LUSO Federal Credit Union

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LUSO Federal Credit Union Federally Insured by NCUA. Member MSIC. Equal Housing Lender. NMLS #255907 LUSO Federal Credit Union opened its doors in 1971 with Charter No. 20600. NMLS ID 255907

This member-owned, not-for-profit financial cooperative is dedicated to providing its members with quality financial services and products. LUSO Federal Credit Union is chartered, regulated and insured by the National Credit Union Administration (NCUA). Shares and deposits in excess of NCUA limits are fully insured by MSIC. LUSO Federal Credit Union is in a unique position to serve the financial needs of all people in the community (those who live, work, worship, or attend school) regardless of their economic status.

💰 Little deposits today can lead to big financial lessons tomorrow!Through LUSO's In-School Banking program, students at...
10/16/2026

💰 Little deposits today can lead to big financial lessons tomorrow!
Through LUSO's In-School Banking program, students at participating schools in Ludlow and Wilbraham get hands-on experience building real-world money skills, one deposit at a time!
Each week, LUSO staff visits participating schools, giving students the opportunity to save, develop healthy financial habits and earn fun prizes along the way.
Learn more about our In-School Banking program: https://bit.ly/4c0sLpI
Get started with a Savings Is Fun Account: https://bit.ly/4cA9hZp

🏡 Your home has equity. Why not put it to work for you?Life is full of plans, possibilities and the occasional surprise....
10/15/2026

🏡 Your home has equity. Why not put it to work for you?
Life is full of plans, possibilities and the occasional surprise. Having a Home Equity Line of Credit (HELOC) in place can give you the financial flexibility to handle whatever comes your way.
LUSO's HELOC Special Offer makes this a great time to explore your options and get ahead of life's next big expense.
Why wait until you need the funds to get started?
Learn more about our special offer: https://bit.ly/3wVNHyr

🏡 Finding the right mortgage starts with finding the right fit.Whether you’re considering the flexibility of an Adjustab...
10/14/2026

🏡 Finding the right mortgage starts with finding the right fit.
Whether you’re considering the flexibility of an Adjustable-Rate Mortgage or the predictability of a fixed rate, LUSO offers a variety of mortgage choices to help meet your homebuying needs.
Explore your options and find the mortgage that works for you. Learn more: https://bit.ly/4jpE2TN

🍁 New season, new savings, new possibilities! 🚗Whether you're ready to upgrade your ride or simply looking to save on th...
10/13/2026

🍁 New season, new savings, new possibilities! 🚗
Whether you're ready to upgrade your ride or simply looking to save on the one you already love, LUSO's Autumn Auto Special can help put you on the road to savings!
With competitive rates and flexible financing options, we're here to help you hit the road with confidence.
Don't let these autumn savings pass you by! 🍂
Learn more or apply online: https://bit.ly/2OgY1Fc

Our Ludlow and Wilbraham branches will be closed on Monday, October 12, 2026 in observence of Columbus Day/Indigenous Pe...
10/09/2026

Our Ludlow and Wilbraham branches will be closed on Monday, October 12, 2026 in observence of Columbus Day/Indigenous Peoples' Day. Our online/mobile banking platforms and ATMs will be available for your convenience.

$1 Billion in Loans. Countless Milestones.We're proud to share that LUSO Federal Credit Union has surpassed $1 billion i...
10/09/2026

$1 Billion in Loans. Countless Milestones.
We're proud to share that LUSO Federal Credit Union has surpassed $1 billion in loans funded since our inception!
Behind that number are generations of members, first homes, new vehicles, growing families, and financial goals brought to life.
This milestone represents more than dollars and cents. It's a reflection of the trust our members have placed in us and the relationships we've built along the way.
Thank you for allowing LUSO to be part of your financial journey.
From life's biggest moments to the milestones still ahead, let LUSO help you make them happen.
Explore our lending options: https://bit.ly/4rXXR9G

🍁 Fall is a great time to focus on your financial well-being!Just like the seasons change, your credit score can change,...
10/08/2026

🍁 Fall is a great time to focus on your financial well-being!
Just like the seasons change, your credit score can change, too! Understanding what influences your score is an important step toward building and maintaining healthy credit.

Do you know what factors impact your credit score? Learn more here: https://bit.ly/3PJmUuj

Staying on top of your credit is important year-round! With Credit Sense, LUSO's FREE credit monitoring tool available through online and mobile banking, it's easy to stay informed and keep track of your credit.

Take control of your credit today! https://bit.ly/3mLZUvX

10/07/2026

Happy Work Anniversary to our employees who are celebrating this month! Your commitment to serving our members and supporting the community inspires us every day. Thank you for being an essential part of the LUSO family! Here's to many more years of achievements and growth together!

🏡 The best time to get a HELOC? Before you need one.Having a Home Equity Line of Credit in place means you can tap into ...
10/06/2026

🏡 The best time to get a HELOC? Before you need one.
Having a Home Equity Line of Credit in place means you can tap into the equity you’ve built in your home when the need arises—whether it’s for renovations, unexpected expenses, a major purchase or something else entirely.
And with LUSO’s HELOC Special Offer, now could be a great time to get that financial flexibility in place.
Learn more about our special offer and see how your home’s equity can work for you: https://bit.ly/3wVNHyr

🍂 Fall into savings with LUSO’s Autumn Auto Special! 🚗Wherever the road takes you this fall, LUSO can help you get there...
10/05/2026

🍂 Fall into savings with LUSO’s Autumn Auto Special! 🚗

Wherever the road takes you this fall, LUSO can help you get there with our Autumn Auto Special, featuring competitive rates and flexible terms to help make your next vehicle more affordable.

Whether you’re buying new or used, refinancing your current auto loan, or buying out your lease, we have financing options to keep you moving.

🍁 Ready for a new ride—or a better deal on the one you already have?

Learn more or apply online: https://bit.ly/2OgY1Fc

Searching for the best auto loan rates? LUSO Federal Credit Union offers a full range of options for new and used vehicles, plus special discounts on EV and hybrid auto loans. Apply online.

Address

599 East Street
Ludlow, MA
01056

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