10/13/2026
💼 Still working at 65? Don’t assume you have to enroll in Medicare right away.
If you’re covered by an employer health plan, you may be able to delay certain parts of Medicare without a penalty—but the rules depend on who the coverage is through and the size of the employer.
And here’s an important detail: the rules for delaying Part B aren’t exactly the same as the rules for creditable prescription drug coverage.
Before you enroll—or decide to wait—make sure you understand how Medicare works with your current employer coverage.
At Prairie Grove Insurance, we’ll help you look at your specific situation and determine the right timing for your transition to Medicare.
📞 Call us at 608-839-0275
📱 Text us at 608-729-5620
Still working at 65? Let’s make a plan before you make a Medicare decision.