05/28/2026
"When Someone Else’s Accident Becomes Your Problem"
By Mary Shoemaker, Commercial Lines Manager
Not long ago, outsourcing shipping and delivery felt like a clean transfer of responsibility. You hire a third party to deliver your goods or products. Their trucks, their drivers, their insurance. From a risk standpoint, it seemed like a sensible division of labor.
But that assumption is starting to break down.
More and more, we’re seeing situations where a business hires a transportation company to move its goods and ends up being pulled into a claim when something goes wrong on the road. Not because they were directly involved in the accident, but because they were connected to the decision of who was hired to do the job in the first place.
That shift is subtle, but it matters.
CONTINUE READING to learn the things business owners can and should know when it comes to contracting with transportation services:
When a business hires a transportation company to move its goods, it now often ends up being pulled into a claim when something goes wrong on the road. Not because they were directly involved in the accident, but because they were connected to the decision of who was hired to do the job in the first...