Nate Crosby’s Financial Services, Regional Leader

07/18/2026

💯‼️

Denise wrote in after discovering something heartbreaking.

When she graduated from nursing school in 1992, she was sold what she believed was a "savings account for nurses."

It wasn't. It was a whole life insurance policy.

She faithfully paid $75 a month for 27 years believing she was building retirement savings.

Here's the lesson I want everyone to hear:
Life insurance is life insurance. Investments are investments. They should never, ever, ever be combined.

If someone is trying to sell you an insurance policy as your retirement plan or investment strategy, stop.

Understand exactly what you're buying before you sign anything.

07/15/2026

If I did a short 20-30 minute EDUCATIONAL zoom call on the basics of INVESTING and PROTECTING YOUR FAMILY…what day or night of the week would you be able to attend and participate?

07/13/2026

⁉️What is a mutual fund?⁉️

Have you ever heard this term and not really understood what a mutual fund actually is?

Most people I ask this question to reply, “I know what stocks are!”

Well, a mutual fund is a mixture of stocks, bonds, and other securities. Most have 100+ stocks within one fund.
That means you are diversifying your investment over a lot of companies…not just one or two individual ones and hoping those specific ones do well.

Another thing to consider with a mutual fund is that you have professional money managers that oversee and manage the securities within the fund. Nobody wants to have to try to keep up with news and information every day by themselves!

One of the most important benefits of a mutual fund is that it’s a “pool” of money from all different types of investors that all gets treated equally. Whether you are putting in $50/month or hundreds of thousands of dollars…it all gets treated as one sum of money.

That’s the simplest way to explain a mutual fund…

07/04/2026

Hope everyone is having a great day!

06/26/2026

Ever find yourself wondering if you are investing in the right places to get the most benefit? Or even where to start on this journey?

Here is a breakdown of the best order to invest in your future! (This all depends on what options you have available.)

If you don’t know where you are going…any road will get you there. Let’s make sure you are on the right path to reach your goals!

-Talk to Nate before it’s too late!

06/22/2026

It doesn’t take a lot of money to make a huge impact on your future.

What it does take is “starting” and being disciplined to stay consistent.

$25/month is all it takes to get on the path to financial independence. You can build on that to get where you want to be.

-Talk to Nate before it’s too late!

06/18/2026

06/17/2026

It’s all about the small decisions you make every day. “How you do one thing is how you do everything.”

I have found that this is so true!

Consistency is “the steadfast adherence to a principle, course of action, or form.”

Start now…start small…just START…then keep going and building on that.

06/15/2026

Dollar Cost Averaging

This is one of the best concepts when it comes to investing. “When is the best time to invest?” That’s a common, but great question.

Everybody wants to be in the market when things are good and back off or get out when things get bad.

Here is the truth…

If you are systematically purchasing shares in a steady rising market…you are always buying at a higher and higher and higher cost per share. While you are making money on previous buys…each new share costs you more and more.

However, if you are systematically purchasing shares in a fluctuating market…when the market drops you are buying shares at a cheaper price. Think of it like this…you are buying when it’s on sale! Doing this over time will result in more shares purchased which means when the market goes up again you are making even more money.

That’s Dollar Cost Averaging!

06/13/2026

Waiting can cost you more than you think.

“I have plenty of time to save for retirement,” will leave you regretting not starting sooner.

-Talk to Nate before it’s too late.