Bowman Insurance & Benefit Services

05/15/2026

Did you know how much the average ransomware claim costs? Did you know that there were different *categories* of ransomeware risks that dictate what kinda pickle you find yourself in?

Comment below for us to run a free security assessment of your website. You'll receive an analysis of compliance with laws as well as vulnerabilities and leaks related to your domain and more. For any particularly risky and complex issues, we'll generate a document you can give your IT guy with details on what to fix and how.

Virtual private networks are intended to keep attackers out of your network. But nowadays, they're the most targeted technology in ransomware claims. 😯

Take a look at how ransomware actors get into networks and the tactics they deploy once they get inside.

See more claims trends in our 2026 Cyber Claims Report: https://bit.ly/42woerq

01/23/2026

⚠️ WINTERIZE YOUR OFFICE NOW⚠️

Most of our clients are expecting some heavy snow this weekend, including ice damage and a real threat of freezing pipes. The threat of downed power lines makes this even more realistic especially for our southern Kentucky offices. PREPARE your dental office TODAY:

❄️ For the weekend, I highly recommend turning OFF your *water main* and turning ON the water at faucets, etc. to drain existing water out of the lines.
❄️ Keep cabinetry OPEN where the pipes are to keep those warmer.
❄️ Prep your HVAC to maintain a temperature at LEAST above 55.
❄️ Seal gaps around windows, doors, and exterior walls.
❄️ Secure expensive dental equipment — aka consider a controlled shutdown of your dental equipment NOW before a power outage forces an untimely shutoff of your sensitive equipment!
❄️ As always, keep entrances, walkways, and parking clear of snow/ice; use signage to alert patients/staff about conditions. Arrange professional snow removal for everyone's safety.

Stay safe!

08/20/2025

Beazley's quarterly threat report was released recently. Here are the big takeaways for dentists:
- Credential Theft Is the Main Entry Point
- Remote Access Is a Large Contributor to Breach
- Ransomware Remains a Major Threat
- Funds Transfer Fraud (like payroll fraud and wire fraud) are Frequent Claims

Knowing that, here's my advice to you. Dental practices should:
1. have a standalone cyber insurance policy
2. use strong password protocol & multi factor authentication
3. reduce or eliminate remote access options
4. always verify financial change requests in a second medium. (meaning when an employee or vendor requests any change to its bank account details, you should confirm via an "out-of-band authentication method" like a separate phone call, text, email, etc.)

https://beazley.security/insights/quarterly-threat-report-second-quarter-2025

06/06/2025

New grads can buy a malpractice policy online in one step. This carrier is endorsed by the KDA and 11 other state dental associations. Get it here.

01/22/2025

Power is back on after 3 hours of an outage. Our phones went down around 11:30a after our battery power was exhausted. Sorry to anyone who couldn’t get ahold of us!

12/02/2024

This Cyber Monday, we’re BEGGING our practice owners to install water sensors in your office - and even better if you get it connected to a water shutoff at your main (for a policy discount!)

Check out these options (and there are plenty more!):
1) https://www.aqara.com/us/product/water-sensor/
2) https://shop.us.dlink.com/products/d-link-whole-home-smart-wi-fi-water-leak-sensor-kit
3) https://www.chubb.com/us-en/business-insurance/iot-solutions-to-prevent-losses-to-your-home-or-business.html

Talk to your plumber!

Aqara Water Leak Sensor meets IP67 dustproof and waterproof rating. It is guaranteed to work in humid and dusty environments.

06/19/2024

It’s barely 9:45 am, and I’ve already got two new graduates their malpractice insurance policies! For new grads, we make it really quick and easy.

If you are associating somewhere, we can start your policy within minutes.

PRO TIP: For those of you who are already licensed but have only been shadowing, assisting, or doing hygiene — maybe you don’t “officially start” until later — you need malpractice insurance NOW *precisely because* you’re already licensed. If this is you, don’t worry - we can backdate your malpractice insurance!

02/12/2024

Last month, Brandon was nominated and elected by his peers to be a member of the Advisory Board of a national malpractice carrier. Congrats, Brandon! Thanks for always representing the needs of our dentists to the insurance companies. Check it out: https://www.protectorplan.com/who-we-are/

01/29/2024

We're hiring - again! Do you know someone who has been selling health insurance and maybe wants a change of scenery and opportunity? We're offering a competitively paid position to manage (and grow!) a existing book of health insurance business.

Benefits: Competitive salary Dental insurance Flexible schedule Health insurance Paid time off Vision insurance A successful Account Manager will prospect for health insurance and employee benefits primarily for dental offices in Kentucky and Indiana. The employee will service and grow an existing b...