Jones Insurance Agency

08/28/2026

08/26/2026

Happy National Dog Day! Share some pictures of your furry friends down below!

08/21/2026

🌊 Do You Need Flood Insurance?

One of the biggest misconceptions about homeowners insurance is:

❌ “If my house floods, my homeowners insurance will cover it.”

Unfortunately, standard homeowners insurance generally does not cover flood damage.

And here's something many homeowners don't realize:

🏠 You don't have to live near a river, lake, or the coast to experience flooding.

Flooding can happen because of:
• Heavy rainfall
• Hurricanes and tropical storms
• Storm surge
• Flash flooding
• Overflowing rivers or creeks
• Poor drainage
• Rapidly accumulating water

💡 “But I'm not in a flood zone.”

You may still want to consider flood insurance. Flood risk can change, and properties outside high-risk flood zones can still experience flooding.

So, do you need flood insurance?

It depends on your property, your flood risk, your mortgage requirements, and how much financial risk you're comfortable taking.

Some homeowners may be required by their lender to carry flood insurance. Others may not be required to have it—but that doesn't necessarily mean they don't need it.

And here's the important part:

👉 Flood insurance is a separate coverage from your homeowners policy.

Don't wait until a major storm is headed your way to find out what is—and isn't—covered.

📞 Not sure whether flood insurance makes sense for you? Give us a call. We can help you understand your options and determine whether you may need additional coverage. 803-421-7787

🌧️ Your homeowners policy protects your home from many things. Make sure you know what happens when water is the problem.

Coverage, eligibility, exclusions, waiting periods, and requirements vary by policy, insurer, property, and location. Contact your insurance agent for guidance specific to your situation.

08/19/2026

Do you know how towing coverage works on your auto insurance policy?

If your vehicle breaks down or you’re involved in an accident, you may assume your insurance will simply pay for the tow. But that’s not always how towing coverage works!

Depending on your insurance company and policy, towing coverage may:

🔹 Pay the towing company directly
🔹 Reimburse you after you pay for the tow
🔹 Cover towing only up to a certain dollar amount
🔹 Cover towing only within a certain number of miles
🔹 Have different rules depending on whether the tow is related to an accident or a breakdown

For example, if your policy provides towing up to 15 miles, but your vehicle is towed 40 miles, you may be responsible for the additional mileage.

And if your policy is reimbursement-based, you may need to pay the tow bill upfront and then submit the receipt to your insurance company.

📌 The important part: Towing coverage isn't necessarily the same from one insurance company to another!

Before you need a tow, take a few minutes to ask your agent:

👉 How much towing coverage do I have?
👉 Is it direct-pay or reimbursement?
👉 Is there a mileage limit?
👉 Are there different rules for accident-related towing vs. a breakdown?

Knowing how your coverage works before you’re sitting on the side of the road can save you a lot of stress—and potentially an unexpected bill.

📞 Not sure what your policy covers? Give your insurance agent a call. We're happy to help you understand your coverage!

Coverage varies by insurance company, policy, and state. Always refer to your specific policy for the terms and limits that apply.

08/18/2026

Don't forget about this amazing deal on AAA Memberships! Call us today 803-421-7787

AAA is having a special Back to School sale on their AAA memberships! It's not just towing and roadside assistance. It's discounts on gas, hotels, travel and other great perks! Call us today to sign up for HALF off on ALL memberships and two FREE family members! 803-421-7787

08/13/2026

AAA is having a special Back to School sale on their AAA memberships! It's not just towing and roadside assistance. It's discounts on gas, hotels, travel and other great perks! Call us today to sign up for HALF off on ALL memberships and two FREE family members! 803-421-7787

07/10/2026

Fourth of July Special – Save 50% on a AAA Membership!

Don't let a breakdown ruin your summer plans. With 50% OFF a new AAA Membership, now is the perfect time to get protected before your next road trip. Avoid paying your towing bill upfront - AAA has you covered.

One of the best parts? Using your AAA roadside benefits isn't an insurance claim, so you can get the help you need without filing a claim on your auto insurance policy.

Take advantage of this limited-time offer and hit the road with confidence!

Call us today for details or to get your membership started! 803-421-7787

07/04/2026

Happy 250th birthday America! We hope everyone has a happy and blessed Independence Day! 🎇🎆🎇🎆

06/21/2026

We hope everyone has a wonderful Father's day today!