ZABE Mortgage Group NMLS #246317

ZABE Mortgage Group NMLS #246317 "Homeownership by Design" - guiding you to the mortgage loan solution that’s smart for you. You’re pre-approved”.
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Purchasing a home is one of the most important financial decisions you can make, one that could affect your family for the next few decades. We believe guiding clients to the mortgage solution that’s right for them should take more care than a quick conversation followed by “DING! If you are looking for a Home Loan Advisor who will take the time to guide you to the loan solution that’s right for you, make the smart move and contact us today to start the process.

Big congratulations to Andrea Armas - Mortgage Loan Advisor - NMLS #2556326 clients on becoming FIRST-TIME homeowners! ...
06/08/2026

Big congratulations to Andrea Armas - Mortgage Loan Advisor - NMLS #2556326 clients on becoming FIRST-TIME homeowners! 🏡✨

This transaction was especially meaningful because not only were they able to secure a seller’s credit, but this was also a successful FSBO transaction. Proof that with the right team, strategy, and communication, great things can come together smoothly.

A huge thank you to the buyer’s agent Homes by Marisela for her partnership and dedication throughout the process.

And to the sellers, thank you for trusting us once again. It means so much that this home came from long-time ZABE clients. Being part of both sides of this journey made this closing extra special. ❤️

Congratulations again to the new homeowners! Wishing your family so many beautiful memories, laughter, and milestones in your new home. 🔑✨

06/08/2026

Being told no does not always mean you are not qualified.

Sometimes it means your financial story is being evaluated through the wrong lens.

The right strategy is not about forcing a file to fit. It is about matching the borrower to the right guidelines and presenting the story clearly.

A strong application is more than numbers. It is context, documentation, and a plan.

💬 Comment TOLD NO if you've been turned down before. You may have more options than you think.

Such a special milestone for Eric Jauregui - Mortgage Loan Advisor NMLS #2253373 clients. Congratulations on the purcha...
06/05/2026

Such a special milestone for Eric Jauregui - Mortgage Loan Advisor NMLS #2253373 clients. Congratulations on the purchase of your very first home! 🏡✨

Homeownership is such an exciting new chapter, and we are so grateful to have been part of the journey. Wishing your family many years of memories, laughter, and happiness in your new home.

A big thank you to buyer’s agent Stephanie Madrigal and listing agent Jaime Gallegos of All State Homes for helping bring this family home and for a successful closing!

Most people think all mortgage help is the same.It’s not…Some people help you get a loan.Some people help you make a sma...
06/05/2026

Most people think all mortgage help is the same.

It’s not…

Some people help you get a loan.
Some people help you make a smart homebuying decision.

That difference matters when you’re trying to figure out:
✅ how much house you can afford
✅ how much money you need to buy a home
✅ whether now is a good time to buy
✅ what first-time homebuyer programs may help
✅ how to prepare your credit and cash flow

The best mortgage professionals do more than get you to the closing table.

They help you:
🎯 understand your options
🎯 avoid bad timing decisions
🎯 think through payment comfort
🎯 prepare before there’s a problem
🎯 make a plan that fits your life

If you’re a buyer, save this.
If you’re an agent, share this with clients who need the right kind of guidance.

Buyers are getting something we haven’t seen much of lately: Leverage.🚫 Not “everything is cheaper.”✅ Leverage.Here’s wh...
06/04/2026

Buyers are getting something we haven’t seen much of lately: Leverage.

🚫 Not “everything is cheaper.”
✅ Leverage.

Here’s what that means in real life (based on national numbers):

1. More choices:
Active listings were up 4.6% year over year in April.

2. More time to think:
Homes sat a median of 51.5 days in April. That’s breathing room to compare options instead of panic-buying.

3. More negotiating room (on the right homes):
About 16.7% of listings had price reductions.

So if you’re buying this summer, the move is not “wait for perfect.”
It’s: Use leverage wisely.

