06/25/2026
Ever wondered why “replacement cost” and “market value” don’t mean the same thing when you file a claim? In our latest piece, we break down the difference in plain English and show how each one can change what you’re actually paid after a loss—especially for homes and business property in Washington. Q: Which one protects your finances better? A: It depends on how your policy is structured and what you’re trying to recover, and we’ll help you spot the gaps before they become expensive.
https://villainsurancegroup.com/2026/06/24/replacement-cost-vs-market-value/