Meritrust Wealth Management

Meritrust Wealth Management At Meritrust Wealth Management, we are focused on you and your goals. Your working life. Your retirement income. Your legacy. Independence. Advice. Merit. Trust.

Unlike most national banks and wirehouses, we are truly independent. We strive for investment strategies that fit your needs, not fill a sales quota. Our team of Advisors assists generations of clients to help protect, build, and manage their wealth. We are uniquely positioned to offer tax savings advice and asset protection strategies. Securities offered through Kestra Investment Services, LLC (K

estra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Private Wealth Services, LLC.

If you’re looking to attract and retain top talent in the new year, adding a 401(k) plan or revisiting your current offe...
01/21/2026

If you’re looking to attract and retain top talent in the new year, adding a 401(k) plan or revisiting your current offerings could be a smart move.

Offering retirement benefits can help your business:

✅ Stay competitive in today’s job market.
✅ Boost employee satisfaction and retention.
✅ Offer tax advantages for both you and your team.

401(k)s can serve as an investment in your employees — and your company’s future. Give us a call, and we can go over your options.

As we honor Martin Luther King Jr. Day on January 19th, we wanted to take a moment to share some of our favorite account...
01/19/2026

As we honor Martin Luther King Jr. Day on January 19th, we wanted to take a moment to share some of our favorite accounts of Dr. King’s life and legacy:

🔵"My Life with Martin Luther King, Jr." by Coretta Scott King
🔵"King: A Life" by Jonathan Eig
🔵"The Autobiography of Martin Luther King, Jr." edited by Clayborne Carson

If you’re looking for more ways to honor the day, you can visit thekingcenter.org for ideas, events, and resources.

Please note that in honor of the holiday, our office is closed on Monday, January 19th. We’ll be back on Tuesday, January 20th, and look forward to connecting with you then.

Today, we’re sharing new and old 401(k) rules that you can use to help improve participation, take advantage of tax cred...
01/15/2026

Today, we’re sharing new and old 401(k) rules that you can use to help improve participation, take advantage of tax credits, and make retirement benefits work harder for your team.

Need help putting a plan in place? Give us a call, and we can talk about next steps.

If you’re thinking about retirement, you might be considering Social Security benefits as part of your plan. But you mig...
01/13/2026

If you’re thinking about retirement, you might be considering Social Security benefits as part of your plan. But you might not realize that you could be preparing now to help increase your benefit later.

Here are some key Social Security strategies that could help maximize your benefit more — and bring you greater peace of mind down the road:

✅ Work at least 35 years - Social Security is based on your 35 highest-earning years. If you’re only a few years off of this target, you may want to consider working until you hit the 35-year mark.

✅ Consider additional earning opportunities - Raises, promotions, or side gigs that increase your income can count toward a higher future benefit.

✅ Check your earnings record - Errors or missing income can shrink your future payments. Review and correct them through your My Social Security account.

✅ Wait until full retirement age - Claiming Social Security benefits early can reduce your monthly amount for life. Waiting until your full retirement age can pay off.

✅ Consider delaying benefits - For every year you delay past your full retirement age, your benefit increases. Depending on your personal health and financial needs, delaying your Social Security benefits can help you earn more as you age.

While these strategies may work for some, it’s important to discuss the best approach for your unique situation with a financial advisor.

That’s where we come in. Give us a call today, and we can discuss a holistic wealth management strategy that considers current needs and future goals.

The new year is a perfect time to revisit financial goals and make any necessary adjustments for the year ahead. To help...
01/07/2026

The new year is a perfect time to revisit financial goals and make any necessary adjustments for the year ahead. To help you start 2026 off on the right foot, we’re sharing a few key steps to consider.

For personalized wealth management guidance, call our office today to schedule a New Year portfolio review.

One of the best gifts you can give yourself this holiday season is a secure financial future. Reach out today to schedul...
12/18/2025

One of the best gifts you can give yourself this holiday season is a secure financial future.

Reach out today to schedule an initial wealth management consultation, tailored to your unique needs.

December will be over before we know it, so we’re sharing an urgent reminder about annual required minimum distributions...
12/16/2025

December will be over before we know it, so we’re sharing an urgent reminder about annual required minimum distributions. Take a look below at key information for Americans who are 73 years or older.

🔹If you turned 73 in 2025, you have until April 2026 to take your first distribution. However, you will need to take your second distribution by December 31, 2026. Taking both in 2026 could have negative tax impacts. Discuss the best course of action with your financial advisor.

🔹If you’re age 74 or older, the IRS requires you to take an RMD from certain retirement accounts by December 31st.

🔹Applicable accounts include: Traditional IRAs, SEP IRAs, SIMPLE IRAs, 401(k)s, 403(b)s, and 457(b)s. However, the IRS does not require RMDs from Roth IRAs, Roth 401(k)s, or Roth 403(b)s while the account holder is living.

🔹Missing the deadline could result in a penalty of 25% of the RMD amount and 10% if corrected within two years for IRAs.

Have questions about RMDs or other investing matters? Give us a call today.

Pics of Lisa Hiatt’s retirement party this year. We have a great group!
12/13/2025

Pics of Lisa Hiatt’s retirement party this year. We have a great group!

Lisa Hiatt retired earlier this year, we sure do miss her!
12/13/2025

Lisa Hiatt retired earlier this year, we sure do miss her!

Meritrust out for a Christmas Lunch, we missed Tom Furlong who was out feeling under the weather. Merry Christmas every...
12/13/2025

Meritrust out for a Christmas Lunch, we missed Tom Furlong who was out feeling under the weather. Merry Christmas everyone!

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Louisville, KY
40202

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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