Kentucky AGC Self-Insurers' Fund

08/26/2026

Would your crew know what to do if a coworker suffered life-threatening bleeding? On a construction site, a serious injury involving power tools, sharp materials, heavy equipment or a fall can quickly become a medical emergency. When severe bleeding occurs, every minute counts.

Our latest safety resource covers practical 'Stop the Bleed' basics for construction crews and safety professionals, including recognizing life-threatening bleeding, applying direct pressure, packing a wound, using a tourniquet, and stocking essential bleeding-control supplies. Just as importantly, crews should know where those supplies are located, who is trained to use them and how to quickly summon EMS from the jobsite.

Train the crew. Stock the kit. Know where it is. Act fast.

Read the article and download the free English and Spanish resources at the link below:
https://kyagcsif.com/severe-bleeding-control-what-every-construction-crew-should-know/

Construction sites are filled with hazards that have the potential to cause serious injuries. Power tools, sharp metal, heavy equipment, falls, struck-by incidents and crushing injuries can all result in severe bleeding. When that happens, every minute counts.   A worker experiencing life-threateni...

07/22/2026

Construction sites are full of moving equipment, changing conditions, and hazards that demand your attention. A quick glance at a phone, an unnecessary radio conversation, or trying to multitask during a critical operation can be enough to cause a serious incident.

Our latest safety resource, Stay Focused: Reducing Distractions on the Jobsite, shares practical ways to improve situational awareness, reduce distractions, and help crews recognize hazards before they become incidents.

In this post you'll learn:
✅ Common jobsite distractions that increase risk
✅ Simple ways to improve situational awareness
✅ Practical expectations for phone and radio use
✅ How supervisors can build a culture of focus and accountability

Whether you're leading a crew, operating equipment, or conducting safety meetings, these reminders can help everyone return home safely at the end of the day.

Read the blog and download the free English and Spanish safety handouts here:
https://kyagcsif.com/stay-focused-reducing-distractions-on-the-jobsite/

Construction sites are constantly changing. Heavy equipment is moving, crews are working in close proximity, materials are being lifted, and conditions can change in an instant. In this environment, maintaining focus is more than a good habit. It is an essential part of staying safe.   While many w...

07/08/2026

Long shifts. Night work. Tight schedules. Hot weather.

These are realities of construction, but they also increase one of the most overlooked jobsite hazards: fatigue.

Fatigue doesn't just make workers feel tired. It slows reaction time, reduces situational awareness, and increases the risk of vehicle crashes, equipment incidents, falls, and struck by hazards. The good news is that practical steps can make a real difference.

Our latest safety resource, "Fatigue Management: Long Shifts, Night Work, Hydration, and Micro Breaks," provides practical guidance to help crews stay alert and work safely, including:
✅ Recognizing the warning signs of fatigue
✅ Managing long shifts and overnight work
✅ Staying properly hydrated
✅ Using short micro breaks to restore alertness
✅ Helping supervisors identify and address fatigue risks early

Read the blog and download the free English and Spanish safety guides to share during your next toolbox talk or safety meeting:
https://kyagcsif.com/fatigue-management/

Most construction professionals know what physical fatigue feels like. But the greatest danger is often when fatigue quietly affects judgment, reaction time, and situational awareness before anyone realizes it.   Whether crews are working long paving shifts, overnight lane closures, bridge projects...

06/24/2026

Severe weather can develop with little warning, and construction crews are often among the most exposed. Thunderstorms, lightning, high winds, heavy rain, and tornadoes can quickly turn routine work into a serious safety hazard.

Our latest safety resource, Severe Weather and Lightning Safety: Knowing When to Stop Work Can Save Lives, provides practical guidance on:
⚠️ When to stop work
⚡ Lightning safety procedures
🏢 Safe shelter locations
🌪️ Tornado and high wind response
📋 Prestorm planning and crew accountability

One simple rule can save lives: If you can hear thunder, you are close enough to be struck by lightning.

Read the blog and download the free English and Spanish safety resources here: https://kyagcsif.com/severe-weather-and-lightning-safety-knowing-when-to-stop-work-can-save-lives/

Construction crews work outdoors in conditions that can change rapidly. Thunderstorms, lightning, high winds, heavy rain, and tornadoes can develop with little warning, creating serious hazards for workers on jobsites across Kentucky.   While most construction professionals understand the dangers o...

06/09/2026

Noise induced hearing loss is one of the most common occupational illnesses in construction, yet it often goes unnoticed until the damage is permanent.

From crushers and screens to pavers, milling machines, haul trucks, and heavy equipment, workers in aggregate, asphalt, and highway construction operations face daily exposure to potentially harmful noise levels.

Our latest safety resource highlights practical steps companies can take to protect workers through engineering controls, administrative controls, hearing protection, and effective hearing conservation programs.

Protecting hearing is not just about compliance. It helps ensure workers maintain their quality of life both on and off the job.

