C4 Insurance

C4 Insurance C4 Insurance is an INDEPENDENT Insurance Agency. We provide HOME, AUTO, BUSINESS, & LIFE Insurance options. We believe in CARING, long-lasting relationships.

We educate value-conscious consumers. C1 -Caring
We care about you! So, whether we are working with you on your home and auto, or your business insurance we take the time to understand what is important to you. We uncover your needs to assure we get the correct coverage to protect you, your family and your assets. We take an education-based approach to make sure you understand the various risks an

d fit the coverage to you…not try to sell you the same coverage/policy that everyone else may have. We work for and with you. C2 - Competetive
As an independent agency, we offer you choices. We work with various insurance providers to assure not only that you get market competitive rates, but that we are getting you the best coverage for that price point. Being independent allows us to work for and with you instead of representing the insurance provider. If you were to be unhappy with your provider for pricing or any other reason we can find you competitive coverage/rates with another provider and you still work with the same agent that fully understands your situation. C3 - Complete
We are licensed in many different states, and work with you to find the right fit for whatever your needs. We offer our services for personal, business, life, health, workers compensation, commercial auto, umbrella, disability, long-term care, builders risk, and many other lines of insurance. We also work with other professionals outside of the insurance realm so that we can be a partner and advisor for our clients. C4 - Coverage
Coverage comes in many shapes and forms. Many people get very concerned when it comes to covering their stuff. The problem is they often fail or neglect to cover one of the most important things…themselves. Make sure you take a comprehensive look at all the coverages you may need. We are here to help you understand your options, and the various products that protect you, your family, your business, and your assets.

Working with a trained insurance professional is crucial. The good ones ask A LOT of questions, for very good reasons. G...
09/02/2026

Working with a trained insurance professional is crucial. The good ones ask A LOT of questions, for very good reasons. Going on an app or calling an 800 number is NOT the best way to get insurance.

At C4 Insurance, we take it a step further. We ask the questions, get to know you, and we actually care.

👉We want you to call our office when you're in a car accident.
👉We want to make sure you're okay and that you make a claim if it benefits you.
👉We get to know you as a person, not an algorithm.

Thank you to all of our amazing clients. We still send a handwritten thank you note to every person who refers someone to our office. We appreciate you!

🛑For all small business owners, take a look at your cyber coverage on your current insurance policy, and call us with qu...
08/26/2026

🛑For all small business owners, take a look at your cyber coverage on your current insurance policy, and call us with questions, even if we're not your agents. We're happy to help.

Yes, we answer the phone.Yes, we return your email.Yes, we are honest with you: if you have good coverage at a competiti...
08/19/2026

Yes, we answer the phone.
Yes, we return your email.
Yes, we are honest with you: if you have good coverage at a competitive price, we tell you to stay where you are.

Yes, we do care. 💙
We appreciate all of our amazing clients!

When you trust your insurance agent, life is smooth sailing.Happy August, everyone! Enjoy these moments of summer, and s...
08/13/2026

When you trust your insurance agent, life is smooth sailing.

Happy August, everyone! Enjoy these moments of summer, and stay safe. We appreciate you!

P.S. We do offer boat insurance! 😅

🌳We get this question a lot, so it's worth sharing again:If Your Neighbor’s Tree Falls on Your Yard, Who Has to Clean It...
08/04/2026

🌳We get this question a lot, so it's worth sharing again:

If Your Neighbor’s Tree Falls on Your Yard, Who Has to Clean It Up?

Here's What to Know:

1. Determine What Made the Tree Fall

If a tree in your neighbor’s yard falls down and damages your home as a result of a covered peril—such as heavy winds, a hurricane, lightning, a fire, vandalism, or hail—then the owner of the tree would generally not be liable for the damages,...However, neglect can shift responsibility. If a tree in your neighbor’s yard that was visibly damaged or decaying falls on your home, they may be responsible for the damages

2. Who Determines Fault and Liability for Damages?

So long as both parties have insurance, it would be insurance companies that would take on the hard job of determining fault and liability. If the tree was healthy and the fall was caused by a storm, the damage is usually treated as an accident covered by the homeowner’s policy.

3. Who Is Responsible for Clean-Up?

Even when the damage is clear, figuring out who hauls away the tree can be its own challenge. “If the fallen tree lands in your yard but doesn’t cause any damage, you’ll likely need to pay for the tree removal out of pocket.

We appreciate you, and we're here for your personal and commercial insurance needs!

C4 Insurance works with a variety excellent carriers so we can serve our diverse clients with the best possible coverage...
07/24/2026

C4 Insurance works with a variety excellent carriers so we can serve our diverse clients with the best possible coverage.

Steadily Insurance specializes in property insurance that is rented to others, so landlords can rest easy knowing that the coverage is built to protect them.

C4 Insurance has a summer intern! Thanks to Erie Insurance, Will has been with us all summer, learning lots about insura...
07/22/2026

C4 Insurance has a summer intern! Thanks to Erie Insurance, Will has been with us all summer, learning lots about insurance, helping us with quotes, and being teased relentlessly! 😂😅

But seriously, we're grateful for him and for this internship in partnership with Erie.

Learning is always a good idea. And having fun along the way is pretty great, too. 😁

As you can tell, Brian takes his mentoring role very seriously.

It's wedding season! ❤️Wisconsin Mutual Insurance Company is one of our trusted Insurance Carriers at C4 Insurance. This...
07/15/2026

It's wedding season! ❤️

Wisconsin Mutual Insurance Company is one of our trusted Insurance Carriers at C4 Insurance.

This is a great reminder: if you've recently gotten married, it's a great time to review and most likely combine your auto policies and take advantage of multi-car discounts. Some carriers even offer discounts for being married!

💍 Marriage brings a lot of changes, and your insurance should be one of them.

From updating beneficiaries to reviewing auto, home, renters, and life insurance coverage, a few simple updates can help ensure your policies reflect your new life together.

Have you reviewed your coverage since getting married?

Address

8446 Excelsior Drive Suite 2
Madison, WI
53717

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