Kentucky AGC Self-Insurers' Fund

06/09/2026

Noise induced hearing loss is one of the most common occupational illnesses in construction, yet it often goes unnoticed until the damage is permanent.

From crushers and screens to pavers, milling machines, haul trucks, and heavy equipment, workers in aggregate, asphalt, and highway construction operations face daily exposure to potentially harmful noise levels.

Our latest safety resource highlights practical steps companies can take to protect workers through engineering controls, administrative controls, hearing protection, and effective hearing conservation programs.

Protecting hearing is not just about compliance. It helps ensure workers maintain their quality of life both on and off the job.

Read the blog post and download the free resources: https://kyagcsif.com/protecting-hearing-on-the-job-practical-steps-for-noise-exposure-and-hearing-conservation/

Construction and material production environments are filled with hazards that workers can see. Moving equipment, elevated work areas, and traffic hazards receive constant attention because the risks are obvious. Noise exposure, however, is different. The damage often occurs gradually, making it eas...

05/27/2026

Near miss reporting only works when crews actually use it.

Too many reporting programs fail because they are complicated, time consuming, or disconnected from field operations. The most effective systems are practical, simple, and responsive.

Our latest blog post highlights three keys to improving near miss reporting on construction projects:

✔ Simple reporting forms crews can complete quickly
✔ Visible follow up so workers see action being taken
✔ Consistent closeout of corrective actions

When workers see real changes resulting from reports, participation increases and jobsites become safer.

Read the blog and download the free English and Spanish resources here: https://kyagcsif.com/make-near-miss-reporting-work-in-the-real-world/

In construction, some of the most valuable safety lessons come from incidents where nobody was hurt. Near misses provide an opportunity to identify hazards, improve planning, and correct unsafe conditions before a serious injury or loss occurs. Unfortunately, many near miss reporting programs fail b...

05/13/2026

Coordinating work across multiple employers is part of everyday construction, but it also creates some of the most overlooked risks on the jobsite. When trades overlap, deliveries arrive, and crews share space, the potential for struck by incidents, equipment conflicts, and communication breakdowns increases quickly. These are not isolated hazards; they happen at the points where work intersects.

Our latest blog post takes a closer look at how construction professionals and safety managers can better manage these interface risks through planning, communication, and clear accountability.

Read more here: https://kyagcsif.com/managing-hazards-on-multi-employer-jobsites/

Stronger coordination leads to safer and more efficient jobsites.

On today’s construction sites (whether vertical builds or highway projects), multiple employers, trades, and crews often work simultaneously in shared spaces. While this overlap is necessary to meet schedules and maintain productivity, it also introduces a critical category of risk: interface haza...

05/04/2026

Construction safety leaders: strengthen your fall prevention strategy with this upcoming webinar series from CPWR – The Center for Construction Research and Training. Falls remain one of the leading causes of injuries and fatalities in construction, making proactive education and planning essential. CPWR – The Center for Construction Research and Training is hosting three timely webinars to support safer jobsites:

• May 4: Kick-Off the 2026 Safety Stand-Down to Prevent Falls — including case studies and the latest industry data
• May 5: Fall Prevention Through Design — integrating safety into project planning and ex*****on
• May 8: Top Three Things to Know About Working on Roofs — focused training priorities for high-risk tasks

These sessions bring together experts from OSHA, NIOSH, and leading contractors to share practical insights, research, and tools that can be applied immediately in the field. (CPWR)
If you’re responsible for safety performance, workforce training, or risk management, this series is worth your time.

🔗 Register here: https://www.cpwr.com/news-and-events/informational-webinar-series/

CPWR conducts industry-driven research on existing and emerging hazards to better understand the risks, analyze and interpret key data, and find practical solutions and approaches to protect workers.

04/23/2026

Struck-by incidents remain one of the "Fatal Four" hazards and many involve shifting or falling materials during everyday tasks like lifting, transporting, and stacking. Our latest blog post breaks down how these incidents happen and more importantly, how to prevent them. From forklifts and pallets to rigging and suspended loads, even small missteps in planning or load stability can lead to serious injuries.

👉 In this post:

* Why shifting loads create high-risk situations
* Key steps to improve load stability and control
* Safe practices for forklifts, rigging, and material handling
* How planning, communication, and awareness reduce exposure

The takeaway: Most struck-by incidents are preventable when crews take time to plan, inspect, and stay alert.

