Christina Campbell, NMLS # 240832 - Powered By Edge Home Finance

05/20/2026

✨ BIG NEWS for homebuyers! ✨

I now have access to VantageScore® options in addition to traditional FICO scoring — opening the door to more loan possibilities and more paths to homeownership for some buyers who may not have qualified before.

This can be especially helpful for:
🏡 First-time homebuyers
💳 Credit builders
📈 Buyers with non-traditional credit profiles

Programs currently available include:
✔️ Conventional financing with as little as 3% down
✔️ VA loans

FHA Coming Soon!

One of the biggest advantages of working with a mortgage broker is access to expanded lending options that aren’t always available everywhere.

Questions about your score or wondering if you might qualify now when you couldn’t before? Let’s talk!

Christina Campbell
Mortgage Broker | Edge Home Finance
NMLS #240832
📱 434-660-LOAN
🌐 www.ChristinaCampbellMortgage.com

08/06/2025

🚨 Tired of Waiting on Jerome Powell? So Are We. 🚨

While the Fed keeps playing hard to get with interest rates, one of our biggest wholesale lenders said, “Enough already!”

🎯 They’re now offering a limited-time pricing special — a 90 bps discount on rate/term refinances. That’s HUGE savings potential for homeowners who are sitting on higher rates from the past few years.

This could be your chance to:
✅ Lower your monthly payment
✅ Ditch PMI (if you've gained equity!)
✅ Clean up high-interest debt (in some cases)
✅ Skip the drama of rate hikes and start fresh

📩 Message me to find out if your current mortgage qualifies — let’s run the numbers together and see if a refi makes sense for YOU.

Why wait on Powell when you’ve got a mortgage broker in your corner?

08/04/2025

What’s the #1 summer splurge you’d make if you found the perfect home?
• A backyard pool?
• An outdoor kitchen?
• Or… just someone else to mow the grass? 😂

Tell me your dream summer upgrade below—bonus points for creative answers! 🏖️

08/01/2025

🔍💸 Savvy shoppers use Mortgage Brokers — and here’s why:

✅ More options (150+ lenders!)
✅ Better rates
✅ Lower fees
✅ Way less stress (we do the shopping for you 🛍️)

When you work with a broker, you’re not stuck with one bank’s offer. You’re choosing from the best of the best — and that means saving 💰 and time ⏰.

Thinking about buying, refinancing, or just curious about what’s possible?

📞 Call me — or just shoot me a message! I’m here to help you make your smartest move yet 🏡✨

Mortgage Broker / 26+ years of experience/ Let's connect! 🏡 NMLS 240832

04/25/2025

09/19/2024

🧐 Did you know the Federal Funds Rate isn't the same as mortgage rates? Let me break it down for you!

The Federal Funds Rate is the interest rate banks charge each other for short-term loans. While it can influence mortgage rates, they’re not directly linked. Mortgage rates are long-term and depend on things like inflation, the bond market, and how much investors want mortgage-backed securities.

📉 Fun fact: In 1981, mortgage rates hit a crazy high of 18%! 😱 Now, we’re seeing some of the lowest rates in history. Talk about a shift!

So, even if the Fed makes a move, mortgage rates don’t always follow suit. If you have questions about how this works, hit me up! 💬 I’ve got the answers!

09/12/2024

Don't put limits on your future. If you want to become a homeowner, the best place to start is by calling me.

As a mortgage BROKER, I have access to rates and loan options from over 100 lenders. I will give you a DETAILED breakdown of all of the loans that are available to you, the amounts you are able to qualify for, and my recommendation for what option fits your situation best.

If your lender only gives you ONE option and amount, don't settle or give up!

Call me instead. 434-660-LOAN

09/10/2024

Tonight is the big debate! You won't catch me debating my political opinions on Facebook (anymore-I learned that a long time ago).

One thing that isn't up for debate though: Using a Realtor to buy your next home!

🏡 Buyers, Did You Know? 🏡

Working with an experienced mortgage broker and a top-notch real estate agent can be the key to unlocking your dream home!

🤝 Here’s why:

📊 Statistics show that 87% of homebuyers who work with a trusted agent close faster and save more! And with today’s fluctuating rates, navigating the mortgage process alone can cost you thousands.

🔑 Why Team Up?

Real estate agents know the market and negotiate the best price for you.

An experienced mortgage broker (that’s me!) will help you secure the best financing terms, possibly saving you $30k to $50k over the life of your loan!

💡 Don’t leave money on the table! Working with the right professionals can help you: ✅ Get pre-approved faster ✅ Access better loan products ✅ Navigate the market with confidence

Let’s make sure your next home purchase is seamless. DM me to get started or tag a friend who’s looking to buy! 📲

09/06/2024

Save your time and energy for house hunting, not loan shopping. We leverage our connections with multiple wholesale lenders to find you great loan rates and terms. We do the legwork, so you don't have to. Let's get going!

08/28/2024

Most people aren't aware of the difference between a Mortgage Broker and a Mortgage Lender, (retail vs wholesale)- but here is an interesting fact to consider.

Call me at 434-660-LOAN if you have questions or want to see how much you can save!