The Credit Cardinal

The Credit Cardinal Specializing in credit repair and credit optimization! Dedicated to improving credit scores for clientele via credit repair and optimization.

01/22/2025
‼️Now is a great time to dispute with Experian! ‼️                       We help consumers:⛏  Remove erroneous data from...
01/17/2025

‼️Now is a great time to dispute with Experian! ‼️
We help consumers:
⛏ Remove erroneous data from credit reports
🔧 Build Credit to increase scores
🪛 Establish new credit

Using only 30% of your available credit is a good idea—but even less is better...Credit card utilization is a big piece ...
07/11/2024

Using only 30% of your available credit is a good idea—but even less is better...

Credit card utilization is a big piece of optimizing scores. We recommend keep you balance to limit ratio between 15-25% to optimize scores.

Example: if you have a $1000 limit, keep the balance between $150-$250. This is the amount you want the credit bureaus reporting! Paying off a card each month and not having it report the credit bureaus does NOT optimize scores...

Why is your credit score important?
07/08/2024

Why is your credit score important?

Let us do the dirty work!
06/24/2024

Let us do the dirty work!

Don't know where to start in the credit repair journey?  We can help.  It can be overwhelming and take months to get inc...
06/20/2024

Don't know where to start in the credit repair journey? We can help. It can be overwhelming and take months to get incorrect information removed. Let us help!

06/12/2024

What is credit repair?

With bad credit, you may struggle to get your own apartment, buy a home, or finance a car, for example — and that’s just the beginning. If your credit has been damaged due to late payments, debts in collections, or neglect, credit repair may help you get back on your feet.

You can work to improve your credit yourself or hire a firm to help. A good credit repair company can work as your advocate, educating you about your credit score and how it’s determined. Credit repair companies also work to improve your credit on your behalf, usually by negotiating with creditors and credit bureaus to remove negative marks, resolve issues and help you repair your credit — once and for all.

THIS IS WHAT WE DO!

call/text/email to set up a free consultation to go over your credit needs/goals!

Michael
[email protected]
303.378.8582

Your credit score has a huge impact on your ability to get better interest rates on things like credit cards, auto loans...
05/08/2024

Your credit score has a huge impact on your ability to get better interest rates on things like credit cards, auto loans, and mortgages. If you are interested in optimizing your credit scores, give us a call!

Do you know the 40/40/20 rule for maximizing credit scores?We help maximize credit scores to buy homes and get better in...
03/27/2024

Do you know the 40/40/20 rule for maximizing credit scores?

We help maximize credit scores to buy homes and get better interest rates on credit cards/car loans.

Schedule an appointment for a free credit evaluation!

How is your credit score derived, and why do I have a different score each time I check it?  We help you understand the ...
03/13/2024

How is your credit score derived, and why do I have a different score each time I check it?

We help you understand the "In's and Out's" of how credit scores are calculated as part of or repair/rebuilding process. Our goal is for you to only need us one time!

Wondering why your credit scores wont go up?  many factors go in to your FICO score.  we help clients maximize scores as...
03/08/2024

Wondering why your credit scores wont go up? many factors go in to your FICO score. we help clients maximize scores as well as dispute incorrect data. Call us to schedule a free credit consultation!

Address

17801 Hunting Bow Cir #102
Lutz, FL
33558

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