What we’d do with a client right now:
* Get crystal clear on a payment that feels safe
* Build a short list of “must-haves” so you don’t overpay emotionally
* Negotiate smart: not just price, but terms that reduce stress

Partners (agents, planners, CPAs): this is the language clients need. The market is giving them time, but they still need a plan.

🏡✨ Congratulations to Brandon Hendricks wonderful clients on the purchase of their beautiful new home!After making the m...
06/03/2026

🏡✨ Congratulations to Brandon Hendricks wonderful clients on the purchase of their beautiful new home!

After making the move back from Hawaii, this family is officially home and beginning an exciting new chapter. It has been an honor to be part of their journey and help make their transition back to the Central Valley a smooth one.

A successful transaction is always a team effort, and we would like to extend a sincere thank you to buyer's Jill Brown with Century 21 Select Real Estate and listing agent Christopher Colston with Power House Realty for their professionalism, communication, and partnership throughout the process.

Wishing this wonderful family many years of happiness, laughter, and beautiful memories in their new home. Welcome back! ❤️🏡

Most people think buying a home is a personal milestone.It is.But it’s also a community event.Because when a household b...
06/03/2026

Most people think buying a home is a personal milestone.

It is.
But it’s also a community event.

Because when a household becomes stable, the ripple effect is real:

🏡 Economy: local trades, local vendors, local jobs
🤝 Community: more roots, more pride, more investment in the block
🧠 Health: stability can lower stress and help families breathe
👧🏽 Kids: consistency with school, friends, and support systems

And in a market where affordability feels tight and rates have stayed elevated, people need reminders like this:

✅ Housing isn’t just a purchase. It’s a foundation.

If you work with buyers, sellers, or renters, save this.
If you know someone who’s feeling “guilty” for wanting a home, share it.

Sometimes the best financial decisions are also the most human ones.

🎓✨ To all of the graduates in our community...Congratulations.Graduation time is about so much more than a diploma. It’s...
06/02/2026

🎓✨ To all of the graduates in our community...

Congratulations.

Graduation time is about so much more than a diploma. It’s about the early mornings, the late nights, the sacrifices, the setbacks you pushed through, and the determination that kept you moving forward when things felt challenging.

Behind every graduate is a story of perseverance, growth, and courage. A story of dreams pursued, lessons learned, and goals achieved one step at a time.

Whether you’re graduating from high school, college, a trade program, or reaching a personal milestone, know that this moment matters. You have accomplished something worth celebrating.

To the parents, grandparents, family members, teachers, mentors, and friends who supported these graduates along the way, this achievement belongs to you, too. Your encouragement helped make this day possible.

As you step into your next chapter, may you have the confidence to chase your dreams, the resilience to overcome obstacles, and the wisdom to embrace every opportunity that comes your way.

Our community is proud of you. We can’t wait to see where your journey leads.

Congratulations, Class of 2026. Your future is bright. 💙🎓✨

DreamBig KeepGrowing CelebrateSuccess CentralValley

Open houses can be fun.They can also be a trap.Because the house looks great for 10 minutes, but the questions you don’t...
06/02/2026

Open houses can be fun.
They can also be a trap.

Because the house looks great for 10 minutes, but the questions you don’t ask are what show up later in inspections, insurance, appraisal, and negotiations.

Here are a few we’d bring with you:

> What’s the seller hoping happens here?
Price is only one part of the deal. Terms matter.

> What’s been updated and what hasn’t?
Roof, HVAC, windows, plumbing, electrical. The boring stuff is the expensive stuff.

> Any known issues or past repairs we should know about?
Water history and foundation stories are worth hearing early.

> What are the monthly extras people forget?
HOA, special assessments, utilities, flood zone, insurance.

> How competitive is it really?
Offers, price changes, and back-on-market history tell you what kind of leverage you may have.

If you found this helpful, share it with someone you know right now who may be considering attending some open houses this year... :)

Address

1609 Howard Road
Madera, CA
93637

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+15596641930

Website

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