My Insurance Agent

06/08/2026

✅ Own a small retail business
✅ Not sure if you have the best insurance rates or coverages
✅ Need an independent advisor to conduct a review

👀 We are looking for 5 more opportunities in the month of June to review coverage and if necessary, provide quotes for any small retail business. (clothing, shoes, supply stores, etc...)

Give us a call or send us a message today! 270-359-5230
www.myinsuranceagentky.com

06/04/2026

🛡️ Running a business is hard work — protecting it shouldn't be!

Our Business Package Policy combines General Liability and Commercial Property coverage so you can focus on what you do best, knowing you're covered from the unexpected.

✅ General Liability — protection if someone is injured or there's property damage
✅ Commercial Property — coverage for your building, equipment, and more

Bundling saves you money AND simplifies your coverage. Win-win! 🙌

Drop us a message or give us a call to get a free review today!

04/08/2026

🏠 Is your property truly protected?

Most homeowners and business owners don't think about their insurance — until something goes wrong. A fire, a lawsuit, a severe storm, or a fender-bender can happen in an instant. The question is: will your coverage be there when you need it?

As your local independent insurance agency, we shop multiple carriers to find the right property & casualty coverage for you — whether that's your home, auto, rental property, or business.

We can help with

✔ Homeowners ✔ Auto
✔ Commercial property ✔ General liability
✔ Renters ✔ Umbrella policies

📞 Give us a call or send us a message — a quick review of your current coverage could save you money and close gaps you didn't even know you had.

www.myinsuranceagentky.com

03/18/2026

02/12/2026

Your tools aren't just equipment: they’re how you get the job done and provide for your family. If a trailer gets stolen or a pipe bursts on a job site, is your business ready for the hit?

For our artisan contractors out there: whether you’re an electrician, plumber, or painter: we know that your "office" is a different job site every day. That brings unique risks that a standard policy might miss. We specialize in looking at the two things that matter most: General Liability to protect your work and Inland Marine (tool coverage) to protect your gear from the shop to the site and everywhere in between.

Let’s discuss your current setup and make sure you have the peace of mind to focus on what you do best. We’re here to help you protect what you’ve built.

Give us a shout or visit www.myinsuranceagentky.com to start the conversation.

02/07/2026

A little chilly at the hottest monthly networking event in the Boro!

02/03/2026

Kentucky businesses are on the move. From Louisville to Lexington and everywhere in between, we’re seeing more local owners investing heavily in their most valuable asset: their people. Better training, stronger culture, and real growth.

But here’s a quick question for you: Is your workers’ comp coverage keeping up with that investment?

In the insurance world, it’s easy to treat workers’ comp as just another legal requirement or a recurring bill. But if you’re building a great team, that policy is actually the safety net for the talent that keeps your doors open.

As your business evolves and you add new roles or change how you operate, your risks change too. A quick review ensures you aren’t overpaying for coverage you don’t need: or worse, leaving a gap that could impact your team and your bottom line.

We love seeing Kentucky businesses thrive. Let’s talk about how to keep your crew protected so you can stay focused on what you do best.

Visit us at www.myinsuranceagentky.com to start the conversation.

01/24/2026

Big things happening in The Ville! 👏

01/23/2026

Starting your renewal 120 days out? That’s becoming the new normal.

Carriers are taking longer to review apps, ask questions, and request updates (buildings, payroll, vehicles, claims, safety plans). If we wait until the last minute, your options shrink: and pricing usually isn’t better.

Starting early helps you:
- Avoid “rush” decisions
- Fix issues before a carrier finds them
- Compare more quotes (not just one)
- Build a cleaner, stronger renewal submission

If your renewal is coming up in the next 4 months, let’s talk now and keep you in control.

( Tom Cayce | My Insurance Agent)

01/21/2026

Seeing a little relief on property insurance renewals lately? You’re not imagining it: property rates are finally starting to ease in a lot of places.

What that can mean for your next renewal:
• Smaller increases (and in some cases, flat or slightly down)
• More carrier options and better terms
• A bigger reward for “good risk” basics like roof updates, alarms/sprinklers, and clean loss history

Quick heads-up: this isn’t automatic. Location, building age/roof, occupancy (restaurant, retail, warehouse, trades), and claims still drive the outcome.

If your renewal is coming up in the next 60–120 days, let’s take a look early and see where the market is for your business.

( Tom Cayce, My Insurance Agent
www.myinsuranceagentky.com)