TeAra Ross, Your Favorite Loan Girl - NMLS #2620444

TeAra Ross, Your Favorite Loan Girl - NMLS #2620444 NMLS: 2620444 | Supreme Lending - NMLS #2129

09/01/2026

📢 Important Update for Louisville Homebuyers

For anyone interested in the Louisville Section 8 Homeownership Program, please be aware that the program is currently closed and has been since May 2025.

However, you may still be eligible to apply for the Louisville Metro Down Payment Assistance Program. Please note that these are two separate programs, and they have different eligibility requirements, guidelines, and stipulations.

If you’re considering purchasing a home and need assistance understanding your available options, make sure you review the requirements for the specific program before applying.

🏡 Knowledge is key when navigating the homebuying process!

🏡 Be Intentional About Homeownership This SeptemberHomeownership doesn’t start when you find the perfect house. It start...
09/01/2026

🏡 Be Intentional About Homeownership This September

Homeownership doesn’t start when you find the perfect house. It starts with being intentional about getting prepared.

This month, be intentional about:

✨ Knowing where your credit stands
✨ Creating a realistic homebuying budget
✨ Saving consistently, even if it’s a little at a time
✨ Learning what down payment assistance may be available to you
✨ Avoiding unnecessary new debt
✨ Getting pre-approved BEFORE you start house shopping
✨ Asking questions instead of assuming you’re not ready
✨ Creating a plan if buying right now isn’t an option

You don’t have to have everything figured out today. You just need to be intentional about taking the next step. 🏡❤️

TeAra Ross | Your Favorite Loan Girl
NMLS #2620444

08/26/2026

🏡 QUICK HOMEBUYER POLL! 🔑

What’s the BIGGEST thing holding you back from starting your homebuying journey?

💳 A. My credit
💰 B. Not enough money saved
🤔 C. I don’t know where to start
📈 D. I don’t think I’ll qualify
🏡 E. I’m just not ready yet

Drop your letter in the comments! 👇🏽

No judgment over here. 💕 I may be able to help you figure out your next step!

TeAra Ross | Your Favorite Loan Girl
Supreme Lending | NMLS #2620444

🏡✨ Thinking about buying a home but not sure where to start?Don’t count yourself out before you know your options! 💕Whet...
08/24/2026

🏡✨ Thinking about buying a home but not sure where to start?

Don’t count yourself out before you know your options! 💕

Whether you’re ready to buy NOW or still need a little time to prepare, the first step is getting the right information.

🏡 Ready? Let’s get you preapproved.
📝 Not quite ready? Let’s create a plan.

Either way, I’m here to help you get closer to homeownership. 🔑💗

TeAra Ross | Your Favorite Loan Girl
Supreme Lending | NMLS #2620444
📞 502-302-1963

🏡 Your dream home may be closer than you think! 🔑💕The Louisville Metro Down Payment Assistance Program is offering up to...
08/24/2026

🏡 Your dream home may be closer than you think! 🔑💕

The Louisville Metro Down Payment Assistance Program is offering up to 20% in assistance for qualified homebuyers!

But before you apply for assistance, your FIRST step is getting preapproved for your mortgage loan. That’s where I come in! 🙋🏽‍♀️

I’ll help you understand what you qualify for, what assistance may be available to you, and what your next steps should be.

Ready to see if homeownership is within reach? Comment “HOME” or send me a message! 🏡💗

TeAra Ross | Your Favorite Loan Girl
📞 502-302-1963
📧 [email protected]
NMLS #2620444

✨ Knowledge Today. Keys Tomorrow.

🏡💗 Thinking about buying a home with Louisville Metro Down Payment Assistance? SAVE THIS!Louisville Metro is offering up...
08/18/2026

🏡💗 Thinking about buying a home with Louisville Metro Down Payment Assistance? SAVE THIS!

Louisville Metro is offering up to 20% in down payment assistance for qualified homebuyers, but there are specific income and program guidelines you’ll need to meet.

✨ Most important: GET PREAPPROVED FIRST!

Your mortgage preapproval lets us determine what you qualify for and is needed before moving forward with the Louisville Metro program.

Not sure if you qualify? That’s what I’m here for! Whether you’re ready to buy now or need a little time to prepare, I’ll help you understand your options and your next steps. 🔑💕

📲 Ready to start? Let’s connect!

TeAra Ross | Your Favorite Loan Girl
📞 502-302-1963
📧 [email protected]
NMLS #2620444

Why do I advocate so hard for homeownership and programs like Louisville Metro Down Payment Assistance? 🏡💕Because just 2...
08/13/2026

Why do I advocate so hard for homeownership and programs like Louisville Metro Down Payment Assistance? 🏡💕

Because just 2 years ago, I was the buyer on the other side of the table.

I purchased my home using this exact program. I received $35,400 in down payment assistance and walked away from the closing table paying less than $1,000 in closing costs. 🙌🏽

And trust me, I was SCARED. Terrified, actually.

My goal was to purchase a home for my three children, but as a single mother, I was also afraid of making the wrong decision or failing them in the process.

I was strategic, asked questions, and leaned on my Realtor and Mortgage Loan Officer. They held my hand from start to finish by educating me, guiding me, and encouraging me throughout the entire journey.

Now I get to be that person for someone else. 🥹💗

That’s why this is so much more than a transaction for me. I’ve recently walked the same path I’m asking you to take. I understand the fear, the questions, and the uncertainty that can come with taking that first step.

As your Loan Officer, I’m going to educate you, advocate for you, and treat your homebuying journey like it’s my own because I know what homeownership can mean for you and your family.

🏡 Louisville Metro Down Payment Assistance opens Monday, August 17th, offering 20% in down payment assistance!

But first, we need to get you PREAPPROVED. Let me help you take that first step so we can be ready when the program opens. 💕

Your path to homeownership could start with one application. 🔑✨

08/11/2026

It’s more than just being handed a set of keys. 🔑🏡

For the buyer, this moment represents every sacrifice, every document submitted, every hurdle overcome, and every prayer prayed.

Then suddenly… the keys are in YOUR hands. 🥹🤍 A fresh start, a new chapter, and a place to finally call your own.

This is why I love the closing table. 🔑✨

💕 DID YOU KNOW? Mortgage Q&A with TeAra 🏡Did you know changing jobs during the homebuying process could affect your mort...
08/10/2026

💕 DID YOU KNOW? Mortgage Q&A with TeAra 🏡

Did you know changing jobs during the homebuying process could affect your mortgage approval? 👀

A job change doesn’t automatically mean your loan will be denied, but changes to your income, pay structure, or employment status could impact your qualification or delay closing.

✨ Loan Girl Tip: Before quitting or switching jobs while buying a home, talk to your loan officer FIRST!

A quick conversation beforehand could save you a headache later. 🏡💕

TeAra | Your Favorite Loan Girl
📲 502-302-1963 | NMLS #2620444
Supreme Lending

Address

630 N Buckman Street, Shepherdsville
Louisville, KY
40165

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