Stephen Murphey, Financial Advisor - Stifel

06/17/2025

When changing jobs or retiring, individuals are often faced with several options as far as what to do with that old retirement plan. If you own highly appreciated company stock in an old Qualified Plan, you may elect to take advantage of favorable long-term capital gains rates by not rolling the shares to an IRA.

Click the link to learn more:
https://livesocial.seismic.com/ZUFRr

If this is something you might like to take advantage of, give me a call and we can discuss your situation in more detail. https://livesocial.seismic.com/aFWECg

06/13/2025

For a more detailed breakdown of what goes in to this estimate, please check out the attached PDF. By delaying when you start saving, you miss out on the potential value of compounding interest over time.
https://livesocial.seismic.com/T4Ozx https://livesocial.seismic.com/aa_1rQ

06/09/2025

Five essential investing concepts: Risk/Return (higher potential returns often come with higher risk), Diversification (spread investments), Time Horizon (investing timeframe), Asset Allocation (investment mix), and Composure (stay the course).

Take a look at the Stifel NextGen Investor Handbook to take a deeper look at these principles, and more:
https://www.stifel.com/Newsletters/AdGraphics/InSight/NextGen_Handbook/Stifel_NextGen-Investor-Handbook_2025.pdf https://livesocial.seismic.com/ag2d0M

05/29/2025

Planning for a child's education is one of the most meaningful financial decisions you can make. Starting early with a 529 Plan can help turn today's savings into tomorrow's opportunities.

Let's celebrate the power of planning ahead—and the future it can create. If you'd like to learn more, you can reach me at (478) 722-6449 or [email protected]

05/22/2025

Whether the market is up or down, having a diverse portfolio has its benefits.

05/20/2025

Take a look at this chart on compounding your savings. Even though Katie contributed to her plan for only 10 years and Matt contributed to his plan for 31 years, Katie's plan is worth $113,000 more than Matt's, all because she started earlier. In fact, Matt contributed $21,000 more to his plan, but Katie's money had a longer time to grow.

The punchline? Starting to save early provides the opportunity for greater rewards tomorrow.

04/24/2025

$1.26 million: The "magic number" Americans think they need to retire comfortably, down $200,000 from 2024, according to a new study.

For more information on this and to read the full piece click here:https://www.stifel.com/Newsletters/AdGraphics/InSight/Stifel_Bits/2025/SB_042325.pdf

04/18/2025

Wishing you and your family a Happy Easter! Our office will be closed today in observance of Good Friday.

04/15/2025

Tax collections typically account for almost half of state government revenue. However, each state handles how they tax their residents differently. The graph below illustrates the percentage of each tax category collected by state.

Do you think any of the states have a better percentage split than others?

04/04/2025

Since Inauguration Day, uncertainty surrounding trade policy has unsettled the markets. Perhaps in response to this, the Trump administration recently provided more clarity for the new tariffs being imposed this month. In this week's , we briefly review the administration's motivations and methods, potential economic disruptions, and the implications for investors.

stifel.com

04/02/2025

Did you know that 2024 IRA contributions can be deposited up until April 15, 2025? Click here to learn more:
https://livesocial.seismic.com/aib88w

03/26/2025

Do you have children in grades K-12 who are enrolled in a private school? Is your child flying the nest this fall to pursue a post secondary education? If so, you may be eager to tap into the 529 Plan you have been funding for years. However, before making any distributions, consider the following questions - take a look:
https://livesocial.seismic.com/aPdohg