Impact Development Fund

Call Directions Website

Impact Development Fund Impact Development Fund creates economic opportunity by delivering flexible capital to strengthen under-served communities.

Impact Development Fund (IDF) is a lender, partner and community builder that expands access to capital to build more resilient and equitable communities. As a Community Development Financial Institution, IDF connects mission-driven organizations to the financial products and partnership that advance equity across the region. Impact Development Fund is an Equal Housing Lender.

Day 2 at Housing Colorado! Come see your friends in affordable housing! 😉Stop by Table 26 to meet some of the IDF team, ...
10/15/2026

Day 2 at Housing Colorado! Come see your friends in affordable housing! 😉

Stop by Table 26 to meet some of the IDF team, make a friendship bracelet, and grab some IDF swag.

We've already seen a lot of familiar faces and can't wait to see more of you today!

Did you know IDF offers more than consumer and commercial lending?Through Impact Development Services, we help affordabl...
10/08/2026

Did you know IDF offers more than consumer and commercial lending?

Through Impact Development Services, we help affordable housing organizations manage one of the most detailed parts of their programs: reviewing whether applicants meet income and eligibility requirements.

We work with partners such as Elevation Community Land Trust and Rural Homes Colorado, helping make their eligibility processes clearer, more consistent, and easier to manage.

Behind every review is a person or family working toward a home of their own. By taking on the detailed administrative work, IDS helps our partners stay focused on creating affordable homeownership opportunities.

Learn more about Impact Development Services: https://social.impactdf.org/eBvwa

IDF will be speaking at the Housing Colorado Conference!We’re teaming up with Colorado Poverty Law Project, San Luis Val...
10/06/2026

IDF will be speaking at the Housing Colorado Conference!

We’re teaming up with Colorado Poverty Law Project, San Luis Valley Housing Coalition, and the Donnell-Kay Foundation for a conversation about what happens when a resident cooperative is not the right fit for a mobile home park community.

In our session, “Mobile Home Park Acquisition: When Resident Cooperatives Aren’t an Option,” we’ll explore other creative, people-centered approaches that can give residents a voice and preserve the affordability of their communities.

IDF’s Justin Hill and Ross Valdez will be joined by Lauren Rafter, Dawn Melgares, and Maggie Kinneberg to share their experience and lessons learned from this work.

Attending Housing Colorado? Come join us!

As NoCo Foundation President and CEO Kristin Todd shared in the Foundation’s “Housing at a Crossroads” report, “Housing ...
10/01/2026

As NoCo Foundation President and CEO Kristin Todd shared in the Foundation’s “Housing at a Crossroads” report, “Housing affordability has become one of the defining challenges in our region, shaping who can live here, who can stay, and who can thrive."

To help turn that challenge into action, the NoCo Foundation partnered with Impact Development Fund. The partnership brings together the Foundation’s regional leadership and investment with IDF’s experience administering revolving loan programs and guiding borrowers through the lending process.

Through the Down Payment Assistance Shared Equity Fund, IDF is already helping low- to middle-income families access assistance made possible by the NoCo Foundation and take an important step toward homeownership.

Now, the initiative is taking the next step.

Starting TODAY, October 1, pre-applications will open for the NoCo Housing Development & Preservation Loan Fund. The fund will provide flexible financing for pre-development, acquisition, construction, and short-term funding needs, supporting nonprofits, housing authorities, and housing developers working to create and preserve affordable housing across Larimer and Weld counties.

What makes the fund especially powerful is how the funds revolve. As loans are repaid, those dollars can be put back to work supporting future projects, allowing the Foundation’s investment to continue creating opportunities over time.

IDF will serve as the loan administrator, working alongside the NoCo Foundation and helping selected applicants navigate the lending process from application through closing.

Learn more about NoCo's Housing Initiative and find the pre-application: [https://social.impactdf.org/l7x8a ]

09/28/2026

Back in 2022, IDF helped Broomfield Housing Alliance purchase the land that would eventually become The Grove at Cottonwood. We believed in the vision from the beginning, and earlier this month, we got to celebrate that vision becoming a reality.

The Grove is officially open, bringing 40 affordable apartments to Broomfield, including 10 homes creating housing opportunities for adults with intellectual and developmental disabilities.

