Aimee Cherry at Prosperity Home Mortgage

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Louisville, KY
Aimee Cherry at Prosperity Home Mortgage

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Financing your home is a critical milestone in life, and I will tailor your options to help you.

I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR #2358851 PHM,LLC NMLSR #75164 NMLS Consumer Access @ www.nmlsconsumeraccess.org/

11/02/2026

Affordability looks different in every market—and every household. 🏡

Realtor.com’s latest analysis shows a wide gap between household incomes and the income needed to afford a typical home, with substantial differences from state to state.

Those numbers highlight a real challenge. They also make a local, personal conversation worth having. Statewide medians don’t capture your neighborhood, your savings, your monthly obligations, or the financing options you may qualify for.

We're here to help you understand those details. Together with your real estate agent’s insight into local prices and available homes, we can build a clearer picture of what may be within reach.

Let’s start with your numbers—and a plan built around your goals.

11/01/2026

Take a look at Michelle Kremer-Bruner’s listing! I am able to help your buyers with any loan questions they may have.

With more than 3,600 finished square feet, a first-floor primary suite, 4½ baths, multiple private bedroom suites, and flexible spaces for everyday living and entertaining, 8800 Timberline Drive offers a combination of space and function that's hard to find. The main level is designed for convenien...

11/01/2026

Check out this property listed by Rafael Stewart at Semonin Realtors. Happy to walk your buyer through their loan options.

Price reduction of 5K! 5208 Rainmaker Ct. CHECKS ALL BOXES! This Indian Falls home has a newer HVAC and water heater (less than 3 years), great location, ample living space, walkout basement, 2 car garage and so much more. Nestled on a quiet cul de sac, the updated landscaping catches your eye. Ente...

10/31/2026

An extra hour? We’ll take it! ⏰ Daylight Saving Time ends tonight, so remember to set any manual clocks back one hour before bed.

Here’s to a little more time to rest, recharge, and enjoy home. 🍂🏡
https://myoc.io/IlB868IgfB

NMLSR ID #2358851
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

10/31/2026

Porch lights on. Pumpkins glowing. Neighbors making memories. 🎃👻

Here’s to the little traditions that make a neighborhood feel like home. Wishing you a safe and happy Halloween, filled with sweet treats and a few friendly frights!

10/30/2026

📊 The Fed hit pause. The housing market didn’t.

With sellers outnumbering buyers, affordability challenges continuing, and seasonal opportunities beginning to emerge, the housing market is giving real estate professionals plenty to talk about.

🏡 This week’s Market Update explores the latest mortgage rate trends, economic developments, and shifting market dynamics that could shape the weeks ahead.

Because national headlines only tell part of the story. Understanding what’s happening locally is where opportunity begins. 📍

🔗 Catch up on this week’s insights:
https://www.phmloans.com/blog-article/market-update-october-30-2026
https://myoc.io/IlB868IgfB/gKCLO

10/28/2026

Appraisal reports are getting a major update. 👀🏠

Beginning November 2, the industry moves to UAD 3.6 for new conventional appraisal reports submitted to UCDP. The redesigned report uses more structured, standardized property information, which may mean greater detail around:

📐 Square footage and measurements
🏡 ADUs, additions and converted spaces
🔨 Renovations, updates and property features
📸 Photos, condition and potential discrepancies

A longer report does not automatically mean something is wrong. The new format does not create property issues. It may simply make existing details more visible and consistent.

Sellers and real estate colleagues can help by sharing permits, plans, renovation history, accessory-unit information and any known differences between listing and public-record square footage as early as possible.

More detail. Fewer surprises. 💙

10/28/2026

Behind every emergency call are people ready to help.

This First Responders Day, we honor the firefighters, law enforcement officers, EMTs, paramedics, and dispatchers who serve our communities with courage and compassion.

From all of us at Prosperity Home Mortgage, thank you for answering the call and helping keep our neighbors safe. 💙

10/27/2026

🏡 Your next chapter doesn't have to wait for your current home to sell!

Found the perfect next home but haven't sold your current one yet? You may have more options than you think. 🔑

With our Path to Prosperity financing solutions, qualified buyers may be able to purchase their next home without selling first—even making a non-contingent offer!

💡 Less pressure to time two transactions perfectly. More flexibility to make your next move.

Because on your Path to Prosperity, the right financing strategy can open doors you didn't know were possible.

NMLSR ID #2358851
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

Address

13906 Promenade Green Way
Louisville, KY
40245

Telephone

+15028194890

Website

https://www.phmloans.com/mortgageconsultant/aimeecherry

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