Chad Morgan-State Farm Agent

02/26/2026

02/26/2026

We’re giving $5 billion cash back to qualifying State Farm Mutual Automobile Insurance Company auto customers thanks to our unique customer-focused mutual structure.

State Farm Mutual Automobile Insurance Company (State Farm Mutual) today announced it is paying $5 billion cash back to auto customers through a dividend, in addition to recent auto insurance rate reductions in many states already saving customers $4.6 billion annually.This summer, State Farm Mutual...

02/13/2026

💰 💰 MONEY RULES CHEATSHEET 💰 💰

02/11/2026

🚗 How To Pick the Right Car Insurance Deductible 🚙

💵 Higher deductible = lower premium.

??? $500 vs. $1,000 Deductible ???

$500
Lower risk, higher premium
Less cash needed after an accident
- Better for tight budgets or new drivers
$1,000
- Higher risk, lower premium

Saves roughly $200 to $300 per year on premiums
Better for strong emergency funds
THE BREAK-EVEN FORMULA
Extra deductible ($500) ÷ annual premium savings = years to break even. If you save $250/year, you break even in 2 years claim-free.

02/10/2026

Happy Umbrella Day! Speaking of umbrellas....

Umbrella insurance is a type of personal liability insurance that provides an extra layer of protection beyond the limits of your standard home, auto, or boat. It helps protect you from major accidents and legal issues, offering coverage for things like:
-Bodily injury liability (if someone is injured and you are found responsible)
-Property damage liability
-Certain legal actions, including libel, slander, and defamation of character
-Legal defense costs

02/09/2026

Happy National Pizza Day 🍕 Drop your favorite local pizza place in the comments!

02/03/2026

Ever wonder how car insurance prices are set?

This is a great article about all of the factors that go in to how car insurance is calculated, some common factors that affect car insurance rates, and tips that may lower the premium!

Have questions or need help with your car insurance?
☎️ Call us at (936) 633-5591 or text.
📍 Come in for a visit at 1503 S. John Redditt Dr - Lufkin, TX 75904

https://www.statefarm.com/simple-insights/auto-and-vehicles/what-affects-car-insurance-premiums?fbclid=IwdGRleAPuzqhleHRuA2FlbQExAHNydGMGYXBwX2lkDzE3Mzg0NzY0MjY3MDM3MAABHlGa-WY4RftNuiMjqID44wPslLccrYIq_mYGFMziC84phB30tfW9f9Vu3x3h_aem_mVb3bq83FOy3P9OMksGFuw

Learn how car insurance is calculated, some common factors that affect car insurance rates and tips that may lower the premium.

01/26/2026

❄️ Due to the ice storm and unsafe road conditions, I’m putting my team’s safety first, so Chad Morgan State Farm office hours tomorrow (Monday, January 26th) may be limited. We are going to see how the road conditions are to see when we can get to the office.

If you have damage or need claim assistance, you can call 1-800-732-5246, or use your State Farm mobile app. Please stay safe and warm.🙏🏼

01/21/2026

Here's your friendly reminder to prepare for the cold/wintery weather this weekend:

❄️ Wrap/cover all outside faucets outside of your home
❄️ Caulk any windows that leak in cold air
❄️ Be sure to have food and water for your family (including pets)
❄️ Bring animals inside, or be sure they have dry shelter from the elements outside, with fresh water daily
❄️ Gather batteries, first aid and charged battery banks in case of need
❄️ Be a good neighbor...check on those around you

Texas ice storms will come and go, but being a good neighbor is something that benefits our community in every season. Everyone be safe out there!

01/05/2026

Feel free to share and reach out if you would like an insurance review. Text or call 936.633.5591

12/06/2025

Insurance shouldn't feel like rocket science... we're here to help make things simple!

☎️ Have questions? We're here to help!
📱Need a quote?
Call us at (936) 633-5591
📍Prefer speaking in person?
1503 S John Redditt Dr
Lufkin, TX 75904