Fairway Independent Mortgage Corporation - Fairway Reverse

Fairway Independent Mortgage Corporation - Fairway Reverse Welcome to the Fairway Reverse page. Legal Disclosures https://www.fairwayindependentmc.com/legal/legal-disclosures

Join us to explore valuable insights on reverse mortgage loans and engage in discussions on topics that matter to older Americans.

A new Yale University study highlighted by challenges one of society’s biggest myths about aging.Researchers tracking mo...
06/05/2026

A new Yale University study highlighted by challenges one of society’s biggest myths about aging.

Researchers tracking more than 11,000 older adults over 12 years found that:
• 45% improved in cognitive and/or physical function
• 32% improved cognitively
• 28% improved physically
One major factor? Positive beliefs about aging.

The study suggests aging is not simply a story of inevitable decline — and that mindset may play a powerful role in long-term health and well-being.

For many older adults, retirement can still be a season of growth, purpose, independence, and possibility.

If you serve senior homeowners, downsizers, retirees, or families navigating later-life housing decisions, check out the...
06/03/2026

If you serve senior homeowners, downsizers, retirees, or families navigating later-life housing decisions, check out the latest Ginsight videos featuring.

Ginni is known for combining real-world real estate expertise with practical coaching, accountability, and business strategy.

The result: insightful, relatable conversations designed to help professionals better understand the emotional, financial, and practical realities facing today’s senior clients.

Watch the latest Ginsight videos today.
https://fairwayreverse.com/blog/ginsights/

A HECM reverse mortgage can often be held in a revocable or irrevocable living trust—when structured properly.Here’s wha...
06/01/2026

A HECM reverse mortgage can often be held in a revocable or irrevocable living trust—when structured properly.

Here’s what to know:
• A trust outlines how assets are managed and distributed—and must be properly funded (assets like bank accounts or real estate must be transferred into the trust)
• Trusts can help avoid probate, saving time and legal costs
• For reverse mortgages, the individual borrower must qualify—not the trust itself
• Revocable trusts are generally more HECM-friendly
• Irrevocable trusts may still work but require careful structuring
• The trustee must sign loan documents and be involved in the process

Bottom line: With the right structure, a trust and a reverse mortgage can work together to support both financial and estate planning goals.

Have questions about your situation? A Fairway retirement mortgage specialist is here to help.

Baby Boomers are estimated to hold roughly $110 trillion in wealth — much of it tied to home equity.Yet research from th...
05/29/2026

Baby Boomers are estimated to hold roughly $110 trillion in wealth — much of it tied to home equity.

Yet research from the Nationwide Retirement Institute shows a major generational divide when it comes to discussing wealth transfer and financial planning as a family.

Among investors working with financial professionals, the percentage open to advisors facilitating family wealth conversations drops sharply by generation:

• Millennials: 60%
• Gen X: 32%
• Boomers and older: 16%

Home equity is often one of the largest — and least discussed — assets on the household balance sheet.

At Fairway, we’re trying to help change that by making housing wealth part of the retirement planning conversation.

What if there was a financing option that combined some of the advantages of a traditional mortgage and an all-cash purc...
05/27/2026

What if there was a financing option that combined some of the advantages of a traditional mortgage and an all-cash purchase for homebuyers age 62+?

With a HECM for Purchase, eligible buyers may be able to:
• Purchase a home with no required monthly principal and interest mortgage payments*
• Put down a portion of the purchase price, with the balance remaining liquid funds**
• Potentially improve overall cash flow in retirement

For Realtors and builders, it may also help open the door to additional opportunities with buyers who otherwise may have felt limited by monthly payment concerns or tying up too much cash in a purchase.

Today’s reverse mortgage loan for home purchase are changing how some older buyers buy their next home.

Contact us to learn more.

*Borrowers must continue to pay property charges such as taxes and insurance.
**The required down payment on your new home is determined on a number of factors, including the borrower's age (or eligible non-borrowing spouse’s age, if applicable); current interest rates; and the lesser of the home’s appraised value or purchase price.

From all of us at Fairway Reverse, we wish you and your family a meaningful and reflective Memorial Day.
05/25/2026

From all of us at Fairway Reverse, we wish you and your family a meaningful and reflective Memorial Day.

Homeowners age 62+ now hold a record $14.66 trillion in home equity—one of the largest sources of wealth in the country....
05/22/2026

Homeowners age 62+ now hold a record $14.66 trillion in home equity—one of the largest sources of wealth in the country.

That figure has tripled since 2006 and doubled since 2020, driven by rising home values.

For many, this isn’t just a number—it’s a potential source of flexibility in retirement.

Reverse mortgages are one way eligible homeowners can access a portion of that equity without required monthly mortgage payments, with repayment typically deferred until the home is sold, no longer occupied, or the last borrower passes away. Borrowers must continue to pay property taxes, homeowners insurance, and maintain the home.

As retirement planning evolves, housing wealth is becoming an increasingly important part of the conversation.

Artificial intelligence isn’t just for younger generations. Older adults are engaging with it too.According to AARP:• Ne...
05/20/2026

Artificial intelligence isn’t just for younger generations. Older adults are engaging with it too.

According to AARP:
• Nearly 80% say technology makes life more convenient
• About half already use AI tools like voice assistants or predictive text
• Many are open to using AI for safety, fraud protection, and financial planning

At the same time, concerns remain around privacy, security, and reduced human interaction.

The takeaway: older adults are approaching AI thoughtfully—curious, but cautious.

As technology continues to evolve, the opportunity is clear: tools that enhance safety, simplify decisions, and support independence will matter most.

One of the most common misconceptions about HECM reverse mortgages is that you can’t sell your home and move. While thes...
05/18/2026

One of the most common misconceptions about HECM reverse mortgages is that you can’t sell your home and move. While these loans are designed to help homeowners age in place, you can sell whenever your plans change—whether that’s moving closer to family or finding a home that better fits your needs.

When you sell, the loan becomes due and is repaid from the proceeds. If your home sells for more than the loan balance, you keep the remaining equity. If it sells for less, FHA mortgage insurance covers the difference—meaning you’re not personally responsible for any shortfall.

Staying connected isn’t just social—it’s essential to your health.Simple steps can make a difference:• Reach out to frie...
05/15/2026

Staying connected isn’t just social—it’s essential to your health.

Simple steps can make a difference:
• Reach out to friends or family regularly
• Stay active with hobbies or group activities
• Volunteer or get involved in your community
• Connect in ways that work for you—calls, video, or in person

Even small moments of connection can boost mood, reduce stress, and improve overall well-being.

At Fairway, loans are what we do—but supporting your overall well-being is always top of mind.

Address

4750 S. Biltmore Lane
Madison, WI
53718

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+18883202976

Website

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