Myra Alvarez

Myra Alvarez Educating our clients is key, making sure they understand the home buying process from beginning to end.

Mortgage Loan Originator NMLS 241042/1850 Licensed in CA, Licensed by the Dept of Financial Protection and Innovation under the CRMLA

05/28/2026

If buying a home is a goal this year, pre-approval is your first step.
Getting pre-approved helps you:
• Know exactly what you can afford
• Strengthen your offer in a competitive market
• Move quickly when the right home comes along
Preparation gives you an edge. Without it, you risk missing out.
https://myoc.io/alvarezgarciagroup



NMLS #241042

Building a home? We can help finance it. From lot purchase to final walkthrough, we’ll guide you through every step.http...
05/27/2026

Building a home? We can help finance it. From lot purchase to final walkthrough, we’ll guide you through every step.
https://myoc.io/alvarezgarciagroup



NMLS #241042

First Sketch chat is doing ok
05/26/2026

First Sketch chat is doing ok

05/26/2026

A little reminder today…
Give yourself the same patience, grace, and encouragement you give to everyone else.
https://myoc.io/alvarezgarciagroup



NMLS #241042

05/25/2026

It’s a fact that the mortgage process looks a little different for non-W-2 earners. But don’t let that deter your dreams.

If you’re self-employed or a 1099 contractor, you can buy or refinance a home just like anyone else with a bit of planning. Here are some things you need to know:

- Two years of self-employment history is typically required when using tax returns to show income.
- If tax returns are not an option, bank statement loans are available and often require 6 to 12 months of personal or business statements to document income.
- Keep accurate records—a current P&L or proof of income may be needed.
- Pay yourself! Showing income is key to qualifying.
- Manage your debt and credit. Both impact loan approval.

Here are some additional tips for self-employed borrowers --> https://www.apmortgage.com/blog/what-you-need-to-know-about-getting-a-mortgage-when-self-employed
https://myoc.io/alvarezgarciagroup



NMLS #241042

05/25/2026

We’re honored to help build the American dream, thanks to the brave men and women who made it possible.
Today, we remember their sacrifice
https://myoc.io/alvarezgarciagroup



NMLS #241042

Isa’s a MCC Graduate. I am so proud of all of her accomplishments and she made a wise decision to stay in Madera for two...
05/23/2026

Isa’s a MCC Graduate. I am so proud of all of her accomplishments and she made a wise decision to stay in Madera for two years and attend a JUCO where she has made friends, teammates, and mentors. Next stop, FPU.

Address

309 N I Street, Suite 101
Madera, CA
93637

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+15594746586

Website

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