Chris Bonner Insurance Agency

07/22/2025

What the heck is an umbrella policy?

07/17/2025

Your life doesn’t come standard—your insurance shouldn’t either.
At Chris Bonner Insurance, we offer personalized service, expert guidance, and real support—not call centers and canned responses.

As an independent insurance agency based in Washington State, we don’t work for just one company—we work for you. That means we compare options from a wide network of top-rated carriers to find coverage that fits your needs, your risks, and your budget.

From auto and home to life and business, we help you find coverage that makes sense—not just the cheapest option with the biggest gaps.

You’ll always talk to someone who knows your name and understands your priorities. Whether it’s claims, billing, or policy questions, we’re here to guide you—not hand you off to a call center.

We also go beyond the basics—helping protect rental properties, RVs, weddings, earthquakes, floods, and more. If it matters to you, we’ll help you protect it.

Prefer digital? Our secure online portal makes it easy to request quotes, upload documents, report claims, or review coverage—anytime. But when life happens, and you want a real person, we’re just a call or message away.

Working with an independent agent means getting choices, clarity, and trusted support—all in one place. No pressure. No surprises. Just insurance that actually works for you.

Visit chrisbonnerinsurance.com to get a quote, ask a question, or schedule a chat. Helping individuals, families, and businesses all across Washington—let’s take the stress out of insurance, together.

07/13/2025

07/10/2025

Insurance "stuff".

07/01/2025

Raising your deductible can save you money on your insurance, but raising it too high can cause a problem if you can't come up with that much money if you need to file a claim.

10/04/2024

It’s National Golf Lovers Day! Seems kind of odd that it's in October when it gets colder and rainy. But then, I guess you have to love golf to play in the rain!

A Valentine's Day tribute to what makes the game so endearing

01/08/2024

Wallstreet Journal article about how crazy insurance rates have gotten. While you'll probably end up paying more no matter what, now is a good time to shop your insurance to make sure you're getting the best rate possible. But be sure not to sacrifice coverage to save a few dollars. It could cost you a lot of you have a claim that isn't covered properly.

If you'd like help finding the best rate and coverage available, reach out, we can help.

Buying Home and Auto Insurance Is Becoming Impossible https://www.wsj.com/articles/insurance-home-auto-rate-increases-climate-change-03b806f3

01/11/2022

I would go to one of these, would you?

01/03/2022

Today is the 8 year anniversary of Chris Bonner Insurance. Hard to beleive. Thanks to everyone who made it possible!

01/02/2022

It's a new year, and to kick things off we have added 11 new companies to our lineup to help protect you, your family, and your business.

Here is a list of the new companies and what they offer.

ETHOS

The most modern Insurtech Life Insurance product on the market today. Ethos offers fast, flexible, dependable life insurance through one of the most efficient underwriting processes ever seen in the industry. No medical exams or blood tests, just answer a few health questions online. Get same-day coverage on affordable policies from our top-rated carriers in minutes. Get a quote in seconds, try it out here:

https://agents.ethoslife.com/invite/6c6cd

NEXT

Next Insurance is on a mission to reinvent insurance for small business. They understand that the insurance experience is often unpleasant for most small business owners. One of the biggest pain points is the amount of time the entire insurance-buying process took. Owners usually have only a few days before they need to have a policy in place, but it can take weeks of dense paperwork to make a purchase. Next offers quick turnaround for business insurance, general liability, professional liability, and commercial auto coverage across many small business industries

Attune

Attune is changing small business insurance in a big way. At the forefront of the Insuretech industry, Attune is completely reinventing how small businesses access insurance. Attune’s sophisticated platform aggregates the necessary data from different sources, and then uses incredibly advanced analytics to create tailored products that can be delivered in mere minutes, not days or weeks.

coterie

Coterie truly offers one of the most inclusive, expansive appetites for the small business of today.

Kelly Klee

Primary high-value home (policy add-ons include flood, earthquake, builder’s risk insurance); vacation and secondary home; auto; high-limit umbrella; valuables; watercraft; specialty vehicles (RVs, ATVs, motorcycles, golf carts, snowmobiles)

hippo

In 2015, the founders of Hippo Insurance discovered something startling: 60% of U.S. homes are underinsured. So they began modernizing the way policies are bought and sold, while improving coverage for today's lifestyles. Hippo believes homeowners deserve better, cheaper, and more modern home insurance.

Neptune

Neptune offers coverage to protect items not covered in the National Flood Insurance Program, such as the contents of the basement, structures not attached to the home such as garage, pool house, or shed, grills, pools, and greater amounts for the home and contents.

AonEdge

Aon Edge is the leading provider of customizable private flood insurance, dedicated to making flood insurance accessible to all property owners.

Wright

Another flood insurance option.

Palomar

Palomar provides a range of catastrophe (flood and earthquake) insurance for personal and commercial property. They develop customized coverage options for client specifications.

RLI

RLI is one of the most recognized and financial stable companies in the insurance industry with their insurance subsidiaries are rated A+ by A.M. Best. RLI offers a standalone personal umbrella policy that can provide limits up to $5 million for preferred risks.