Mid Carolina Credit Union

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Mid Carolina Credit Union Locations in Lugoff, Camden, Elgin and Sandhills 803.432.8521

Mid Carolina was chartered and opened in 1961 as a benefit for the employees of the Dupont May Plant. Over our five decades of operation, Mid Carolina has grown from a single employee operation based in the plant guardhouse to a financial institution with four offices, ATM’s, debit and credit cards, account access via telephone and online and a staff of more than 40 employees. Mid Carolina’s charter has been expanded from our original sponsor to include multiple employment groups and anyone who lives, works or attends school in Kershaw or Richland County. As a member of Mid Carolina, you share in the ownership of a full service financial institution - and being an owner makes a difference. The credit union is democratically controlled and you take part in your financial future by electing your Board of Directors. We strive to keep costs low and profits are returned to our members through lower fees and higher dividends because we are not for profit, but for service. All accounts are insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Whether it's opening your child's first savings account or buying a new home, we're here to serve you. So remember, at Mid Carolina you're not just an account holder - you're an owner - and ownership makes a difference.

Quick reminder, MCCU community! 📣Our page has moved. Be sure to follow our new Mid Carolina Credit Union page s...
10/11/2026

Quick reminder, MCCU community! 📣

Our page has moved. Be sure to follow our new Mid Carolina Credit Union page so you can keep up with community updates, financial tips, events, and more.

Follow the new page here: https://www.facebook.com/midcarolinacreditunion/

Reminder, MCCU community! 📣Be sure to follow our new Mid Carolina Credit Union page so you can stay connected w...
10/07/2026

Reminder, MCCU community! 📣

Be sure to follow our new Mid Carolina Credit Union page so you can stay connected with the latest updates, community news, financial tips, and more.

Follow our new page here: https://www.facebook.com/midcarolinacreditunion/

⚾ Step up to the plate and see how much you could save!MCCU’s Grand Slam Auto Refinance makes it easy to take another lo...
06/04/2026

⚾ Step up to the plate and see how much you could save!

MCCU’s Grand Slam Auto Refinance makes it easy to take another look at your current auto loan with competitive rates, local service, and a quick turnaround.

Ready to swing for savings? Learn more: https://bit.ly/4cGIdcQ

Skip a payment, keep the summer fun going! ☀️Enjoy a little extra breathing room this season with Mid Carolina Credit Un...
06/02/2026

Skip a payment, keep the summer fun going! ☀️

Enjoy a little extra breathing room this season with Mid Carolina Credit Union’s Skip-A-Pay option.

More sunshine, more memories, and more cash in your pocket.

Contact MCCU to learn more and see if your loan qualifies: https://bit.ly/4964Sgt

A special shoutout to Kayla for going above and beyond for a member during a very difficult time. 💚When a member came to...
05/01/2026

A special shoutout to Kayla for going above and beyond for a member during a very difficult time. 💚

When a member came to us frustrated and unsure of what to do, Kayla listened with empathy, walked her through the process, and stayed committed to finding a solution. Through patience, compassion, and teamwork, Kayla helped guide the member through the next steps and made sure she felt heard, supported, and cared for.

This is what Mid Carolina is all about. Putting people first, listening well, and seeing things through. Thank you, Kayla, for the care you show our members and for representing Mid Carolina so well. 🌟

📢 Important UpdateOur page has moved. Be sure to follow our NEW page to stay connected with Mid Carolina Credit...
04/30/2026

📢 Important Update

Our page has moved. Be sure to follow our NEW page to stay connected with Mid Carolina Credit Union and keep up with the latest news, updates, and community events.

👍 Follow today so you don’t miss out!
https://www.facebook.com/midcarolinacreditunion/

⚠️ Fraud AlertScammers may try to contact you pretending to be from your financial institution. Remember, Mid Carolina C...
04/29/2026

⚠️ Fraud Alert

Scammers may try to contact you pretending to be from your financial institution. Remember, Mid Carolina Credit Union will never call, text, or email asking for your online banking password, debit or credit card numbers, or security codes.

If you receive a suspicious message or request, do not share your information. Contact MCCU directly to report it.

Staying alert is one of the best ways to protect yourself from fraud.

📢 Attention!Mid Carolina Credit Union has a NEW page. Be sure to follow our page to stay connected and keep up...
04/27/2026

📢 Attention!

Mid Carolina Credit Union has a NEW page. Be sure to follow our page to stay connected and keep up with the latest updates, community events, and financial tips.

Thank you to all of the members who joined us for our 2026 Annual Meeting!We’re grateful for the opportunity to come tog...
04/24/2026

Thank you to all of the members who joined us for our 2026 Annual Meeting!

We’re grateful for the opportunity to come together and reflect on the past year. It was also a pleasure to recognize our prize winners and honor the scholarship recipients who were able to attend.

We look forward to another great year of serving our members and our community! Thank you for being a part of Mid Carolina Credit Union💚 🩵

⭐ Member SpotlightAt Mid Carolina Credit Union, providing courteous, professional service to our members is always our p...
04/24/2026

⭐ Member Spotlight

At Mid Carolina Credit Union, providing courteous, professional service to our members is always our priority. We’re grateful for feedback like this from Timothy B., who shared his experience with our Lugoff branch and the support he received from our team.

Thank you for trusting MCCU with your financial needs. We’re proud to serve our members and our community every day.

Address

841 Highway 1 S
Lugoff, SC
29078

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 6pm

Telephone

+18034328521

Website

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