Homeowners Insurance

11/28/2025

Dick Watts Insurance is Louisville’s trusted independent agency for non-standard auto insurance and high-risk drivers. We work with top carriers that specialize in:

• SR-22 insurance
• DUI / DWI coverage
• Drivers with multiple tickets
• At-fault accidents
• No prior insurance
• Lapsed coverage
• Suspended or revoked licenses
• High-risk young drivers

As an independent agent, we shop many companies to secure the lowest rate available—saving you time and money. If mainstream companies have turned you away, we have options.

Call or text for a fast quote: 502-245-3625

03/06/2025

Buying Home & Car Insurance Can Be as Easy as a Walk on the Beach! 🌊🚗🏡

Imagine strolling along the shore, feeling the breeze, and knowing you’re protected. That’s how simple getting the right home and auto insurance can be—with the right agent by your side!

No stress, no hassle—just straightforward coverage that fits your needs and budget. Let’s make insurance easy, so you can focus on enjoying life.

📞 Call or message me today to get started! 502-245-3625

11/06/2024

“🐾 Is your furry friend covered? Pet insurance can be a lifesaver when unexpected vet bills pop up. From accidents to illnesses, pet insurance helps keep your pet healthy without straining your wallet! Here are some top benefits:

1️⃣ Coverage for accidents & illnesses
2️⃣ Freedom to choose any vet
3️⃣ Peace of mind knowing they’re protected
4️⃣ Affordable plans for every budget

Invest in their health today and give them the care they deserve. Contact us to learn more about pet insurance options for your pets! 🐶🐱 ”
Text 502-245-3625

11/03/2024

Could one accident or lawsuit sink your business? Don’t risk everything – protect it with general liability insurance get a quote

https://www.dickwattsinsurance.com/business/contractors-insurance/

10/29/2024

🌧️ Don’t wait until it’s too late! Protect your home with Flood Insurance. 🌧️
Did you know? Standard homeowners insurance doesn’t cover flood damage. Just one inch of water can cause thousands of dollars in repairs. Protect your investment and avoid unexpected expenses with flood insurance.

✨ Benefits of Flood Insurance:

• Covers damage to your home’s structure and contents
• Peace of mind during heavy rain or storm season
• Protection from out-of-pocket repair costs

As an independent insurance agent, I’m here to help you find the best flood insurance policy to keep your home safe. Reach out today to learn more!

10/29/2024

Did you know that term life insurance can be surprisingly affordable? Get the coverage you need to protect your family's future without breaking the bank. Contact me today for a personalized quote and find out how easy it is to safeguard your loved ones.

10/27/2024

Did you know? 1 in 3 families would face financial hardship within one month of losing their primary earner. Don't leave your loved ones vulnerable. Let's talk about protecting their future. 🏠👨‍👩‍👧‍👦

10/25/2024

🏡 Homeowners: Did you know the insurance required by your lender only protects the physical structure of your home? 📉 But what about your family's financial security?

That's where comprehensive mortgage protection steps in! 🛡️ While homeowner’s insurance covers the house, mortgage protection insurance is designed to shield your loved ones and your finances when life takes unexpected turns.

✅ Don’t leave your family unprotected! Explore both coverages to secure your home and future.

👉 Message me to learn more or schedule a consultation! Your home is your biggest investment—make sure every part of it is covered.

10/23/2024

Medicare Myth: I'm covered when I travel abroad.
Not Necessarily!!! Many people take this chapter in life to travel abroad, including cruises. Be sure you understand your Medicare coverage before traveling. Ask your agent about travel insurance specific to your destination.

"I do not offer every plan available in your area. Currently I represent between 4-8organizations which offer between 22-26 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

I am an independent licensed insurance agent and is not affiliated with or endorsed by the government or the federal Medicare program."

10/21/2024

🔨 Attention General Contractors! 🔨

Your business is built on solid work, but is your insurance just as strong? 🛠️

As a contractor, your risks are unique—property damage, injuries, equipment loss… 📋 That’s why general contractor insurance is a must-have! Here’s why buying from an independent insurance agent is your best bet:

✅ Tailored Coverage – We shop multiple carriers to find policies that match your specific needs and budget.

✅ Better Rates – As independent agents, we compare prices from top insurers to ensure you get the best deal.

✅ Personal Service – Get expert advice from someone who understands YOUR business, not a cookie-cutter policy.

✅ Claims Support – When things go wrong, we’re in your corner, guiding you through every step of the claims process.

Don’t leave your business unprotected! Reach out today to secure the right coverage for your contracting business! 🛡️



call 502-245-3625 for a free quote

10/20/2024

Medicare Myth: "You can only get expensive brand-name drugs covered by Medicare Part D."

False! With new changes brought by the Inflation Reduction Act, Medicare Part D uses a 5-tier system, and Tier 1 includes low-cost generic medications. Ask your doctor about affordable alternatives!

"I do not offer every plan available in your area. Currently I represent between 4-6organizations which offer between 20-26 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

I am an independent licensed insurance agent and is not affiliated with or endorsed by the government or the federal Medicare program."

10/19/2024

Great information for how to avoid getting scammed during the Medicare Annual Election Period! Have questions about Medicare Plans? Call Berwick Insurance today at 520-745-2320. We're here to help!

https://www.cnbc.com/2022/11/09/how-to-avoid-getting-duped-by-medicare-scams-during-open-enrollment.html

As beneficiaries are encouraged to review their coverage for 2023, fraudsters may try to capitalize on that and cast a broad net to lure in victims.