Read the blog post and download the free resources: https://kyagcsif.com/protecting-hearing-on-the-job-practical-steps-for-noise-exposure-and-hearing-conservation/

Construction and material production environments are filled with hazards that workers can see. Moving equipment, elevated work areas, and traffic hazards receive constant attention because the risks are obvious. Noise exposure, however, is different. The damage often occurs gradually, making it eas...

05/27/2026

Near miss reporting only works when crews actually use it.

Too many reporting programs fail because they are complicated, time consuming, or disconnected from field operations. The most effective systems are practical, simple, and responsive.

Our latest blog post highlights three keys to improving near miss reporting on construction projects:

✔ Simple reporting forms crews can complete quickly
✔ Visible follow up so workers see action being taken
✔ Consistent closeout of corrective actions

When workers see real changes resulting from reports, participation increases and jobsites become safer.

Read the blog and download the free English and Spanish resources here: https://kyagcsif.com/make-near-miss-reporting-work-in-the-real-world/

In construction, some of the most valuable safety lessons come from incidents where nobody was hurt. Near misses provide an opportunity to identify hazards, improve planning, and correct unsafe conditions before a serious injury or loss occurs. Unfortunately, many near miss reporting programs fail b...

05/13/2026

Coordinating work across multiple employers is part of everyday construction, but it also creates some of the most overlooked risks on the jobsite. When trades overlap, deliveries arrive, and crews share space, the potential for struck by incidents, equipment conflicts, and communication breakdowns increases quickly. These are not isolated hazards; they happen at the points where work intersects.

Our latest blog post takes a closer look at how construction professionals and safety managers can better manage these interface risks through planning, communication, and clear accountability.

Read more here: https://kyagcsif.com/managing-hazards-on-multi-employer-jobsites/

Stronger coordination leads to safer and more efficient jobsites.

On today’s construction sites (whether vertical builds or highway projects), multiple employers, trades, and crews often work simultaneously in shared spaces. While this overlap is necessary to meet schedules and maintain productivity, it also introduces a critical category of risk: interface haza...

05/04/2026

Construction safety leaders: strengthen your fall prevention strategy with this upcoming webinar series from CPWR – The Center for Construction Research and Training. Falls remain one of the leading causes of injuries and fatalities in construction, making proactive education and planning essential. CPWR – The Center for Construction Research and Training is hosting three timely webinars to support safer jobsites:

• May 4: Kick-Off the 2026 Safety Stand-Down to Prevent Falls — including case studies and the latest industry data
• May 5: Fall Prevention Through Design — integrating safety into project planning and ex*****on
• May 8: Top Three Things to Know About Working on Roofs — focused training priorities for high-risk tasks

These sessions bring together experts from OSHA, NIOSH, and leading contractors to share practical insights, research, and tools that can be applied immediately in the field. (CPWR)
If you’re responsible for safety performance, workforce training, or risk management, this series is worth your time.

🔗 Register here: https://www.cpwr.com/news-and-events/informational-webinar-series/

CPWR conducts industry-driven research on existing and emerging hazards to better understand the risks, analyze and interpret key data, and find practical solutions and approaches to protect workers.

04/23/2026

Struck-by incidents remain one of the "Fatal Four" hazards and many involve shifting or falling materials during everyday tasks like lifting, transporting, and stacking. Our latest blog post breaks down how these incidents happen and more importantly, how to prevent them. From forklifts and pallets to rigging and suspended loads, even small missteps in planning or load stability can lead to serious injuries.

👉 In this post:

* Why shifting loads create high-risk situations
* Key steps to improve load stability and control
* Safe practices for forklifts, rigging, and material handling
* How planning, communication, and awareness reduce exposure

The takeaway: Most struck-by incidents are preventable when crews take time to plan, inspect, and stay alert.

📥 We've also included a free, one-page safety resource (available in English & Spanish) that's perfect for toolbox talks and jobsite reminders.
Read the blog & download the resources here: https://kyagcsif.com/preventing-struck-by-hazards-from-shifting-loads/

Struck-by incidents remain one of the leading causes of serious injuries across construction, manufacturing, and aggregate operations. Many of these incidents stem from something that seems routine—moving materials. Whether it’s a forklift transporting a pallet, a stack of materials being stored...

04/17/2026

We are pleased to announce that our Financial Strength Rating of “A” (Excellent) and Issuer Credit Rating have been reaffirmed by A.M. Best. This affirmation highlights the continued strength of our organization, including:

* Strong balance sheet strength, supported by top-tier risk-adjusted capitalization
* Solid operating performance, outperforming industry benchmarks on a pre-dividend basis
* A disciplined, long-term approach to risk management and underwriting

This milestone reinforces our mission to provide a stable, sustainable workers’ compensation solution for Kentucky’s construction industry while delivering meaningful value to our members—evidenced by more than $319 million returned in dividends over 32 consecutive years. We remain committed to financial strength, operational excellence, and serving our members with integrity.