10/12/2026
There are a lot of myths out there when it comes to various types of coverage and insurance. How do you separate these myths from facts? We are here to help!
Myth: Your driving record is the only thing that determines your Auto Insurance Rate!
Facts: While your driving history plays an important role in determining your premium, it's far from the only factor insurance companies consider! Several things can influence what you pay for auto insurance
π Your Vehicle: The make, model, age, and cost to repair or replace your vehicle can impact your rate.
πYour Location: Where you live can influence premiums based on local accident rates, theft, and other risks.
π Your Driving Habits: How often you drive, your annual mileage, and how you use your vehicle can make a difference.
π Your Coverage: The types of coverage you select, your coverage limits, and deductibles all affect your premium.
π Your Credit History: In states where permitted, insurers may use credit-based insurance scores as one factor in determining rates.
The bottom line? Even with a spotless driving record, you might not be getting the best rate available! If you have other questions, or you would like a second look at your policy to make sure youβre getting maximum coverage at the lowest rates in the industry contact us for a free quote below!
https://form.jotform.com/241615986401054