Nolte Financial

Nolte Financial Hello, my name is Michelle Nolte, and I am a licensed insurance agent with Capital Choice. I'm hoping to help countless people with their life insurance needs!!

Contact me today for a free quote & lets get started securing your families financial future!

02/11/2026
02/11/2026

I saw something recently that really stuck with me....

“Your family shouldn’t have to grieve AND struggle financially.” 💔

That’s why term life insurance is such a powerful thing to have.

It’s not about being negative, it’s about being prepared.
It’s about making sure your family can still stay in the home you worked for. 🏡
Still pay the bills.
Still keep life as normal as possible for your kids. 👨‍👩‍👧‍👦

Most people have questions like:
✅ “How much coverage do I need?”
✅ “Is it expensive?”
✅ “Do I need a medical exam?”
✅ “How long should I get it for?”

And the good news is, term life insurance is often very affordable and can bring so much peace of mind. 💛

If you’ve been thinking about it, this might be your sign to look into it. So let's chat today!!

Send a message to learn more

Just a little story to put things into perspective…A lot of people assume their job-based life insurance is enough.But t...
02/11/2026

Just a little story to put things into perspective…

A lot of people assume their job-based life insurance is enough.
But the truth is… it’s only there as long as your job is.

Meet Shawn.
He was a husband. A father. A hardworking man who loved his family & the lord deeply.
He lost his hard fought battle with pancreatic cancer at just 56 years old.

He did have life insurance, through his employer, like most people do! But during his illness, he was let go due to “cutbacks.”
And just like that… that coverage he depended on was gone.

And when Shawn passed, life didn’t pause.
The bills didn’t stop.
The mortgage still needed to be paid.
Car payments were still due.
Medical costs piled up.

And on top of losing a loved one … his family was left carrying financial stress too. 💔

That’s why I share this, not to scare anyone, but because I’ve lived it. I've seen this first hand!! Your family deserves to grieve, not struggle.

Please don’t wait until it’s too late.
Make sure your life insurance is yours! Not tied to your employer. ❤️

BTW.... Shawn Burns was MY dad!! His story is true!! Without his small, additional life insurance policy, my mom & I would've had a much different ending to this story!

02/10/2026

✨ Common Questions People Ask About Term Life Insurance ✨

If you’ve ever thought about getting term life insurance, you’re definitely not alone. Most people have the SAME questions before they get started. 👏

Here are some of the most common ones I hear:

✅ How much coverage do I actually need?
✅ Should I choose a 10, 20, or 30-year term?
✅ How much does it usually cost?
✅ Do I need a medical exam?
✅ What happens when the term ends?
✅ Can I renew it later?
✅ Can I convert it into whole life insurance?
✅ What could cause a claim to be denied?
✅ Is it worth it if I’m young and healthy?
✅ What if I don’t have kids yet?
✅ What if I’m a stay-at-home parent?

The good news is: term life insurance is usually way more affordable and simple than people expect. 💛

If you’ve been curious but unsure where to start, feel free to message me!! I’m happy to help point you in the right direction. 😊

Send a message to learn more

02/10/2026

✨ One of the best gifts you can give your family is peace of mind in knowing that their future is protected financially. ✨

Term life insurance is one of those things people don’t love talking about… but it can make a HUGE difference for your family’s future. ❤️

✅ It helps protect your family financially if the unexpected happens
✅ It can cover things like the mortgage, bills, and everyday living expenses
✅ It helps keep your kids’ future secure (school, activities, etc.)
✅ It’s typically affordable and gives you coverage during your most important years

You work hard to build a life for your family — term life insurance helps make sure that life is protected. 🏡👨‍👩‍👧‍👦

If you’ve been putting it off, consider this your friendly reminder: now is a great time to look into it. 💛

Send a message to learn more

Love this! 💙
02/10/2026

Love this! 💙

Just a few photos from our ✨ 2026 National Conference ✨
02/10/2026

Just a few photos from our ✨ 2026 National Conference ✨

02/10/2026

✨ This past weekend I attended the 2026 Capital Choice National Conference in Jekyll Island, GA. and wow!!! ✨

I came home feeling so motivated, inspired, and grateful.

There’s something so powerful about being in a room full of people who are all working toward the same mission, helping families protect their future!!! ❤️

Hearing the life changing stories reminded me why I do what I do, because life insurance isn’t just a policy.... it’s a plan!
It’s peace of mind.
It’s protection.
It’s making sure your family is still okay no matter what.

My goal is simple:
💛 Reach as many people as I can.
💛 Help families get access to quality life insurance without breaking the bank.
💛 Help people break free from financial burdens holding them back.
💛 Encourage others to invest in their future.

I’m so proud to be part of a company that has been changing lives for 30 years, and I’m even more excited for what’s ahead!

If you’ve been thinking about protecting your family’s future… this is your sign. ✨

Send a message to learn more

Happy New Year! 🎉Wishing you a year full of love, laughter, and great memories with the people who matter most. Now, Let...
01/01/2026

Happy New Year! 🎉
Wishing you a year full of love, laughter, and great memories with the people who matter most. Now, Let’s make sure they’re covered with life insurance.

Hope you all have a wonderful Thanksgiving wherever you are!!! 🤎🧡♥️ And if you need life insurance, I’m your girl!!!
11/27/2025

Hope you all have a wonderful Thanksgiving wherever you are!!! 🤎🧡♥️ And if you need life insurance, I’m your girl!!!

You may be wondering, “Why do I need additional life insurance if I already have coverage through my job?”The truth is s...
11/19/2025

You may be wondering, “Why do I need additional life insurance if I already have coverage through my job?”
The truth is simple, your job-based coverage won’t last forever. Your job won’t last until the day you die.

Imagine this... You’re a 54-year-old man living a full, happy life. You're active in church, involved in music, successful in your career, and devoted to your family. You have some stomach pains, and out of nowhere, you’re diagnosed with pancreatic cancer. Soon after, you lose your job due to “cutbacks.” What happens to your employer-provided life insurance? It disappears when your job does.

You fight for two long years before passing away at just 56 years young.
Now imagine if you never bought that personal life insurance policy back in your early 30's.

Without that $100,000 policy, your wife & daughter would have been left to face overwhelming hospital bills, car payments, the mortgage, credit cards, and every other financial burden, alone.

I know this story all too well… because that 56-year-old man was my dad, Shawn Burns.

Life can change in an instant. Please make sure your family is protected when the unexpected happens. I would be honored to help you prepare for the unplanned events that could impact your loved ones.

Address

5701 79th Street
Lubbock, TX
79424

Alerts

Be the first to know and let us send you an email when Nolte Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share