Baystate Insurance Group

08/27/2026

Fall storms can happen quickly. A simple home inventory can make a future homeowners insurance claim much easier.

Before the season begins, take room-by-room photos or a quick video of your belongings. Record model and serial numbers for major items, save receipts when available, and keep a copy of your inventory somewhere secure away from home or in protected cloud storage.

A few minutes of preparation now can make it easier to document what was lost or damaged if the unexpected happens.

Our team at Bay State Insurance Group is here to help you review your homeowners coverage before storm season. Reach out to see whether your policy still fits your home and belongings.

08/26/2026

Insurance advice in 30 seconds or less. ⏱️

We shop the market. You get the options. You make the call.

Simple as that.

Let BIG shop for you. 💸

08/25/2026

After-school activities can be a rush of spending time with friends, attending clubs or sports, and students making their way home. Reviewing a few key safety tips before your students leave school can help keep them safe and everyone on the same page.

🔵Set up a check-in routine, so your children contact you as soon as they arrive home. A family locator app or a GPS tracker on their backpack can also give you real-time peace of mind on their route home.

🔵If your child will be home alone, establish clear rules about locking the door, who is allowed to visit, and what to do if someone unexpected shows up.

🔵Talk through internet safety with your child, reminding them never to share personal information, including their name, address, or school, with anyone online.

🔵Make sure your child knows what to do in an emergency. That means knowing where to shelter during severe weather, where to meet outside in the event of a fire, and who to call if they need immediate help.

🔵If your child walks or bikes home, review the route together and make sure they know to avoid shortcuts through unfamiliar or secluded areas and to never accept a ride from someone they do not know.

We hope you find these after-school safety tips helpful for you and your student this school year.

As a reminder, if you need anything this school year, do not hesitate to reach out to our team. We are here to support you.

08/25/2026

Sending a student off to college means taking valuable belongings with them. Renters insurance can help protect against theft, damage, and liability, especially for those living off campus. Contact us to learn more.

Sending a student off to college means taking valuable belongings with them. Renters insurance can help protect against theft, damage, and liability, especially for those living off campus. Contact us to learn more.

08/21/2026

Replacement cost and actual cash value may sound similar, but they can lead to very different claim payments.

Here is a simple example: If a five-year-old television is damaged, replacement cost coverage may help pay for a comparable new TV. Actual cash value coverage generally factors in depreciation, meaning the payment may reflect what that used TV was worth at the time of the loss—not the cost of a new one.

The same distinction can apply to furniture, appliances, clothing, and other household belongings. Policy terms, deductibles, limits, and settlement requirements vary, so it is important to understand how your property is valued before a claim happens.

Our team at Bay State Insurance Group is here to help you review your current home insurance coverage and understand your options. Reach out anytime with questions.

08/19/2026

Client feedback like this says it all. 🙌
Natalie goes above and beyond to make sure our clients feel informed, confident, and properly protected every step of the way.
We’re proud to have her representing BIG and delivering the kind of experience we want every client to have.
Need a second look at your insurance? Give our team a call! 📞

08/19/2026

Road trip season is here, and safe travel starts before you leave the driveway. Pack heavier items low and centered, keep weight evenly distributed, and avoid blocking your view. Secure rooftop cargo and bring only what you need to help reduce risk on the road. Get more tips for safer summer travel.

Road trip season is here, and safe travel starts before you leave the driveway. Pack heavier items low and centered, keep weight evenly distributed, and avoid blocking your view. Secure rooftop cargo and bring only what you need to help reduce risk on the road. Get more tips for safer summer travel....

08/17/2026

Heading out for summer vacation? A few simple steps before you leave can help protect your home. Lock doors and windows, pause mail delivery, set light timers, and unplug electronics. Check out the full checklist to help protect your home while you’re away

Heading out for summer vacation? A few simple steps before you leave can help protect your home. Lock doors and windows, pause mail delivery, set light timers, and unplug electronics. Check out the full checklist to help protect your home while you’re away ...

08/13/2026

With the new year in full swing, it is essential to understand the emerging risks that could impact your business. Swipe to learn about two to keep top of mind.

Have questions about your current coverage or cyber preparedness? Call us today to ensure your business is protected.

08/13/2026

Summer power outages in extreme heat can be dangerous without preparation. Have a plan, stay cool, and use generators safely outdoors with proper ventilation. Never connect them improperly or refuel while running. Preparation can help protect your home and family. Learn more:

Summer power outages in extreme heat can be dangerous without preparation. Have a plan, stay cool, and use generators safely outdoors with proper ventilation. Never connect them improperly or refuel while running. Preparation can help protect your home and family. Learn more: ...