TBF Mortgage Company

TBF Mortgage Company NMLS #1934540

This week’s Local Gem feature is bringing the flavor!We’re spotlighting Pinch Spice Market — a Louisville-based, family-...
06/12/2026

This week’s Local Gem feature is bringing the flavor!

We’re spotlighting Pinch Spice Market — a Louisville-based, family-owned organic spice company known for high-quality spices, salts, and seasonings sourced from trusted fair-trade farmers around the world. From everyday cooking essentials to unique blends like their Black Truffle Salt, Pinch is all about fresh flavor without fillers or additives.

If you’re looking to level up your cooking while supporting local, this is definitely a spot worth checking out!

📍 110 N. 13th Street Louisville, KY

Thinking about buying?
Let’s run the numbers and see what’s possible!
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

🚨 Friendly Mortgage Reminder From Your Loan Officer 🚨If you’re buying a home… DON’T quit your job the week before closi...
06/08/2026

🚨 Friendly Mortgage Reminder From Your Loan Officer 🚨

If you’re buying a home… DON’T quit your job the week before closing.

We promise we’re not trying to ruin your fun — we just want to get you to the closing table with minimal chaos.

Moral of the story:
✔️ Don’t quit your job
✔️ Don’t finance a car
✔️ Don’t open new credit cards
✔️ Don’t disappear during underwriting

The mortgage process is basically: “Please stay financially boring until closing day.”

(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

Louisville locals know the best spots aren’t chains — they’re neighborhood favorites with amazing food, cozy vibes, and ...
06/05/2026

Louisville locals know the best spots aren’t chains — they’re neighborhood favorites with amazing food, cozy vibes, and a story behind them.

This week’s Local Gem spotlight goes to Blue Dog Bakery & Cafe. From artisan breads and flaky pastries to fresh brunch favorites, this Frankfort Avenue staple has been serving up local flavor since 1998.

Have a favorite thing to order at Blue Dog?
Drop it below

(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

The Mortgage Dictionary: Words Every Homebuyer Should KnowToday’s term: Underwriting One of the most important steps in ...
06/03/2026

The Mortgage Dictionary:
Words Every Homebuyer Should Know

Today’s term: Underwriting

One of the most important steps in the mortgage process! Underwriting is when your lender reviews your financial information and loan documents to officially determine if your loan is approved.

During this stage, they verify things like:
✔️ Income & employment
✔️ Credit history
✔️ Bank statements & assets
✔️ Debt-to-income ratio
✔️ Property details

Think of underwriting as the final review before getting the clear to close!

It may sound intimidating, but don’t worry — your loan team is here to guide you through every step of the process.
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

Spilling the mortgage tea today…Pre-Qualification and Pre-Approval are NOT the same thing.While a pre-qualification give...
06/02/2026

Spilling the mortgage tea today…
Pre-Qualification and Pre-Approval are NOT the same thing.

While a pre-qualification gives you a general estimate, a pre-approval takes a deeper look at your finances and can give you a stronger advantage when you’re ready to make an offer on a home.

The tea?
Getting pre-approved before house hunting can help you shop with confidence, know your budget, and show sellers you mean business.

Thinking about buying a home soon? Let’s talk!
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

Mortgage Rule #1:Please do NOT buy a boat, car, ATV, jet ski, or “just one little thing” before closing. 😂Your loan off...
06/01/2026

Mortgage Rule #1:
Please do NOT buy a boat, car, ATV, jet ski, or “just one little thing” before closing. 😂

Your loan officer’s blood pressure will thank you.

Thinking about buying?
Let’s run the numbers and see what’s possible!
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

This week’s TBF Local Gem is one that truly gives back 🤍Meet The Table—a Louisville nonprofit café built on community, c...
05/29/2026

This week’s TBF Local Gem is one that truly gives back 🤍

Meet The Table—a Louisville nonprofit café built on community, connection, and compassion. With their “pay what you can” model, everyone is welcome, and every meal makes an impact. Whether you’re stopping in for a fresh, locally sourced bite or looking to support a meaningful mission, this is a place worth visiting.

Want to get involved? You can even volunteer your time in exchange for a meal 👇
🔗 Sign up here: https://thetablelou.com/volunteer

📍 1800 Portland Ave, Louisville, KY

Because good food tastes even better when it brings people together 💚

Thinking about buying?
Let’s run the numbers and see what’s possible!

(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

Welcome to The Mortgage Dictionary — where we break down mortgage terms every homebuyer should know!Today’s word: Cash t...
05/27/2026

Welcome to The Mortgage Dictionary —
where we break down mortgage terms every homebuyer should know!

Today’s word: Cash to Close

This is the total amount a buyer needs to bring to closing day to finalize the purchase of a home. It can include your down payment, closing costs, prepaid taxes & insurance, and more.

The good news? Your lender will provide the final number before closing so there are no surprises!

Buying a home doesn’t have to feel overwhelming — we’re here to help make the mortgage process simple and easy to understand every step of the way. 🤍

Questions about buying a home or getting pre-approved? Let’s chat!
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

☕️ Tea Tuesday: Spilling the Mortgage TeaJust because you’re approved for it… doesn’t mean you should spend it!Here’s th...
05/26/2026

☕️ Tea Tuesday: Spilling the Mortgage Tea

Just because you’re approved for it… doesn’t mean you should spend it!

Here’s the real tea:
Lenders look at your max numbers—but only you know what feels comfortable month to month.

That “approved amount” doesn’t factor in your lifestyle, spending habits, or future plans… and those matter a lot

The goal isn’t just getting the house—
it’s loving your payment after you move in

📲 Let’s find a number that actually works for YOU
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

🇺🇸 Memorial Day 🇺🇸Today we remember and honor the brave men and women who made the ultimate sacrifice for our freedom. T...
05/25/2026

🇺🇸 Memorial Day 🇺🇸

Today we remember and honor the brave men and women who made the ultimate sacrifice for our freedom. Their courage and service will never be forgotten ❤️🤍💙

In observance of Memorial Day, our offices will be closed.
However, our team is always here for you—feel free to reach out directly to your loan officer with any questions.

From all of us at TBF Mortgage, we wish you a safe and meaningful Memorial Day.

Thinking about buying?
Let’s run the numbers and see what’s possible!
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

Address

11909 Shelbyville Road, Suite 100
Louisville, KY
40243

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