Ricardo "Ricky" Ayala, Licensed Agent with New York Life

08/16/2024

Learn more about Individual Disability Insurance from New York Life.

08/15/2024

Mastering Family Business Dynamics
Succession planning for family owned enterprises is not just a business necessity; it's a commitment to preserving family harmony and ensuring the longevity of the business. Addressing the complexities of family dynamics and making informed, transparent decisions can help family business owners minimize future conflict both in the boardroom and in the family room. This article, by estate planning attorney Patricia Annino, provides basic principles and best practices for mastering family business dynamics. https://bit.ly/3WQ27c6

08/14/2024

Tyson Vines’ story shows the different outcomes his family faced with and without life insurance over the past two generations.
Tyson Vines’ family experienced two very different stories over the course of his childhood – one ended in auction, the other in action. Watch Tyson’s story to see how his father changed their family legacy from one of loss to one of love. https://bit.ly/2CMU621 (2:51)

08/10/2024

As this summer season comes to a close, don't forget to prepare for all the ones ahead. Reach out to learn how I can help you safeguard your family and build a more secure future.

08/09/2024

Black Business Month is about supporting Black-owned businesses and strengthening relationships to the communities they serve. Reach out to learn how insurance, retirement, and employee benefit strategies can give your business and employees a helping hand.

08/08/2024

New York Life launched a $1 billion impact investment initiative to help promote small businesses, affordable housing, and community development in underserved communities. Click here to learn about our approach and our progress this .
https://bit.ly/3SFf9b8

08/05/2024

Financial security means having the right financial strategy for your goals. That's why I offer trusted guidance to help you make informed financial decisions for your future. Reach out, and together we can create a strategy that works for you.

08/04/2024

Women often face some form of wage disparity during their working years. Over time, this discrepancy can really add up. The good news is there are ways you can catch up on your savings. Reach out and together we'll come up with a strategy that will prepare you for the financial future you deserve.

08/03/2024

Summer break meant spending more time with the grandkids, but what will that mean for your savings? From budgeting tips to retirement income strategies, I can help you make the most of your retirement. Reach out, and let's discuss your goals together.

07/27/2024

Summer fun may be priceless for kids, but it’s increasingly costly for their parents. Some go into debt to pay off a summer; others adjust their work hours, scramble to find care, or have to deal with their children feeling left behind by peers headed to pricey summer programs.

Parents told BI that they're spending thousands to send their kids to camp or other summer care.

07/26/2024

It may only be summer, but election risk is on the rise. The Global Market Strategy team at New York Life Investments lays out a framework for thinking about election risk in the second half.

07/25/2024

After two years of higher interest rates, inflation and employment data are pointing to a potential Fed cut. Lauren Goodwin and Julia Hermann - the strategists at New York Life Investments - discuss why this may be the case, what to watch, and what it means for the economy, markets, and investors.
https://bit.ly/4fgWfBc