Firefly Home Loans - NMLS ID: 2460991

Firefly Home Loans - NMLS ID: 2460991 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Firefly Home Loans - NMLS ID: 2460991, Finance, 48619 Garfield Road, Macomb Township, MI.

Saving for a down payment can be tough, but you might not have to do it alone. 💪 Ask me about Down Payment Assistance pr...
11/06/2025

Saving for a down payment can be tough, but you might not have to do it alone. 💪 Ask me about Down Payment Assistance programs and how they can help you buy your dream home!

🌀 Fall Home Tip: Change Your Ceiling Fan Direction! Did you know your ceiling fan should spin clockwise in the fall and ...
11/05/2025

🌀 Fall Home Tip: Change Your Ceiling Fan Direction!

Did you know your ceiling fan should spin clockwise in the fall and winter? Switching your fan’s direction helps push warm air down, keeping your home cozy and potentially lowering your energy bill.

May the streets be filled with eager trick-or-treaters, contagious laughter, and the glow of carved pumpkins. 🎃 From our...
10/31/2025

May the streets be filled with eager trick-or-treaters, contagious laughter, and the glow of carved pumpkins. 🎃 From our home to yours, wishing you a safe and happy Halloween! 🏡👻

Have you refinanced in the last 2–3 years? If not, it might be time to run the numbers again. 📉🏡📲 What’s your target rat...
08/21/2025

Have you refinanced in the last 2–3 years? If not, it might be time to run the numbers again. 📉🏡

📲 What’s your target rate? Let’s figure out your “make-sense number” and keep an eye on the market together, no pressure, just smart planning.

Send me your current rate and what you’d like to see, and I’ll let you know what’s possible.

Wondering why your mortgage rate isn’t the same as your friend’s? 👀Here are the key factors that lenders look at when de...
08/13/2025

Wondering why your mortgage rate isn’t the same as your friend’s? 👀

Here are the key factors that lenders look at when determining your rate and what you can actually control. Got questions? I’m just a message or phone call away. 🧠💬 💡

Pro Tip: Even if rates are higher today, you can always refinance later. Focus on getting into the right home, then keeping an eye on the market.

Let’s talk about what your rate could look like and how we can work together to improve it!

From paperwork to keys in hand 🔑 — here’s what really happens before and after closing on a home! The process doesn’t en...
08/08/2025

From paperwork to keys in hand 🔑 — here’s what really happens before and after closing on a home!

The process doesn’t end at the closing table, and I’m here to guide you every step of the way. 💼

🏠Save this post if you’re planning to buy soon, and reach out when you're ready to take the first step!

August is here and that means it’s time to knock out a few home maintenance tasks before fall sneaks up on us! 🍂✅ Use th...
08/07/2025

August is here and that means it’s time to knock out a few home maintenance tasks before fall sneaks up on us! 🍂

✅ Use this quick checklist to keep your home in top shape. Your future self will thank you! 🏡✨

Understanding your credit is key 🔑 to qualifying for a mortgage, and it’s not just about your score! Here’s a quick brea...
08/06/2025

Understanding your credit is key 🔑 to qualifying for a mortgage, and it’s not just about your score!

Here’s a quick breakdown of the 5 C’s of Credit lenders use to evaluate borrowers.

💬 Have questions about where you stand? Let’s chat!

07/31/2025

🏡 Your Mid-Year Mortgage Health Check: Are You On Track?

We’re halfway through the year — how’s your mortgage working for you? 💬 If you could adjust your mortgage today, what would you focus on most?
1️⃣ Lowering your rate
2️⃣ Consolidating debt
3️⃣ Tapping into equity for projects
4️⃣ I’m good where I am at

👉 Comment below! If you’re unsure, message us, we're happy to help review your options!

07/29/2025

🏡 What Is an Escrow Account? When you buy a home, your lender may set up an escrow account to help manage certain ongoing costs like property taxes and homeowners insurance. Instead of paying these bills yourself, a portion of your monthly mortgage payment goes into the escrow account. Then, your lender uses that money to pay those bills on your behalf when they’re due.

This helps make budgeting easier and ensures important expenses don’t get missed. If you have questions about escrow or how it works with your mortgage, feel free to ask!

☀️ Feeling the heat on homebuying costs? Down payment assistance programs could be your secret weapon to lowering upfron...
07/28/2025

☀️ Feeling the heat on homebuying costs? Down payment assistance programs could be your secret weapon to lowering upfront expenses!

Let’s explore options that help you save and get into your dream home faster. Message me today to get started!

Getting ready to apply for a mortgage? Here’s your quick checklist 📝 — having these docs ready can make the process so m...
07/15/2025

Getting ready to apply for a mortgage? Here’s your quick checklist 📝 — having these docs ready can make the process so much smoother!

👉 Want a full list customized for your situation? Message us, we're happy to help!

Address

48619 Garfield Road
Macomb Township, MI
48044

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