ZABE Mortgage Group NMLS #246317

ZABE Mortgage Group NMLS #246317 "Homeownership by Design" - guiding you to the mortgage loan solution that’s smart for you. You’re pre-approved”.
(237)

Purchasing a home is one of the most important financial decisions you can make, one that could affect your family for the next few decades. We believe guiding clients to the mortgage solution that’s right for them should take more care than a quick conversation followed by “DING! If you are looking for a Home Loan Advisor who will take the time to guide you to the loan solution that’s right for you, make the smart move and contact us today to start the process.

09/08/2026

Something FAIR-y exciting is happening tomorrow… 👀🧚‍♀️✨

The wings are coming out ONE. LAST. TIME. 🎟️🎡

Where will we land? 🤫
Stay close… you won’t want to miss this one!

A higher mortgage rate doesn’t automatically mean it’s a worse time to buy.In some markets, buyers may have more room to...
09/08/2026

A higher mortgage rate doesn’t automatically mean it’s a worse time to buy.

In some markets, buyers may have more room to negotiate on purchase price, seller-paid closing costs, repairs, inspection terms, or even a permanent interest rate buydown.

That changes the conversation. Instead of looking at the rate alone, we help you evaluate the full deal and how it fits your finances. Rates may change later. The price you negotiate for the home does not.

Since Labor Day is all about work, here’s something that comes up more than people realize when a new job also means a m...
09/07/2026

Since Labor Day is all about work, here’s something that comes up more than people realize when a new job also means a move.

A lot of people assume if they are relocating for a new position they have to move first, rent for awhile, get settled and THEN think about buying.

But depending on the type of job, when you start, how you’re paid and the loan program… that may not always be the case.

In some situations your new income may actually be able to be used to qualify before you’ve even received that first paycheck.

Which can make a pretty big difference if you already know the area you want to be in and don’t really love the idea of moving twice.

Of course this is very situation specific and there are rules around how future income can be used.

But if a new job or transfer is taking you somewhere new, it may be worth asking the question before automatically signing a lease.

And if you want someone to look at your situation and tell you what may or may not be possible, I’m happy to talk it through with you… no pressure and no commitment.

Have a safe and happy Labor Day!!

✨ TWO more doors added to the portfolio! 🏡🏡A huge congratulations to Francisco Nande clients on the purchase of two inve...
09/04/2026

✨ TWO more doors added to the portfolio! 🏡🏡

A huge congratulations to Francisco Nande clients on the purchase of two investment properties and another exciting step in growing their real estate portfolio. There’s something special about watching a plan turn into action — and action turn into long-term opportunity. 🔑✨

It truly takes a great team to bring successful transactions to the closing table. A big thank you to Audel, with Canvas Realty Inc representing our buyers, and listing agents Marie Meza Real Estate Team & Clovis Fresno Sanger Homes - Nicole Parent for the communication, collaboration, and teamwork throughout both transactions. 🙌🏼

Congratulations to our clients. Here’s to two more properties, two more investments, and continued growth! 🥂🏡

Before the long holiday weekend kicks off, there’s an observation we’ve seen that’s too good not to share.There happens ...
09/04/2026

Before the long holiday weekend kicks off, there’s an observation we’ve seen that’s too good not to share.

There happens to be a buyer category hiding in a lot of real estate databases.

- They aren’t clicking listings every night.
- They aren’t requesting showings.
- They might even insist they would “never give up” their current mortgage rate.

But life keeps happening.

Families grow.
Jobs change.
Parents age.
Relationships change.
People relocate.

The question isn’t always whether they want another house.

It’s whether anyone has helped them understand how a move could actually work financially.

That conversation may be one of the biggest untapped opportunities for agents heading into fall.

Price reductions are becoming more common again as sellers compete for a smaller pool of buyers.Sometimes reducing the p...
09/03/2026

Price reductions are becoming more common again as sellers compete for a smaller pool of buyers.

Sometimes reducing the price is absolutely the right move.

But if the buyer’s actual objection is monthly payment, it’s worth looking at the financing before assuming price is the only lever available.

✅ Could seller concessions help?
✅ Could a rate strategy change affordability?
✅ Could closing-cost assistance preserve the buyer’s liquidity?

The answer will depend on the buyer, loan program and property.

But this is exactly why financing belongs in the listing strategy conversation before the offer ever arrives.

So to all who say they are a listing agent, well we are a listing lender ready to help. 😉

Realtor friends, correct me if I’m wrong, but “I’m waiting for rates” has become one of the most common ways buyers paus...
09/02/2026

Realtor friends, correct me if I’m wrong, but “I’m waiting for rates” has become one of the most common ways buyers pause the conversation.

Yet, when offered a causal lender conversation… we have discovered this “objection” isn’t always the actual problem.

- Sometimes they’re worried about the payment.
- Sometimes they’re afraid of buying at the wrong time.
- Sometimes they haven’t seen what seller concessions could do.
- And sometimes they simply need permission to slow down and understand the numbers.

For agents and lenders, that distinction matters.

B/c we can’t solve the wrong objection.

The strongest buyer conversations right now may start by asking what “waiting for rates” actually means to that particular person.

Do you agree?

Home maintenance is one of those things that’s easy to forget until something stops working. Staying on top of a few sma...
09/01/2026

Home maintenance is one of those things that’s easy to forget until something stops working.

Staying on top of a few small tasks each month can help prevent bigger repairs and keep your home running the way it should.

Swipe through this month’s checklist and save it so you can come back to it when you’re ready to tackle a few things around the house.

✨🧚‍♀️ ANOTHER CHANCE TO WIN! 🧚‍♀️✨Haven’t caught the Ticket Fairy yet? Don’t worry, she’s got ONE MORE way for you to sc...
08/31/2026

✨🧚‍♀️ ANOTHER CHANCE TO WIN! 🧚‍♀️✨

Haven’t caught the Ticket Fairy yet? Don’t worry, she’s got ONE MORE way for you to score BIG at the Madera Fair! 🎡🎟️🎶

The Madera Fair and ZABE Mortgage have teamed up to give one lucky winner an amazing Fair Prize Pack:

🎟️ 4 FREE Gate Admission Tickets
🎶 4 VIP Concert Seats to the Table Mountain Concert Series presented by Estrella Jalisco — you pick the concert!
🎡 2 Carnival Coupons

That’s a whole lot of Fair fun in ONE prize! 🙌

✨ HOW TO ENTER:
Simply fill out the entry form below for your chance to win!

👇 ENTER NOW 👇
https://form.jotform.com/241905535431049

⏰ HURRY! Entries close September 8, 2026 at 5 PM.
The winner will be randomly selected and notified by email by September 9.

And keep those eyes open… 👀🧚‍♀️
The Ticket Fairy is still making her way around Madera, so make sure you’re following Madera District Fair + ZABE Mortgage Group NMLS #2427 on social media for hints on where she may appear next!

Good luck! 🍀 Who’s ready for the FAIR?! 🎡✨

Must be 18+ to enter. Valid Driver’s License or CA ID required to claim prize. Prize has no cash value. By entering, you agree to receive email communications from the Madera District Fair and ZABE Mortgage; you may unsubscribe at any time.

MaderaFair2026 FairSeason Giveaway WinTickets

Address

1609 Howard Road
Madera, CA
93637

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+15596641930

Website

Alerts

Be the first to know and let us send you an email when ZABE Mortgage Group NMLS #246317 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category