📥 We've also included a free, one-page safety resource (available in English & Spanish) that's perfect for toolbox talks and jobsite reminders.
Read the blog & download the resources here: https://kyagcsif.com/preventing-struck-by-hazards-from-shifting-loads/

Struck-by incidents remain one of the leading causes of serious injuries across construction, manufacturing, and aggregate operations. Many of these incidents stem from something that seems routine—moving materials. Whether it’s a forklift transporting a pallet, a stack of materials being stored...

04/17/2026

We are pleased to announce that our Financial Strength Rating of “A” (Excellent) and Issuer Credit Rating have been reaffirmed by A.M. Best. This affirmation highlights the continued strength of our organization, including:

* Strong balance sheet strength, supported by top-tier risk-adjusted capitalization
* Solid operating performance, outperforming industry benchmarks on a pre-dividend basis
* A disciplined, long-term approach to risk management and underwriting

This milestone reinforces our mission to provide a stable, sustainable workers’ compensation solution for Kentucky’s construction industry while delivering meaningful value to our members—evidenced by more than $319 million returned in dividends over 32 consecutive years. We remain committed to financial strength, operational excellence, and serving our members with integrity.

04/16/2026

Dropped objects are a serious risk on any job site and they are often preventable.

A small tool falling from height can cause major injuries. That is why it is critical to stay focused on the basics:
✔️ Tether your tools
✔️ Set up and enforce exclusion zones
✔️ Plan and manage overhead work carefully

These are not complicated steps, but they make a big difference when applied consistently.

We have put together a quick, practical guide you can use with your crews to help keep everyone safe and productive.

Check it out here: https://kyagcsif.com/protect-whats-below-practical-steps-to-prevent-dropped-objects-on-the-job-site

Stay safe out there.

Dropped objects are one of the most underestimated hazards in construction and industrial work. A single wrench, bolt, or tool falling from height can result in serious injury, costly damage, and lost productivity. For safety managers and field leaders, preventing these incidents isn’t just a comp...

04/13/2026

Safe material storage and stacking play a critical role in keeping jobsites safe and efficient, but it's often overlooked. Improper storage can lead to struck-by incidents, collapses, and costly delays. In our latest blog, we highlight practical ways to reduce risk and improve workflow across yards, jobsites, and residential builds.

Key takeaways include:
✔ Stack materials securely on stable, level surfaces
✔ Keep frequently used materials accessible to reduce handling risks
✔ Separate incompatible or hazardous materials
✔ Maintain clean, organized storage areas to prevent trips and falls
✔ Plan storage locations as part of overall site logistics

Small improvements in storage practices can make a big impact on safety and productivity.

👉 Read the full blog: https://kyagcsif.com/safe-material-storage-building-safer-more-efficient-jobsites/

In construction, safety and productivity go hand in hand, and one of the most overlooked factors influencing both is how materials are stored and stacked. Whether you’re managing a large material yard, coordinating an active jobsite, or building homes in tight residential spaces, poor storage prac...

03/25/2026

A tire failure on a haul truck is not just a maintenance issue it can be life threatening. The good news is most of these incidents can be prevented with simple daily checks and proper inflation practices. We created a quick, easy to use guide that covers:

* What to look for during inspections
* How to safely inflate tires
* Warning signs of a potential blowout
* What to do if a failure happens

Perfect for sharing in toolbox talks or with your crew.

Check out the blog and download the free safety resources in English and Spanish: https://kyagcsif.com/tire-wheel-safety-a-critical-focus-for-heavy-equipment-and-haul-trucks/

In construction, safety isn’t just a priority; it’s a responsibility shared by every worker, supervisor, and contractor on the jobsite. One often overlooked but high-risk area is tire and wheel safety on heavy equipment and haul trucks. Failures in this area can lead to severe injuries, fataliti...

03/11/2026

Blind-spot and backover incidents remain one of the leading causes of serious injuries and fatalities in construction, aggregates, and roadway work zones. Dump trucks and heavy equipment operate with significant no-visibility areas, and busy jobsites can quickly increase risk. The good news: these incidents are predictable and preventable.

Our latest blog post highlights practical steps contractors, operators, and supervisors can take to reduce risk, including improving traffic flow, using engineering controls, strengthening communication between operators and spotters, and reinforcing jobsite awareness. It also includes a free, downloadable one-page safety resource you can use for toolbox talks, safety meetings, or jobsite training.

👉 Read the blog and download the resource: https://kyagcsif.com/preventing-blind-spot-backover-incidents

Blind spots are real. Backover incidents are preventable. Let's keep everyone on the jobsite safe.

Backover and blind-spot incidents continue to rank among the most serious hazards in construction, aggregates, and roadway work zones. Despite advancements in equipment and technology, workers are still being injured (or worse) by incidents that are both predictable and preventable. Our latest safet...