TBF Mortgage Company

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Louisville, KY
TBF Mortgage Company

NMLS #1934540

09/04/2026

HERE’S TO HARD WORK & WELL-EARNED REST!

In observance of Labor Day, our offices will be closed on Monday, September 7th, as our team takes time to relax, recharge, and enjoy the holiday.
We’ll be back and ready to serve you on Tuesday!

From all of us at TBF Mortgage Company, we wish you and your family a safe and relaxing Labor Day weekend!

(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

08/18/2026

🎉 Happy Birthday, John! 🎉

Wishing you a fantastic day filled with happiness, celebration, and all the things you enjoy most. Your TBF Mortgage family hopes this next year brings you continued success and plenty of great memories!

Help us wish John a very Happy Birthday! 🎂🥳

(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

07/21/2026

☕ Mortgage Tea: The lowest rate isn’t always the best loan!

A great mortgage is about more than just the interest rate. Be sure to compare lender fees, mortgage insurance, cash needed at closing, and your total monthly payment.

The best loan is the one that fits your budget and long-term goals.
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

07/20/2026

Ready to buy now—or just thinking about it?

The best time to talk with a mortgage professional isn't when you've found the perfect home—it's before you start your search.

A quick conversation today can help you:
✔️ Understand your budget
✔️ Find opportunities to strengthen your credit
✔️ Build a personalized home-buying plan
✔️ Learn your down payment options
✔️ Be ready to act when the right home hits the market

No pressure. No commitment. Just the information you need to make confident decisions when the time is right.

Reach out to TBF Mortgage Company today—we're here to help every step of the way.
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

07/08/2026

The Mortgage Dictionary: Verification of Employment (VOE)

Buying a home comes with a lot of paperwork, and Verification of Employment (VOE) is one of the important steps lenders use to confirm your employment and income during the mortgage process.

🏡 Why does it matter?
✔ Verifies the income used to qualify for your loan
✔ Confirms you’re currently employed
✔ Helps lenders ensure you can comfortably repay the mortgage

Homebuyer Tip: Lenders may verify your employment again right before closing, so it’s usually best to avoid changing jobs or employment status while you’re in the middle of buying a home.

The more you understand the mortgage process, the more confident you’ll feel on your journey to homeownership!

(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

07/07/2026

Buying a home is one of the biggest decisions you’ll make—and it’s completely normal to have questions along the way.

From paperwork and inspections to financing and closing day, there can be a lot to navigate. That’s why having the right team matters. We’re here to guide you through the process, answer your questions, and help you feel confident every step of the way. ☕🏡

Have a homebuying question you’ve been afraid to ask?
Drop it below!

(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

07/06/2026

One of the most important mortgage rules:
If your loan officer says, “Don’t make any big purchases,” they don’t mean “unless it’s on sale.”

That new furniture set, appliance package, car, or credit card can impact your loan qualification faster than you think.

When in doubt, call your loan officer first. We’d much rather answer a quick question than have a surprise pop up right before closing!

(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

07/05/2026

Happy Birthday, Jessica!

Today we’re celebrating our amazing Processing Manager, Jessica Glass!

Jessica’s dedication and attention to detail help keep everything running smoothly behind the scenes. Her hard work, commitment to our team, and passion for helping our clients have a positive impact every single day.

We’re grateful to have you as part of the TBF Mortgage family and appreciate all that you do.

Please join us in wishing Jessica a very Happy Birthday!

(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

07/04/2026

Happy 4th of July from TBF Mortgage!
Hope everyone’s enjoying good food, good company, and some fireworks tonight 🎆
Have a safe and fun holiday!

(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

07/01/2026

The Mortgage Dictionary: FICO® Score

When it comes to buying a home, your FICO® Score is one of the most important numbers lenders consider. It helps determine your loan options, interest rate, and overall mortgage affordability.

🏡 What impacts your FICO® Score?
✔ Payment history
✔ Amount of debt owed
✔ Length of credit history
✔ New credit accounts
✔ Types of credit used

💡 Why does it matter?
• Can affect your mortgage approval
• May impact your interest rate
• Can influence your monthly payment
• Helps determine which loan programs you qualify for

The good news? You don’t need a perfect credit score to become a homeowner. Many loan programs are available for a variety of credit situations, and even small improvements to your score can make a big difference.

(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

Address

11909 Shelbyville Road, Suite 100
Louisville, KY
40243

Website

https://www.tbfmortgage.com/

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