new look represents where we've been and where we're going. Capital New York Home Advantage is still your trusted mortgage partner, just with a refreshed image.

The future of real estate investing is now... and that future is called DSCR.  DSCR stands for Debt Service Coverage Rat...
03/31/2025

The future of real estate investing is now... and that future is called DSCR.

DSCR stands for Debt Service Coverage Ratio and is a mortgage loan program that allows for the purchase or refinance of an investment property without looking at the debt ratio of an individual! This can help a new investor buy their first property or a seasoned investor with a large portfolio acquire more.

Call us for more information. Our better yet, visit capnyhome.com and apply today!

Rates are going in the right direction! Reach out today to find out what interest rate options you have to buy a new hom...
03/20/2025

Rates are going in the right direction! Reach out today to find out what interest rate options you have to buy a new home or refinance your existing mortgage.

Heading into today, we knew the afternoon's Fed announcement was biggest potential flashpoint for interest rate movement, and that the movement probably wouldn't be extreme. The unknown, as always, was the direction of said movement. Thankfully, it was lower. This wasn't destined to be t...

We can help  refinance your existing mortgage and access additional cash to pay off other debts.  With interest rates fi...
03/12/2025

We can help refinance your existing mortgage and access additional cash to pay off other debts. With interest rates finally on the move lower, this may be an opportunity to lower your current mortgage rate as well as your overall monthly payments.

Already have a mortgage rate below what is available today? Don't worry, we have home equity loan options that can be used to pay off your high interest rate debt while leaving your primary mortgage with its low rate completely untouched.

Apply today at capnyhome.com

02/27/2025

Calque and Capital New York Home Advantage Announce Partnership to Offer Buy-Before-You-Sell Lending Solutions

—Providing Homeowners a Smarter Way to Leverage Home Equity for Their Next Purchase—

Austin, Texas, February 27, 2025—Calque, a leader in innovative mortgage solutions, has partnered with Capital New York Home Advantage, LLC, to bring The Trade-In Mortgage™ and other buy-before-you-sell solutions to homebuyers across New York. These lending options empower homeowners to leverage their existing home equity to purchase a new home before selling their current property.
In the real estate market today, it can be challenging for buyers to find a new home while also dealing with the intricacies of selling their current one. The Trade-In Mortgage provides buyers a strategic advantage by enabling them to make non-contingent offers, as powerful as a cash offer, by unlocking the earned equity from their existing home. With a guaranteed backup offer from Calque, homeowners can confidently transition to their next home, avoiding the stress of buying and selling simultaneously.
“At Capital New York Home Advantage, we are committed to providing our clients with innovative financing solutions that give them a competitive edge,” Michael Albano, broker owner of Capital New York Home Advantage. “Partnering with Calque to offer the Trade-In Mortgage allows our buyers to purchase their next home before selling their current one, eliminating contingencies and strengthening their position in this fast-moving market. This collaboration ensures our clients can move with confidence, securing the home they want without the stress of timing the sale of their existing property.”
“Calque is proud to collaborate with Capital New York Home Advantage to bring more lending options to homebuyers in New York,” said Michael Bremer, CEO of Calque. “Together, we are helping homeowners maximize their equity, streamline the buying process, and secure their dream home without the typical hurdles of contingent sales.”
By equipping buyers with financing choices, this collaboration transforms how homeowners can reach their real estate goals more smoothly and with fewer hassles.
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About Capital New York Home Advantage LLC
Capital New York Home Advantage LLC is a premier mortgage broker dedicated to providing personalized financing solutions for homebuyers across New York State. We offer expert guidance from application to closing while utilizing a wide range of loan products from multiple lenders. This ensures that our clients secure the best mortgage specifically tailored to their needs. Our commitment to innovation and customer service empowers buyers with the tools and resources they need to navigate today’s competitive real estate market with confidence. Capital New York Home Advantage LLC is a registered mortgage broker with the New York State Department of Financial Services and all loans are arranged through third party providers; NMLS 709537.

About Calque
Calque partners with established community lenders to offer ‘buy before you sell’ mortgage lending solutions that make the home purchase process simpler, less stressful, and more cost effective for homeowners. Innovative mortgage products such as The Trade-in Mortgage™ and the Contingency Buster streamline the entire home purchase process from start to finish by enabling consumers to submit non-contingent offers that function like cash offers, buy and move into their new home before selling their current one, stage and list their original home for sale after they’ve moved out, and stress less during the process.

Calque does not compete with lenders, but only utilizes best-in-class, FDIC-insured banks, credit unions, and mortgage banks in every state across the country. To learn more about Calque, visit http://calqueinc.com.

Media Contact
Alyson Austin
949-403-0484
[email protected]

02/27/2025
11/08/2023

A quarter-point decline in 30-year fixed-rate mortgage (FRM) interest pushed mortgage application activity higher across the board during the week ended November 3. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of mortgage application volume, increased 2.5 percent...

04/27/2021

Is your lender taking months to close your loan? We aren't! We can close your purchase or refinance transaction in less than 30 days. Call us today for more information and to start an application.

Address

100 Saratoga Village Boulevard Ste 37T
Malta, NY
12020

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