Ray at Northpointe Bank

04/30/2026

5.0 star review received on Experience.com for Ray Childs by Freddy R - Trust my lender

Click to see all 25 reviews of Ray Childs - Northpointe Bank, Sr. Loan Officer | NMLS # 859241

03/26/2026

Northpointe Bank, in partnership with the Federal Home Loan Bank of Indianapolis, will soon offer eligible households grant funds that can be used toward your down payment or closing costs through the Launch Down Payment Assistance Program.
Funds are limited so connect with us today to explore your options!

02/02/2026

5.0 star review received on Experience.com for Ray Childs by Jason H - Ray was extremely professional and easy to work with. He was proactive. He was able to answer all of my questions regarding the specific financial tool I was applying for.

Click to see all 24 reviews of Ray Childs - Northpointe Bank, Sr. Loan Officer | NMLS # 859241

10/30/2025

5.0 star review received on Experience.com for Ray Childs by Kathryn K - Professional and Flexible

Click to see all 23 reviews of Ray Childs - Northpointe Bank, Sr. Loan Officer | NMLS # 859241

10/20/2025

4.75 star review received on Experience.com for Ray Childs by Craig O - All of my questions and concerns were answered timely. Looking forward to saving a ton of interest on our mortgage.

Click to see all 22 reviews of Ray Childs - Northpointe Bank, Sr. Loan Officer | NMLS # 859241

10/12/2025

5.0 star review received on Experience.com for Ray Childs by Sherri T - I had an exceptional experience working with Ray Childs at NorthPoint Bank. From start to finish, Ray was incredibly knowledgeable and made the entire loan process smooth and even enjoyable. He eased all my concerns and
anxieties, staying in constant communication and ensuring that everything moved quickly and efficiently. I wholeheartedly recommend Ray and Northpoint Bank for anyone looking for a seamless and positive loan experience.

Thank Mr Childs

Click to see all 21 reviews of Ray Childs - Northpointe Bank, Sr. Loan Officer | NMLS # 859241

10/04/2025

5.0 star review received on Experience.com for Ray Childs by Isaiah F - Great experience

Click to see all 20 reviews of Ray Childs - Northpointe Bank, Sr. Loan Officer | NMLS # 859241

09/22/2025

5.0 star review received on Experience.com for Ray Childs by Allison F - Ray is very knowledgeable and proficient. He truly helped make the purchasing process as easy as possible.

Click to see all 19 reviews of Ray Childs - Northpointe Bank, Sr. Loan Officer | NMLS # 859241

08/26/2025

5.0 star review received on Experience.com for Ray Childs by Kamron C - Ray is the reason my process of buying and refinancing my home was easy and convenient

Click to see all 18 reviews of Ray Childs - Northpointe Bank, Sr. Loan Officer | NMLS # 859241

08/11/2025

5.0 star review received on Experience.com for Ray Childs by Cureon R - Good communication

Click to see all 17 reviews of Ray Childs - Northpointe Bank, Sr. Loan Officer | NMLS # 859241