Will Davis - Securitas Mortgage NMLS: 1978683

06/21/2023

Really feeling valued this week with all these nice reviews coming in. I appreciate all my clients and it was a pleasure assisting this family in particular!

06/20/2023

These clients were awesome! Glad to see they felt the same way about their time working with me. 🏠

06/07/2023

Watch out Louisville!!! Anybody looking to buy in one of these cities over the next few years???

According to a recent study by LendingTree, older members of Gen Z — born between 1997 and 2012 — are graduating college, starting their careers, and buying homes for the first time. Here’s where they are looking to buy.

05/26/2023

Sellers are willing to negotiate!!!

According to Redfin, the rate of home sellers offering concessions to buyers has significantly increased, almost doubling from last year. During the three months ending April 30, 42.9% of home sellers made concessions, compared to 25.5% during the same period last year.

These concessions often include contributions towards repairs, closing costs, and mortgage-rate buydowns. Sellers are offering concessions for various reasons, including the need to move quickly or the desire to sell off a backlog of properties, as in the case of homebuilders. However, the report notes that buyers are unlikely to receive concessions in certain markets where housing supply is especially scarce.

05/25/2023

This is MASSIVE. Please contact me with any questions or to see if you qualify!

05/23/2023

I've got exciting news! 1% Down Payment on Conventional Loans...

1% Down Payment AND NO PMI

That's right. Eligible clients only need to put 1% down, and the other 2% is covered, providing all of the benefits of a 3% down payment. Affordability is top of mind for everybody right now and this program is a fast track to homeownership that prevents qualified applicants from having to save up so much cash on the front end.

Clients also don't pay PMI which significantly decreases their monthly payment overtime.

Reach out to me today to see if you qualify!

05/15/2023

Benefits of Home Equity Loans:

1. You can tap into your home equity without adjusting your first mortgage structure.
2. Since rates are typically lower than credit cards or personal loans, it’s a great choice if you need to:
o Pay off or consolidate credit card debt.
o Make a large purchase.
o Pay for home improvements, education or medical expenses.
o Establish an emergency fund.

Let's see if the #'s add up! Call me to compare a Home Equity Loan to a Cash-Out Refinance Today!

05/06/2023

https://www.rocketmortgage.com/learn/mortgage-data-shows-american-migration-patterns?j=150587&sfmc_sub=216141126&l=88_HTML&u=1626220&mid=100023879&jb=6007

In 2022 Americans faced rising inflation, increases in mortgage rates and rising rents. These issues, compounding on the normal motivations to move, gave many people even more reason to seek out a new place of homeownership. But where are these people leaving and moving to?

A study by Rocket Mortgage analyzed loan application data to find American migration patterns by city, state, and region of the US.

05/05/2023

https://view.ceros.com/morning-brew/buying-vs-renting-homes/p/1

Great 40-minute video for anyone, especially those trying to determine whether it's better to RENT or OWN. Lots of helpful information in here.

05/03/2023

Attention all homeowners and aspiring homeowners! If you're looking for competitive pricing on Manufactured Housing, look no further! I'm thrilled to offer Conventional, FHA, VA, and USDA loans for Manufactured Housing. Whether you're a first-time buyer or looking to refinance, I'm here to help you get the best possible deal on your dream home. Don't miss out on this amazing opportunity, contact me today to learn more!

04/28/2023

GOOD NEWS FOR KY HOMEBUYERS!!

According to data analyzed by LendingTree, the average monthly payment on a new mortgage in the US is $2,317.

However, this amount can vary greatly depending on the location of the buyer, ranging from $1,700 to $3,696. Hawaii has the highest average payment at $3,696, followed by California at $3,399 and Massachusetts at $3,021.

On the other hand, West Virginia, Kentucky, and Michigan are the least expensive states with averages of $1,700, $1,711, and $1,742 respectively.

04/26/2023

Are you in the 18%???

According to the latest Housing Trends report by the National Association of Home Builders, a record-breaking 18% of American adults plan to buy a house in the next 12 months. This is the highest share ever for the survey.