Rio Grande Financial Network

12/26/2025

Tax deferral can have a dramatic affect on the growth of an investment. Know what's at stake.

This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.

12/22/2025

As market activity slows and economic data becomes scarce, we’re looking ahead to 2026 and the three key investment themes likely to shape the economy and financial markets. From a stronger-than-expected economy to lower market returns and a shift in market leadership, these trends could define the year ahead. On this week’s , CIO Gene Goldman breaks down what these themes mean for investors and portfolios in 2026.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

12/22/2025

Do you have a will? Is it updated?

When do you need a will? The answer is easy: Right Now.

12/20/2025

Is your household's inflation rate higher than the national average?

Estimate how much income may be needed at retirement to maintain your standard of living.

12/19/2025

For many, retirement starts a new phase of life. Are you getting prepared for your new phase?

This calculator can help you estimate how much you may need to save for retirement.

12/18/2025

Read the latest issue of Financial Watch here:

Starting January 1, 2026, new rules for charitable giving will kick in under the One Big Beautiful Bill Act (OBBBA). These changes affect both itemizers and those who take the standard deduction, so no matter how you give, it’s worth knowing what’s ahead. This month's Financial Watch newsletter ...

12/15/2025

Due to the government shutdown, October and November reports are hitting at once—revealing a labor market under pressure and consumer spending losing steam. With CPI expected to rise to 3.1%, bond investors and policymakers are on alert ahead of January’s Fed meeting. On this week’s , Chief Market Strategist Brian Klimke breaks down what these reports mean for rates, markets, and your portfolio.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

12/15/2025

Your financial future is calling. Develop a strategy for your investments today.

Don't let procrastination keep you from pursuing your financial dreams and goals.

12/13/2025

What actually happens when the U.S. government shuts down?

This handy interactive explains which essential government services are affected by a shutdown.

12/12/2025

2026 is shaping up to be a year of resilience and reinvention. Tax cuts, demographic tailwinds, and productivity gains from AI are fueling moderate growth – even as labor market risks and elevated valuations keep investors on their toes.

The Cetera Investment Management Team’s 2026 Annual Outlook explores what these trends mean for equities, fixed income, and your portfolio strategy. Read the full commentary here: https://cetera.com/CIM-2026-market-outlook?utm_source=nfaaol

12/12/2025

Rising costs can strain even the most carefully planned retirement. Discover six strategies to reduce inflation risk and safeguard your financial stability.

From investment to estate planning, these 6 strategies help retirees manage inflation risks and maintain financial stability.

12/09/2025

Read the latest issue of Retire Wise here:

About six months before historically high gift, estate, and generation-skipping exemption levels were scheduled to expire, legislation changed course. The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, made these exemption amounts permanent. Because they continue to be indexed....