11/08/2021
FHA
*Purchase down to 500 FICO
*580 FICO and above- 96.5% LTV
*500-579 FICO- 90% LTV
*Cash-Out down to 500 FICO- Max 80% LTV
*FHA Streamline down to 500 FICO
**Manual UWs OK!!
*100% LTV DPA Program- Coming Soon!!
VA
*Purchase down to 500 FICO- 100% LTV
*Cash-Out down to 500 FICO- 100% LTV
*VA IRRRLs down to 500 FICO
**Manual UWs OK!!
USDA
*Purchase down to 580 FICO- 100% LTV
*Manual UWs OK!!
Non-QM - Coming Soon!!
*12 & 24 Month Bank Statement Program for S/E Borrowers
*DSCR- No Income No Ratio loan for Investment Properties
*Foreign National Program
*Non-Warrantable Condos OK
Turn Times
Disclosures- Same Day (submitted before 3pm est)
Initial UWs- 24 Hours
CTC Review- 24 Hours
Closing Docs- 4 Hours
Call me for more details!!
Padam Powdyel
Loan officer
5022968905
[email protected]
