Randy Raven Team - CrossCountry Mortgage, LLC

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Randy Raven Team - CrossCountry Mortgage, LLC Personal NMLS283299
Branch NMLS1458551
Company NMLS3029 One of my biggest passions is giving back.

It takes a village to make a difference, and I want to
do my part to make the world a better place for everyone. Building community and helping
individuals achieve their homeownership dreams is one way I’m able to do that. I truly love
working with clients to answer their questions and provide consistent communication – from
application to closing and into the future. I’ll start by discussing your specific circumstances to offer the mortgage options best suited to
you. I’ll provide information on every aspect of the home financing process and each home loan
program available. Whether conventional or jumbo, FHA or VA, we will find the product to
make your dreams a reality. From pre-approval to closing and beyond, I will make sure you know what’s happening with
your mortgage and answer your questions along the way. I look forward to providing you with
the personalized loan experience and outstanding customer service you deserve.

🚨🏡 NEW PRICE ALERT! $10,000 PRICE DROP! 💥📍 W416 Red Cedar Lane | Brodhead, WI💰 SAME GREAT HOME. NEW LOWER PRICE!If you'v...
10/16/2026

🚨🏡 NEW PRICE ALERT! $10,000 PRICE DROP! 💥

📍 W416 Red Cedar Lane | Brodhead, WI

💰 SAME GREAT HOME. NEW LOWER PRICE!

If you've had your eye on this one, NOW is the time to take another look! The sellers just made a $10,000 price reduction, making this property an even better value!

🌳 Enjoy the peace and quiet of country living while still being conveniently located near Brodhead.

🏡 Whether you're searching for your next home or just waiting for the right opportunity, this price improvement might be the reason to make your move!

🔥 A $10,000 PRICE DROP MEANS MORE OPPORTUNITY FOR YOU!

📲 Don't wait for someone else to call this one home! Message me today to schedule your private showing.

Patrick Reese of EXIT Professional Real Estate

https://www.facebook.com/share/1Duy5gCevL/

Listed for sale at $339900. Enjoy the best of country living just minutes from Brodhead! This 3-bedroom, 1.5-bath home, with extra office in the bas...

10/03/2026

Yesterday, Patrick Reese of EXIT Professional Real Estate, Randy Raven Team - CrossCountry Mortgage, LLC, members of the Crosswinds Homes Team, and I had the opportunity to attend the Wisconsin Real Estate & Economic Outlook Conference at the Fluno Center in Madison.

It was a full day of learning and gaining perspective from professionals working at nearly every level of the housing industry, from those worked in the White House to local municipalities, developers, economists, real estate lawyers, and more.

They discussed the current state of the housing market, the challenges facing buyers and communities, and the opportunities ahead. One of the major topics was housing affordability and how solutions such as manufactured and modular housing could help address the shortage of affordable housing options across Wisconsin and the country.

Real estate is constantly changing, and staying informed matters. Opportunities like this allow us to better understand both national trends and what is happening right here in our local communities so we can be a better resource for the buyers, sellers, and families we serve.

Always learning. Always staying informed. And always looking for new ways to better serve our clients and communities.

09/11/2026

📉 Mortgage rates + the 10-year Treasury what’s happening right now (2026)

🏠 Mortgage interest rates are heavily driven by bond yields, especially the 10-year Treasury.
🧭 When the 10-year yield rises, mortgage rates often follow up. When it falls, mortgage rates typically ease.

📊 What we’re seeing in 2026 (quick read):
✅ Rates have been moving more noticeably as markets react to inflation news, economic data, and expectations for Fed cuts, pauses.
⏳ Big movers usually come after major data releases (jobs, inflation, growth) and Fed commentary.
📰 If inflation fears pop back up, Treasury yields can jump mortgage rates can tick higher.
🧩 If inflation cools or recession/growth worries rise, yields can drop mortgage rates can improve.

⚡ Bottom line:
Mortgage rates aren’t set in stone day-to-day they’re basically tracking what the 10-year Treasury is doing in real time.

09/09/2026

BIG Q ANNOUNCEMENT! 🤠🎶✨
Q106 Storyteller's Jam #38 presented by Wings Credit Union is happening Sunday, October 25th at Monona Terrace Community and Convention Center!

Our biannual secret show benefits the UW Health Kids at the American Family Children's Hospital! If you go, you'll know who's playing but until then it's a secret 🤫

HOW TO GET TICKETS ⤵️
Q Country Club Members get first dibs!
🎫 Pre-sale begins Thursday 9/24 at 10AM - tickets go FAST so make sure to join the Q Country Club for FREE if you haven't already: Q106.com/qjam38

Legendary artists from Chris Stapleton, Luke Combs and Lainey Wilson to Dylan Scott, Kip Moore and Zach Top have all graced the Storyteller's stage so you don't want to miss out on this!

