Hedges Insurance Agency

Hedges Insurance Agency Serving to Protect you!

As families gear up for a new school year in Lynchburg, we want to help keep everyone safe on the way to and from school...
08/27/2026

As families gear up for a new school year in Lynchburg, we want to help keep everyone safe on the way to and from school. No matter how your kids travel, a little preparation goes a long way.

Walking to school?
• Use sidewalks and crosswalks
• Make eye contact with drivers before crossing
• Walk in groups when possible

Riding a bike?
• Make sure helmets fit properly
• Ride with traffic and stop fully before crossing
• Choose routes with fewer intersections

Taking the bus?
• Stand several feet back from the curb
• Wait for the bus to stop completely
• Never cross without making eye contact with the driver

Getting dropped off?
• Follow school zone speed limits
• Stick to your school’s drop-off procedures
• Never pass a stopped school bus

Teen drivers?
• Seatbelts for every passenger
• No phones while driving
• Stick to posted speed limits

At Hedges Insurance, our team is here to support local families with safety tips, coverage guidance, and customized insurance plans. If you have questions about auto insurance or anything else this school year, we’re always here to help.

Commercial insurance can feel overwhelming, whether you're exploring coverage for the first time or you’ve managed polic...
08/20/2026

Commercial insurance can feel overwhelming, whether you're exploring coverage for the first time or you’ve managed policies for years. The terminology alone can make it tough to feel confident in your choices.

Our team at Hedges Insurance put together a quick guide to help break down a few common commercial insurance terms so you can better understand your policy and what it actually covers.

Take a look and let us know what you think. If you have questions or want help reviewing your business insurance coverage, we’re always here to walk you through it.

Wondering what your payout would actually look like after a covered loss? It all comes down to whether your policy uses ...
08/18/2026

Wondering what your payout would actually look like after a covered loss? It all comes down to whether your policy uses replacement cost value or actual cash value.

These two coverage types can lead to very different outcomes, and understanding the difference can help you avoid surprises when filing a claim.

Swipe through for a simple breakdown of how each one works.

If you’re unsure which option is the best fit for your home insurance or renters insurance, our team at Hedges Insurance is here to help. Give us a call at (434) 237-2021.

Cyber incidents like ransomware, phishing, and vendor outages continue to disrupt businesses of all sizes. These events ...
08/18/2026

Cyber incidents like ransomware, phishing, and vendor outages continue to disrupt businesses of all sizes. These events can impact daily operations, revenue, and even customer trust. With billions lost each year to cybercrime, the financial fallout can be serious.

That’s where cyber insurance comes in. It can help your business recover quickly and stay protected against evolving digital threats.

If you’re unsure how your current policy would respond to a cyber event, our team at Hedges Insurance is here to help. We can walk you through your coverage and make sure your Virginia business has the protection it needs.

With back-to-school season just around the corner and August marking National Traffic Awareness Month, our team at Hedge...
08/13/2026

With back-to-school season just around the corner and August marking National Traffic Awareness Month, our team at Hedges Insurance is sharing a few timely reminders to help keep our community safe on the road.

As traffic patterns shift with students returning to school, even small moments of extra caution can make a big difference. We put together a few quick safety considerations for motorists and parents to keep in mind this time of year.

Staying alert, following school zone rules, and watching out for young pedestrians helps all of us create safer roads across Lynchburg.

Feel free to pass this along to friends or family who may find it helpful, and let us know in the comments if there are other tips you think drivers should remember during back-to-school season.

August always keeps us on our toes here in Lynchburg. One day it feels like peak summer, and we’re all grabbing somethin...
08/12/2026

August always keeps us on our toes here in Lynchburg. One day it feels like peak summer, and we’re all grabbing something iced to cool off. The next day brings a hint of fall, and suddenly a warm drink sounds just right.

So tell us — what’s your go-to as we wrap up the last stretch of summer?

🧊 Team iced
☕ Team warm

Drop your choice in the comments. We can’t wait to see which side wins this round!

Hiring a contractor, mover, landscaper, or other company to work at your home? Before they begin, request a current cert...
08/11/2026

Hiring a contractor, mover, landscaper, or other company to work at your home? Before they begin, request a current certificate of insurance (COI).

A COI should:
• List you as the certificate holder
• State the type of work being performed
• Come directly from the company’s insurance agent or carrier—not just a forwarded screenshot or PDF

A certificate is not the policy itself, but it is an important first step in confirming that the company carries insurance before they work on your property.

For more details, read our blog: https://www.hedgesinsurance.net/blogs/why-homeowners-should-always-request-a-certificate-of-insurance

At Hedges Insurance, we encourage homeowners to make insurance verification part of every hiring decision. Questions about protecting your home? We’re here to help.

Construction projects come with a lot of moving parts, and with that comes risk. From subcontractor issues to unexpected...
08/05/2026

Construction projects come with a lot of moving parts, and with that comes risk. From subcontractor issues to unexpected claims after a job wraps up, having the right construction insurance in place is key to protecting your business, your team, and your bottom line.

Our team at Hedges Insurance helps contractors across Lynchburg VA understand essential coverages and identify common gaps that can lead to costly surprises.

Not sure if your coverage is keeping up with your operation? Reach out to us anytime — we’re here to help strengthen your business insurance strategy.

Running a business in Lynchburg comes with plenty of responsibilities, and making sure you’re protected from the unexpec...
08/04/2026

Running a business in Lynchburg comes with plenty of responsibilities, and making sure you’re protected from the unexpected is a big one. That’s where a commercial umbrella policy can make a difference.

This added layer of protection helps safeguard your business when claims go beyond the limits of your standard coverage—something every business owner should consider.

Swipe to learn how this coverage works and when it can be helpful.

If you’re unsure whether a commercial umbrella policy fits your needs, our team at Hedges Insurance is always here to talk it through. Give us a call anytime at (434) 237-2021.

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a mome...
08/04/2026

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a moment to share some practical road safety reminders for this time of year.

The return to school brings one of the most significant changes in daily traffic patterns of the entire year. A few moments of extra caution can make an enormous difference. Swipe for a few traffic safety considerations for both motorists and parents of young children to keep in mind as back-to-school season approaches.

By staying alert, following the rules, and looking out for the most vulnerable people on our roads, we can all play a role in keeping the roads safe this school year.

Please feel free to share this with anyone in your network who might benefit from these reminders. And if you ever have questions or need assistance, we are always here to help leverage our expertise for your benefit.

Address

22491 Timberlake Road
Lynchburg, VA
24502

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 10am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14342372021

Website

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