TeAra Ross, Your Favorite Loan Girl - NMLS #2620444

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TeAra Ross, Your Favorite Loan Girl - NMLS #2620444

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NMLS: 2620444 | Supreme Lending - NMLS #2129

11/02/2026

🎉🏡 Celebrating TWO Years as a Mortgage Loan Officer! 🔑

Today marks two years of helping families take steps toward achieving their dreams of homeownership!

This journey has been filled with growth, challenges, valuable lessons, and meaningful relationships. Through it all, my passion for serving families, educating future homeowners, and making a positive impact in my community continues to grow.

I’m incredibly grateful for every client who has trusted me, every Realtor partner who has collaborated with me, and everyone who continues to support my business.

As I enter another year, I look forward to creating more homeowners, building stronger partnerships, and continuing to serve with purpose and dedication.

Two years down, and we’re just getting started! 💕🔑

TeAra Ross | Your Favorite Loan Girl 💕
Mortgage Loan Officer | Supreme Lending
NMLS #2620444
📲 502-302-1963
📧 [email protected]

10/27/2026

🏡💕 Don’t let FEAR stop you from exploring homeownership!

You don’t have to have perfect credit or everything figured out before applying!

A simple mortgage application and soft credit pull can help us determine where you stand WITHOUT impacting your credit score.

🔑 If you’re ready, let’s explore your options!

💕 If you’re not, let’s create a plan to get you there!

Remember, applying doesn’t mean you’re obligated to purchase a home. It simply gives you the knowledge you need to make your next move!

Stop assuming you don’t qualify without finding out! 👏🏽

📲 TeAra Ross | Your Favorite Loan Girl
📞 502-302-1963
NMLS #2620444

10/20/2026

🏡💍 Date the rate, marry the house!

Don’t miss out on a home you love because you’re waiting for interest rates to drop! Rates fluctuate, but the perfect home may not be available when they do.

Focus on finding a home you love with a payment that fits your budget TODAY. You can always explore refinancing opportunities if rates become more favorable in the future! 🔑💕

Don’t let waiting for the perfect rate cause you to miss the right house!

10/12/2026

🏡💜 FIRST-TIME HOMEBUYERS, THIS IS FOR YOU! 🔑

✨ Don’t wait until you’re ready to buy to start preparing!

✨ You don’t always need 20% down!

✨ Your first home doesn’t have to be your forever home!

✨ Don’t compare your journey to anyone else’s!

✨ Get pre-approved BEFORE house hunting!

💜 My biggest advice? START THE CONVERSATION! You don’t have to have it all figured out. That’s what I’m here for!

📲 502-302-1963

Te’Ara Ross | Your Favorite Loan Girl 💜
Supreme Lending | NMLS #2620444

10/08/2026

🏡💳 YOUR CREDIT DOESN’T HAVE TO BE PERFECT, BUT YOU DO HAVE TO START SOMEWHERE!

One thing I wish more people understood is that a low credit score today doesn’t mean homeownership is out of reach forever! 🔑

Sometimes the only thing standing between you and your dream home is a little credit work and a solid plan!

✨ Pay your bills on time.
✨ Work on lowering your credit card balances.
✨ Avoid opening unnecessary new accounts.
✨ Review your credit report for errors.
✨ Most importantly, START NOW!

You don’t have to figure it all out alone! 💕

As your loan officer, I can help you understand where you stand, what may be holding you back, and what steps you can take to get closer to qualifying for a mortgage.

Don’t wait until your credit is perfect to have the conversation. Let’s create a plan TODAY! 🏡

📲 Message me to get started!

TeAra Ross | Your Favorite Loan Girl 💕🔑
Supreme Lending | NMLS #2620444
📍 Serving Kentucky

10/07/2026

Good morning ☀️🤍

A new day means another opportunity to keep going, keep growing, and keep believing in what you’re working toward.

Your goals may not happen overnight, but every small step still counts. Stay consistent, stay encouraged, and trust the process. What’s meant for you is still on the way. 🙏🏽✨

Have a blessed and productive Wednesday! 🏡🔑

— TeAra, Your Favorite Loan Girl 💜

10/06/2026

🏡 Ready to start your homebuying journey?

Having your documents ready can help keep the pre-approval process moving smoothly! 📑✨ Check out my Home Loan Document Checklist so you know exactly what to have prepared.

Ready to get started? Let’s get you pre-approved! 🔑🏠

Te’Ara Ross | Your Favorite Loan Girl
NMLS #2620444

10/01/2026

Hello, October! 🍂🏡

New month, new goals, new keys to hand out! 🔑

September may not have gone exactly as planned, but October is a fresh opportunity to get back focused and help more families make moves toward homeownership.

Whether you’re ready to get pre-approved, need a plan to get mortgage-ready, or simply have questions about where to start, Your Favorite Loan Girl is back at it and ready to help! 🤎

Let’s make October a month of applications, pre-approvals, accepted offers, and CLOSED LOANS! 🏡🔑

TeAra Ross
Your Favorite Loan Girl 🩵

09/23/2026

🏡 You don’t have to have everything figured out before talking to a lender.

One of the biggest misconceptions I hear is, “I’m going to wait until my credit is perfect,” or “I need to save more money before I apply.”

But how do you know what you actually need if you haven’t had the conversation yet?

Your first step is simply finding out where you stand. Maybe you’re ready NOW. Maybe you need a little time and a game plan. Either way, I’m here to help you understand your options and create a path toward homeownership.

“No” doesn’t always mean no. Sometimes it just means not right now. 💙

If buying a home is somewhere on your 2026 or 2027 vision board, let’s talk!

Te’Ara Ross | Your Favorite Loan Girl 🏡💙
Mortgage Loan Officer | Supreme Lending
NMLS #2620444
📲 502-302-1963

09/10/2026

Buying a home doesn’t start with Zillow. 🏡

It starts with knowing where you stand financially, understanding what you qualify for, and having a plan BEFORE you fall in love with a house.

You don’t have to have perfect credit.
You don’t have to have everything figured out.
And you definitely don’t have to wait until you think you’re ready to talk to a lender.

Sometimes the first step isn’t getting the keys…it’s getting the PLAN. 🔑🩷

I’m not just a “yes or no” Loan Officer. We start where you are and figure out what it takes to get you where you want to be.

TeAra Ross | Your Favorite Loan Girl 🏡
Licensed in Kentucky

Address

630 N Buckman Street, Shepherdsville
Louisville, KY
40165

Website

https://www.supremelending.com/start/?lar=tearaross, http://tearaross.supremelendinglo.com/, http://www.nmlsconsumer.org

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