During the celebration, Broomfield Housing Alliance Executive Director Kristin Hyser reflected on IDF's role in those early days, “IDF really took a leap of faith in BHA without having a track record, and that made all the difference.”

Alongside Broomfield Housing Alliance, BlueLine Development, and the many partners who helped make The Grove possible, IDF provided financing at multiple stages of the project to help move it from an idea to a community people can now call home.

And to make the celebration even sweeter, The Grove at Cottonwood opened seven weeks ahead of schedule and under budget. 😉

See The Grove come to life!

Built in 1911, but a new chapter is just getting started.For more than a century, Denver’s historic University Building ...
09/24/2026

Built in 1911, but a new chapter is just getting started.

For more than a century, Denver’s historic University Building has had a front-row seat to the city changing around it. Now, the building itself is getting ready for something new.

Mile High Development and BMC Investments are working together to transform the historic University Building into the University Building Lofts. Listed on the National Register of Historic Places, the building has been part of downtown Denver for more than a century.

Plans for the University Building Lofts include thoughtfully designed homes with modern, energy-efficient features. Residents will also have access to a community room, fitness center, on-site property management, and bike storage. And before a transformation like this can begin, there is a lot of work that has to happen behind the scenes.

IDF joined Mercy Community Capital in a $2.5 million participation loan to support the early planning needed to move the project toward construction. This adaptive reuse project will preserve and update the building while giving its previously unused upper floors a new purpose. Once complete, those spaces will become 120 new homes, bringing new life to a structure that has witnessed generations of change along the 16th Street Mall.

More than 100 years of history, with plenty of story left to tell.

A week from now on September 29, our CEO, Megan Ferguson, will join Opportunity Finance Network (OFN) for CDFI Disaster ...
09/22/2026

A week from now on September 29, our CEO, Megan Ferguson, will join Opportunity Finance Network (OFN) for CDFI Disaster Readiness: The First 30 Days, a conversation focused on how CDFIs can prepare for and respond when their communities need them most. The discussion will also preview components of OFN's upcoming Disaster Response Toolkit, to be published later this fall.

After working alongside communities impacted by the Marshall Fire in Boulder County, our team knows that the days and weeks following a disaster matter. Megan will bring some of those lessons and experiences to the conversation.

📅 Tuesday, September 29
⏰ 12–1 p.m. MT | 2–3 p.m. ET

Register for the webinar on OFN's website here: https://social.impactdf.org/X8dKf

National Construction Appreciation Week gives us the perfect opportunity to celebrate how Impact Development Builders be...
09/17/2026

National Construction Appreciation Week gives us the perfect opportunity to celebrate how Impact Development Builders became part of IDF’s story.

In 2021, amid rising construction costs during the COVID-19 pandemic, IDF launched Impact Development Builders (IDB) to expand our work from financing affordable housing to helping build it. By offering fee-for-service general contracting and revitalizing aging homes, IDB created another way for us to support partners and communities and help move housing plans from idea to reality.

Since then, IDB has worked on projects ranging from accessible homes for people with intellectual and developmental disabilities to new homeownership opportunities in Northern Colorado.

Now, IDB is preparing for its next chapter after purchasing nine lots in Superior, a community still rebuilding after the 2021 Marshall Fire. The homes planned for these properties will create new homeownership opportunities, with marketing and outreach focused on reaching survivors who were displaced.

Nearly five years later, IDB’s mission remains the same: to create opportunities for homeownership and address housing challenges by constructing, developing, and revitalizing homes for underserved communities.

Kicking off National Construction Appreciation Week by looking back at our team’s recent build day with Fort Collins Hab...
09/14/2026

Kicking off National Construction Appreciation Week by looking back at our team’s recent build day with Fort Collins Habitat for Humanity!

Members of the IDF team traded their desks for tools and joined Fort Collins Habitat at the new Bloom development in north Fort Collins. Working alongside the Habitat team gives us an opportunity to see our mission in action and makes the purpose behind our everyday work feel tangible.

Thank you, Fort Collins Habitat, for trusting us to lend a hand!

Address

200 E. 7th Street, Unit 412
Loveland, CO
80537

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19704942021

Website

Alerts

Be the first to know and let us send you an email when Impact Development Fund posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category