Bob Rowten - SVP Mortgage Loan Officer, NMLS #339970

Bob Rowten - SVP Mortgage Loan Officer, NMLS #339970 I am eager to help home buyers throughout Texas and New Mexico. "We can lend anywhere!" I was raised in Oklahoma City, Oklahoma.
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I spent twenty years in the finance industry and twelve years in the mortgage industry. Taking care of home buyers - from giving prospective homeowners access to the latest and most favorable mortgage programs and rates to maintaining open communication through the entire lending process- is a priority for me. My mission is to build long-lasting relationships with the families I serve by deliveri

ng extraordinary financial solutions through unrivaled customer service. To make the loan application process convenient, I am pleased to offer online mortgage and refinance applications at his website, www.bobrowten.com. Fill out an application, access mortgage calculators to see what payments fit your budget, and learn more about mortgage programs. Applications are processed within days and being pre-qualified makes the search for a new home easier since you'll know what you can afford.

08/14/2025

Thinking about buying a home? ☀️🏡 Now’s a great time to explore your mortgage options with Bob Rowten at City Bank Mortgage. Whether you’re curious about Conventional, FHA, VA, or USDA loans, Bob has 20 years of experience helping folks just like you in Lubbock. Plus, with special down-payment assistance programs through the City of Lubbock, owning your dream home could be closer than you think!

Here are some quick tips to get started:
• Check your credit score and fix any errors.
• Gather your income and asset documents.
• Think about how much home you want and can afford.
• Reach out to Bob for personalized guidance.

Now is a great time for new beginnings. Ready to start? 🌟

Reach out to Bob Rowten
☎️ 806-687-8015
🌐 bobrowten.com
✉️ [email protected]

Equal Housing Lender l Member FDIC NMLS #339970

This is not a commitment to lend. Subject to credit approval.

🏡 Ready to start your home journey?Applying for a mortgage online with City Bank is fast, easy, and can be done in just ...
05/07/2025

🏡 Ready to start your home journey?
Applying for a mortgage online with City Bank is fast, easy, and can be done in just a few clicks! ✅
No stress, no guesswork—just a straightforward way to get started.

👉 Apply now: bobrowten.com & click "Apply Now"

☎️ 806-687-8015

Equal Housing Lender l Member FDIC NMLS #339970
This is not a commitment to lend. Subject to credit approval.

Thrilled to share another 5-star review! Thank you for choosing us and taking the time to share your positive experience...
03/12/2025

Thrilled to share another 5-star review! Thank you for choosing us and taking the time to share your positive experience. Your support means the world!

Equal Housing Lender l Member FDIC NMLS #339970

This is not a commitment to lend. Subject to credit approval.

Appreciation

Earnest Money: Money given by a buyer to a seller as part of the purchase price to bind a transaction or assure payment....
03/04/2025

Earnest Money: Money given by a buyer to a seller as part of the purchase price to bind a transaction or assure payment.

For further explanations on mortgage terms, feel free to contact Bob Rowten
☎️ 806-687-8015
🌐 bobrowten.com
✉️ [email protected]

Equal Housing Lender l Member FDIC NMLS #339970

This is not a commitment to lend. Subject to credit approval.

Do you think buying a home is out of reach? Don't let this common misconception hold you back. With guidance from Bob Ro...
01/29/2025

Do you think buying a home is out of reach? Don't let this common misconception hold you back. With guidance from Bob Rowten, owning a home could be easier than you think!

Call today! 806-928-2120

Equal Housing Lender l Member FDIC NMLS #339970
This is not a commitment to lend. Subject to credit approval.

Waiting to purchase a home can come with financial costs.Deciding when to purchase a home depends on market conditions, ...
01/25/2025

Waiting to purchase a home can come with financial costs.

Deciding when to purchase a home depends on market conditions, individual goals & financial readiness. For many new homeowners, the decision to purchase now may be financially beneficial.

Call Bob to discuss your readiness today! 806-928-2120

Equal Housing Lender l Member FDIC NMLS #339970
This is not a commitment to lend. Subject to credit approval.

APR-An interest rate reflecting the cost of a mortgage as a yearly rate. This rate is likely to be higher than the state...
01/09/2025

APR-An interest rate reflecting the cost of a mortgage as a yearly rate. This rate is likely to be higher than the stated note rate or advertised rate on the mortgage, because it takes into account points and other credit costs. The APR allows homebuyers to compare different types of mortgages based on the annual cost for each loan.

Call Bob with any Mortgage Term Questions 806-928-2120

Equal Housing Lender l Member FDIC NMLS #339970

This is not a commitment to lend. Subject to credit approval.

5 Tax Deductions when you own a home: 1-Mortgage Insurance2-Property Taxes3-Home Improvements4-Moving Expenses5-Home Off...
01/07/2025

5 Tax Deductions when you own a home:

1-Mortgage Insurance
2-Property Taxes
3-Home Improvements
4-Moving Expenses
5-Home Office Expenses

Equal Housing Lender l Member FDIC NMLS #339970

This is not a commitment to lend. Subject to credit approval.

The Do's & Don'ts of credit when preparing to purchase a home.When in doubt, reach out to your trusted Loan Officer befo...
11/05/2024

The Do's & Don'ts of credit when preparing to purchase a home.

When in doubt, reach out to your trusted Loan Officer before making any decisions that your impact your credit score before closing.

Equal Housing Lender l Member FDIC NMLS #339970

This is not a commitment to lend. Subject to credit approval.

Apply for your next home in just a few simple steps.Visit BobRowten.comEqual Housing Lender l Member FDIC NMLS #339970T...
10/17/2024

Apply for your next home in just a few simple steps.

Visit BobRowten.com

Equal Housing Lender l Member FDIC NMLS #339970

This is not a commitment to lend. Subject to credit approval.

Always ask questions of your potential mortgage lender before you commit to a loan. Continue shopping for the right loan...
09/19/2024

Always ask questions of your potential mortgage lender before you commit to a loan. Continue shopping for the right loan until you find a mortgage lender you feel comfortable with.

Equal Housing Lender l Member FDIC NMLS #339970

This is not a commitment to lend. Subject to credit approval.

That new vehicle or furniture can negatively affect your mortgage before you close.By increasing your credit utilization...
09/17/2024

That new vehicle or furniture can negatively affect your mortgage before you close.

By increasing your credit utilization, you will lower your loanable amount. This could mean you need to increase your downpayment to afford the home. Additionally, your interest rate may also increase, along with your monthly payment.

To learn more, reach out to Bob Rowten at 806-928-2120!

Equal Housing Lender l Member FDIC NMLS #339970

This is not a commitment to lend. Subject to credit approval.

Address

6524 82nd Street
Lubbock, TX
79424

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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