We also offer several other types of specialty loans
Contact us today!!! We offer all of the traditional programs that others do such as Convention, FHA, VA, USDA etc. We will also beat any other bank or broker. If you have started a process of refinancing or purchasing, send us over the LE (Loan Estimate) that you received and we'll make sure we get you a better deal. What sets us apart is all o
ther programs that we offer that nearly all other banks and brokers cannot offer. Down Payment Assistance Program - this is not your typical KHC program where it's a 2nd mortgage and it has to be paid back. Our DPA program is a true Grant. It's free money that you do not have to pay back. The only stipulation to not pay it back is that you must make at least 6 payments before you can refi your loan. Take advantage of the free money today. You must have a 620+ credit score to qualify. Investor Cash Flow Program - You don't even need a job to qualify. This program is for those who are wanting to start your real estate investment journey. All you need is a 600+ credit score and the ability to put 20% down. That's it. You can start your real estate investment portfolio today. Bank Statement Loan Program - This program is mainly for those who are self employed. If you are 1099 or a business owner you most likely write off a lot on your taxes which makes it very hard to qualify for traditional financing. Our bank statement loan program allows us to use the deposits into your bank account for the past 12 months to qualify your for your income. This program is the new future for most. Commercial loans - We can finance just about any type of commerical property from 100k up to 100M. Most of our commercial programs don't even need qualifying income. As long as you have the credit score and the down payment you will qualify for most commercial loans.