Special thanks to our sponsors: Harley-Davidson of Madison, Levy Giving Fund, Advanced Concrete, Inc., La-Z-Boy of Madison, William Thomas Jewelers, Sewer Ninjas, Barks on Bourbon, Diny's Jewelers, Randy Raven Team - CrossCountry Mortgage, LLC, Ope Haus Pub, Smart Motors Toyota and The Exteriors Company!

Contact Patrick Reese to set up a private showing 🏡 FITCHBURG — DON’T SLEEP ON CRINKLE ROOT! 🏡If Fitchburg is on your wi...
09/02/2026

Contact Patrick Reese to set up a private showing

🏡 FITCHBURG — DON’T SLEEP ON CRINKLE ROOT! 🏡

If Fitchburg is on your wish list, you need to take another look at Crinkle Root Drive! 👀

📍 Great Fitchburg location
✨ A home ready for its next owner
🚗 Convenient to Madison, shopping, dining & everything the area has to offer
🔑 And YES — it’s still available!

Sometimes the right house is already sitting there waiting for you to notice it. 😉 Whether you’re actively looking or just starting to think about making a move, Crinkle Root deserves a look!

📲 Message me for details, photos, pricing, or to schedule your private showing.

Patrick Reese of EXIT Professional Real Estate
Helping buyers and sellers throughout Southern Wisconsin
🏡https://www.facebook.com/share/1dmocJEqtP/

Listed for sale at $454900. Move-in ready and beautifully designed, this stunning Swan Creek two-story twin-home offers the perfect blend of style a...

Big news for CrossCountry Mortgage! CCM has acquired Two Harbors and RoundPoint, strengthening the way we’re able to sup...
08/31/2026

Big news for CrossCountry Mortgage! CCM has acquired Two Harbors and RoundPoint, strengthening the way we’re able to support both our clients and our real estate partners.

For our clients, it means continued high-level service and support throughout the life of your loan.

For our real estate partners, it gives us even more opportunity to protect the relationships we’ve built together while creating future opportunities for repeat clients and referrals.

Excited about what this means for the road ahead!

What a great time attending a  networking event put on by the Bret Sullivan Agency - Country Financial suite life watchi...
08/19/2026

What a great time attending a networking event put on by the Bret Sullivan Agency - Country Financial suite life watching the Brewers dominate.

Catch the   Cup Series and the   in the Commonwealth at Richmond Raceway! Don’t miss the action starting at 5PM on The Z...
08/15/2026

Catch the Cup Series and the in the Commonwealth at Richmond Raceway! Don’t miss the action starting at 5PM on The Zone thanks to Gunderson Funeral & Cremation Care & Randy Raven Team - CrossCountry Mortgage, LLC

08/15/2026

Rates haven’t really gone anywhere at least not in the way people talk about.
If you look at the same week in August over the last four years, you basically see a narrow band:

2023: 6.90%
2024: 6.73%
2025: 6.63%
2026: 6.75%

So yes, rates get discussed constantly but for most buyers, they’ve been good enough to shop or bad enough to hesitate for years, not truly transformed by time.

And that matters because a lot of people aren’t just waiting on a number. They’re waiting on an outcome.

But life doesn’t pause for mortgage rate forecasts.
Home prices shift. Rents rise. Households grow or change. People switch jobs, move, relocate for family, get married, need more space, or just realize their current home no longer fits.

Waiting can be rational or irrational.
There’s a difference

Waiting because it doesn’t make financial sense right now budget, cash to close, DTI, long-term affordability
and
Waiting because you assume the market will snap back to 2020/2021.

Those are not the same bet. One is a budget decision. The other is a prediction.

Also overlooked affordability has improved even without a big rate drop.
Wages have grown. Inventory has improved in many areas. Buyers have more negotiating power. Sellers are more willing to offer concessions and credits. In practice, the deal has gotten better even when rates haven’t dramatically changed.

So when someone asks me whether they should buy or wait, I’m not trying to game what rates will be six months from now.

I want to know:

Does the payment make sense with today’s income and expenses?
Can they comfortably keep the home for long enough?
How much cash will they have left after closing?
Is this the right house for their real life not just their spreadsheet?
And what are they expecting to change by waiting?

Because after four years of rates sitting in almost the same range, one thing is clear.

The question isn’t whether rates will eventually fall. The question is whether buying now solves your problem while waiting solves someone else’s fantasy.

Let's connect and see how you can become buyer ready and start building wealth in real estate. Drop a DM, Email, Text or Call.
📧 [email protected]
📱 608-513-0327

Address

6515 Grand Teton Plaza Ste. 302
Madison, WI
53719

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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