Denise Jones - Mortgage Loan Officer

Denise Jones - Mortgage Loan Officer NMLS #1261422

Pre-qualification vs. Pre-approval: What's the difference? šŸ¤”The main difference between pre-qualification and pre-approv...
09/07/2026

Pre-qualification vs. Pre-approval: What's the difference? šŸ¤”

The main difference between pre-qualification and pre-approval is the level of verification the lender performs to issue a loan estimate.

The general rule of thumb is that you want to be pre-approved before shopping for a home.
https://myoc.io/denisejones

If you have qualified for a home loan, congratulations! Here is a tip to keep your loan on track:Do not make large depos...
09/04/2026

If you have qualified for a home loan, congratulations! Here is a tip to keep your loan on track:

Do not make large deposits without checking with your loan officer first. Unverified deposits may raise underwriting concerns.

šŸš«Mortgage Myth: It is impossible to qualify for a home loan if you are not debt-free. āœ… Fact: Lenders consider your debt...
08/31/2026

šŸš«Mortgage Myth: It is impossible to qualify for a home loan if you are not debt-free.
āœ… Fact: Lenders consider your debt-to-income ratio to determine if you can afford to buy a home.
Visit our website and use the debt-to-income ratio calculator to start your home loan journey!
https://myoc.io/denisejones

Interest rates change, and so can your mortgage! If you're thinking about refinancing, weā€™re here to help you find the b...
08/28/2026

Interest rates change, and so can your mortgage! If you're thinking about refinancing, weā€™re here to help you find the best solution. šŸ”
https://myoc.io/denisejones

šŸ¾ Tired of paying extra just for your furry friend? Skip the pet deposits and own a home they can enjoy, too! Letā€™s make...
08/26/2026

šŸ¾ Tired of paying extra just for your furry friend? Skip the pet deposits and own a home they can enjoy, too! Letā€™s make it happen!
https://myoc.io/denisejones

Think you need a big down payment to buy a home? Think again! With our H.O.M.E - 100 program, your dream home is closer ...
08/24/2026

Think you need a big down payment to buy a home? Think again! With our H.O.M.E - 100 program, your dream home is closer than you think. šŸ” Start your journey today!
https://myoc.io/denisejones

Address

8401 Quaker Avenue
Lubbock, TX
79424

Telephone

+18067760944

Website

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