Christina LeGaux NMLS 2674157

06/13/2026

🏡 Thinking about going house hunting this weekend? 👀✨
Before you fall in love with the perfect home, make sure you’re pre-approved and ready to make an offer! 💰🔑

I’d love to help make the process smooth, easy, and stress-free. Whether you’re a first-time buyer, looking to upgrade, or just curious about your options…I’m here to help! 😊

✅ Fast pre-approvals
✅ FHA, VA, USDA, Conventional & DPA options
✅ Credit guidance available
✅ Weekend availability 📲

Ready to start shopping with confidence? Reach out today and let’s get you pre-approved! 🏠💜

Christina LeGaux
Mortgage Loan Officer
NMLS 2674157
Cell: 985-222-0860

06/08/2026

🏡 Under Contract? Here’s What to Expect During Underwriting! 🏡

Getting your offer accepted is exciting, but the mortgage process isn’t over yet. Once you’re under contract, here are a few things you can expect from underwriting:

✅ Updated pay stubs and bank statements may be requested

✅ Large deposits may need to be documented

✅ Employment will be verified, sometimes more than once

✅ Avoid opening new credit accounts or making large purchases

✅ Underwriters may ask for letters of explanation regarding credit, employment, or bank activity

✅ The appraisal will be ordered and reviewed

✅ Title work and homeowner’s insurance will be finalized

✅ Conditions are normal! Most loans receive additional requests before final approval

💡 The key to a smooth closing is responding quickly to document requests and keeping your financial situation stable until after closing.

Every loan is different, but don’t panic if underwriting asks for more documentation…that’s a normal part of the process!

📞 Have questions about the home buying process? I’m always happy to help guide you from pre-approval to closing.

Cell: 985-222-0860
NMLS 2674157

06/06/2026

🏡 Mortgage Myth: Everyone Gets the Rate They See Advertised!

Not exactly. The interest rates you hear on the news or see advertised online are often based on very specific scenarios and may not reflect the rate available to you.

Several factors go into determining your mortgage rate, including:

✅ Credit Score
✅ Loan Type (FHA, VA, Conventional, USDA)
✅ Down Payment Amount
✅ Loan-to-Value (LTV) Ratio
✅ Debt-to-Income (DTI) Ratio
✅ Occupancy (Primary Home, Second Home, or Investment Property)
✅ Property Type (Single Family, Condo, Manufactured Home, etc.)
✅ Market Conditions on the Day You Lock

Two borrowers applying on the same day can receive completely different rates based on their individual qualifications.

That’s why it’s important to speak with a mortgage professional instead of relying solely on advertised rates. A personalized quote gives you the most accurate picture of your financing options.

Thinking about buying, refinancing, or just curious where you stand? Let’s connect and review your options!

Christina LeGaux
NMLS 2674157
Cell: 985-222-0860

05/28/2026

05/25/2026

Today, we remember the sacrifices of those who gave everything to protect our freedom.

05/20/2026

Ready to explore refinancing your current home? 🏡💰

Whether you’re looking to lower your monthly payment, pay off debt, pull cash out for home improvements, or simply explore your options…refinancing could help you reach your financial goals.

✨ Refinance Options Include:
✔️ Cash-Out Refinance
✔️ Rate & Term Refinance
✔️ Lower Monthly Payments
✔️ Debt Consolidation
✔️ Home Renovations
✔️ Remove Mortgage Insurance (if eligible)
✔️ Shorten Loan Term to Pay Off Faster

Every situation is different, and I’m happy to review your options with you.

📞 FREE consultations available!
Turn your home’s equity into opportunity, message me today to explore your refinance options! 🔑

05/20/2026