Naomi Smith, FSCP

01/01/2026

Wishing you a very happy New Year!

12/29/2025

As the year winds down, it’s the perfect time to reflect on your financial goals, review your progress, and set a strong foundation for the year ahead. Whether it’s budgeting, retirement planning, or investment strategy—an end-of-year check-in can make all the difference.
Let’s make sure you’re on track.
Reach out to me and I can help.

12/25/2025

Merry Christmas! May this season be full of light and laughter for you and your family.

12/23/2025

Learn about common Social Security filing mistakes and how understanding your options can help you make informed decisions about your benefits.

Want to maximize your Social Security check? Learn the 10 most common Social Security filing errors and the steps you need to take to boost your guaranteed retirement income.

12/20/2025

Discover six practical tips that may help you manage debt more effectively, reduce interest costs, and build greater financial confidence.

Debt repayment can be simplified. Discover six actionable tips that can help you reduce or eliminate debt, save on interest, and achieve financial freedom.

12/17/2025

As an advisor, you know how important employee retention is for your business owner clients. This guide from Robert Keebler explores how thoughtful retention plans, from flexible work options to stock-based incentives, can help employers show their teams how much they’re valued, and how advisors like you can help clients use these creative tools to retain and reward their best people. https://bit.ly/4ahgWgh

12/15/2025

Required minimum distributions can feel complex but managing them is an essential piece of a client’s overall financial strategy. Whether tackling RMDs from traditional accounts or considering Roth conversions, taking a holistic approach will help to minimize tax liabilities, strategize timing for withdrawals, and preserve wealth for the next generation. Read this article to learn more about effective RMD strategies and how we can partner to strengthen our client relationships. https://bit.ly/3KTCIw7

12/11/2025

Smart planning and strategic management of distributions from your own or inherited retirement accounts can boost their value and better align them with your estate and business goals. Curious how? This article describes best practices such as working with top financial professionals, exploring stretch IRAs, and integrating accounts into trusts to optimize wealth transfer and minimize estate taxes. When you’re ready to learn more rules of the road, let’s look at how these strategies can secure your retirement and protect your legacy for generations to come. https://bit.ly/48SITJ7

10/06/2025

The most important trip your family will ever take is into the future—and like any journey, it’s easier with a guide. At New York Life we work with you one-on-one to create a personalized financial roadmap – helping you navigate life’s twists and turns with clarity and confidence. Because your future deserves more than chance – it deserves direction. Let’s chart your course today.

10/03/2025

It’s hard to believe—but more than 100 million U.S. families don’t have the financial protection they need.¹ At New York Life, we have the tools and resources to help you create a clear, personalized strategy so you can move forward with confidence and security—prepared for whatever’s next. Let’s make sure your family is ready for the unexpected and set up for the life you imagine.

¹MoneyGeek, Life Insurance Statistics, 2024
https://bit.ly/4o2ASai

09/30/2025

Life is full of surprises—but being caught off guard isn’t inevitable. A New York Life financial professional has the tools and experience to help you develop a personalized approach so you can face uncertainty with confidence. Because you can’t control life’s events, but you can control how ready you are for them. Start building your roadmap today.

09/27/2025

Your future shouldn’t be left to chance. At New York Life we have special resources that help you build a personalized financial strategy—one that gives you clarity, confidence, and control over where life takes you. Because when you steer your own course, you can move toward the future you’ve always imagined. Let’s start mapping your clear path forward today.