Amber Mahoney- MortgageRight

05/27/2026

**MORTGAGE NEWS**

MBS MORNING SNAPSHOT
• Oil is sitting around $88 per barrel - Yay!
• 10-Year Treasury is at 4.47%
• Iran TV reported that a draft deal would restore Hormuz oil flow which is helping calm oil markets this morning
• Mortgage applications fell overall 8.5% week over week
• Purchase applications only slipped 0.4%
• Refinance applications dropped 18.1%
• Average 30-year fixed rate moved from 6.56% to 6.65%

The market is still volatile, but we are seeing signs of stabilization this morning with bonds improving and oil calming down a bit. Rates remain elevated, but buyers are still actively shopping while refinance demand has dropped hard.
Purchase business is where the opportunity is right now. Buyers who are serious are still moving forward and many are negotiating better deals, seller concessions and price reductions that we simply did not see during the crazy market years.
Remind clients that mortgage rates move daily based on inflation, oil, global events and investor confidence. Locking decisions should be based on comfort level and monthly payment goals, not trying to perfectly time the market.

**NOT MY WORDS**

05/22/2026

Our monthly payment is one of the biggest factors in determining how much home you can afford, and interest rates play a direct role in that equation. When rates move higher, buying power can shift even if home prices stay the same. That’s why timing, strategy, and exploring different loan options can make a meaningful difference in your home search. Even in changing rate environments, there are often ways to structure a loan that still fits your goals and budget. Reach out to me and I can help you figure out what makes the most sense for your situation. MortgageRight Louisville

04/27/2026

Pay the rent to yourself and your equity. Let's talk. (502) 741-4612

04/08/2026

Hey guys, the welcome home funds have been exhausted. Let’s get the rest of those contracts, locked in and secured down payment assistance.

Dreaming of homeownership but worried about the down payment? KHC’s Down Payment Assistance program offers up to $12,500 to help make it happen. Talk to your KHC-approved lender today and take the next step toward your new home!

Learn more about KHC programs at https://ow.ly/oO9r50YF0F0.

04/03/2026

Closing Day Goodies 🏠🔑🏠

03/30/2026

Before you start home shopping, take time to review your credit reports. Small errors can have a big impact on your financing. Make sure your personal information and accounts are accurate, confirm account statuses and dates, and watch for duplicate or unfamiliar accounts. These issues can affect your credit score more than many buyers realize. Check reports from Equifax, TransUnion, and Experian, and dispute any errors early to keep your options strong.

03/13/2026

Do you have questions? Join our free talk!

03/12/2026

What keeps you from registering? What would make you attend more Events that are pertinent to your
Business and growth? Just curious. DM if you like 🤗

03/12/2026

Headshots & Snacks thank you to all who came out and took advantage. The Henryette venue in Shepherdsville super cute if you’re looking for space.

03/10/2026

Happy Tuesday friends 💐