10/15/2026
$40 trillion in debt sounds abstract until you realize what it could mean for your retirement.
Debt that big may show up as higher taxes, higher borrowing costs, and more pressure on your income.
More debt can mean more inflation and less buying power.
Higher rates can make borrowing more expensive across the board.
A written income plan can help you stress-test retirement before the rules change.
If you've worked hard to build your nest egg, don't leave the next 10 years to guesswork.