Mike Watts

11/28/2025

Dick Watts Insurance is Louisville’s trusted independent agency for non-standard auto insurance and high-risk drivers. We work with top carriers that specialize in:

• SR-22 insurance
• DUI / DWI coverage
• Drivers with multiple tickets
• At-fault accidents
• No prior insurance
• Lapsed coverage
• Suspended or revoked licenses
• High-risk young drivers

As an independent agent, we shop many companies to secure the lowest rate available—saving you time and money. If mainstream companies have turned you away, we have options.

Call or text for a fast quote: 502-245-3625

11/25/2025

Planning ahead means protecting the people you love most. 💚
Final Expense Insurance helps cover funeral, burial, or cremation costs—so your family isn’t left with financial stress during an already difficult time.

💚 Affordable coverage for Kentucky seniors
💚 No medical exam options
💚 Rates that never increase
💚 Coverage amounts: $5,000–$25,000
💚 Local, trusted help — 25 years in business

I’ll help you compare the best plans for your situation.

📞 Call/Text Mike Watts: 502-245-3625
💻 DickWattsInsurance.com

07/07/2025

07/07/2025

🛑 If You Have a Medicare Advantage Plan… You May Need a Hospital Indemnity Plan! 🏥
Did you know? Most Medicare Advantage plans have daily hospital copays that can add up fast during an inpatient stay.

💡 That’s where a Hospital Indemnity Plan comes in — it pays cash directly to you to help cover:
✅ Hospital admission copays
✅ Daily hospital stays
✅ Skilled nursing facility care
✅ Ambulance rides and more

➡️ Protect your savings from unexpected hospital bills.
Let’s review your options — it’s more affordable than you might think.

📞 Call today for a free quote and personalized recommendation!

05/22/2025

04/21/2025

🎉 Turning 65? 🎉

Navigating Medicare doesn’t have to be overwhelming! 🩺💊 As an independent insurance agent, I’m here to simplify the process and help you make the best decision for your needs.

✅ Explore ALL your options, not just one company’s plans.
✅ Get clear, unbiased advice tailored to YOU.
✅ Enjoy personalized support—I'm just a call away!

💡 Important Note: I do not work for or represent Medicare, any government agency, or federal program. My services are provided as an independent resource to help you better understand your Medicare options.

Make your Medicare choices with confidence and peace of mind. Let’s make turning 65 a milestone to celebrate! 🎂

📞 Contact me today to schedule a free consultation: 502-245-3625

04/19/2025

Medicare Myth: “You can only get expensive brand-name drugs covered by Medicare Part D.”

False! With new changes brought by the Inflation Reduction Act, Medicare Part D uses a 5-tier system, and Tier 1 includes low-cost generic medications. Ask your doctor about affordable alternatives!

“I do not offer every plan available in your area. Currently I represent between 4-6organizations which offer between 20-26 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

I am an independent licensed insurance agent and is not affiliated with or endorsed by the government or the federal Medicare program.”

04/19/2025

Medicare Myth: I’m covered when I travel abroad.
Not Necessarily!!! Many people take this chapter in life to travel abroad, including cruises. Be sure you understand your Medicare coverage before traveling. Ask your agent about travel insurance specific to your destination.

“I do not offer every plan available in your area. Currently I represent between 4-8organizations which offer between 22-26 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

I am an independent licensed insurance agent and is not affiliated with or endorsed by the government or the federal Medicare program.”

04/19/2025

For some seniors, downsizing isn’t just a difficult decision but an actual economic necessity. As more Baby Boomers and Gen Xers near retirement age, downsizing might be the only way they can afford to stay retired.

https://www.planenroll.com/learning-center/why-downsizing-in-retirement-can-save-you-in-a-large-way?purl=RICHARD-WATTS